Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!
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Hey heroes, welcome to the Naked Podcast! Tired of experts, sugar-coated advice, or the “one-size-fits-all” approach to life? This podcast is for you. Being naked is being vulnerable, authentic, transparent. Peeling off layers of our internal onion. Opening up. Strengthening up. Each week, co-hosts Math and Phil get together on a call for a genuine and open conversation on personal matters - the ones that we all have to deal with. Each episode is recorded without scripts or any filters (expl ...
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If you are overwhelmed with the college-bound journey, confused by how much things have changed, or frustrated by having more questions than answers, then College and Career Clarity is the compass you need, when you need it most. Weekly episodes with Lisa Marker-Robbins and her guests provide families with strategic guidance to resource your student to make informed choices that align with their passions, purpose, and potential future. You’ll be informed to be able to have intentional & prod ...
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Welcome to Proof-of-PR: Your passport to the world of public relations for teams building onchain. I’m your host, Kelley Weaver, CEO of Melrose PR, a leading provider of crypto communications and PR strategy, and Founder of Bitwire, the modern newswire reimagined for today’s comms professionals. Get ready for an inside look into the future of finance, technology, and entrepreneurship from those driving innovation in the crypto space. Join us as we learn how they generate headlines, cut throu ...
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Join us on the Cities in Space podcast as we talk with rocket scientists, space entrepreneurs, filmmakers, space ecologists, and more. Science! Technology! Engineering! Art! Mathematics!
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Karl & Steven interview different members of the wider Laravel community.
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In The Universe Speaks in Numbers award-winning science writer Graham Farmelo is in conversation with some of the great names in modern physics and mathematics. Among the interviewees are Michael Atiyah, Ruth Britto, Lance Dixon, Simon Donaldson, Freeman Dyson, Juan Maldacena, Michela Massimi, Roger Penrose, Martin Rees, Simon Schaffer and Edward Witten.To read more see Graham's book The Universe Speaks in Numbers: How Modern Maths Reveals Nature's Deepest Secrets. Hosted on Acast. See acast ...
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How to Stay Close as a Family When Life Gets Busy with Jeremy Hill
25:42
25:42
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25:42In this episode, Lisa and Jeremy discuss: Navigating the tension between building a career and staying connected with family Developing intentional family habits to foster communication and connection Mentorship and parenting as parallel paths of leadership and influence The evolving dynamics of parent-child relationships over time Key Takeaways: R…
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Should You Gift Now or Leave a Legacy Later?
14:40
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14:40You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. Here’s some of what we discuss in this episode:…
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Is an AI Major Right for Your Teen? with Dr. Jennifer Stephan
41:34
41:34
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41:34In this episode, Lisa and Jennifer discuss: AI as a formal academic major and how it intersects with other disciplines Strategies for aligning student strengths and interests with suitable college majors How to assess readiness and fit for AI-related college programs and careers Cultivating adaptable, future-proof skills in a rapidly changing tech …
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Season 3 Episode 3: The Key to Maximizing Visibility in Crypto Comms (ft. Kelsey Ruiz)
44:24
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44:24On this episode of Proof-of-PR, Kelsey Ruiz, Head of Comms at Aztec Network, joins Co-host Nikki Brown to discuss communications in Crypto and how to maximize visibility. Kelsey covers topics such as her achievements in Comms at Aztec, the value of placements within and outside of the Crypto industry, the difference in Comms vs PR, and much more! T…
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Planning for Retirement When You’ll Never Have an Empty Nest
17:52
17:52
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17:52For many parents, retirement planning includes the idea of an empty nest. But what if that’s never going to be your reality? Today, Phil answers a viewer question about how to plan for retirement while continuing to care for an adult child on the autism spectrum. It’s a question more families are facing, and in this episode, we’re walking through t…
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Music Career Myths: What Parents Need to Know with Melissa Mulligan
32:56
32:56
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32:56In this episode, Lisa and Melissa discuss: The misconceptions and realities of pursuing a music career The value and limitations of majoring in music at college How parents can support teens responsibly pursuing creative paths Building sustainable and financially secure careers in the arts Key Takeaways: Majoring in music is often unnecessary, and …
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Big Changes - The 4% Rule Gets a Makeover
16:14
16:14
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16:14The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? In a world of volat…
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The New Admissions Reality: Prove Your Academic Preparedness with David Blobaum
39:14
39:14
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39:14In this episode, Lisa and David discuss: Evolving expectations in college admissions Challenges in assessing academic readiness amid grade inflation, and how some colleges are responding Increased reliance on standardized, verifiable academic indicators Strategic adjustments needed for competitive application success Key takeaways: Colleges increas…
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Season 3 Episode 2: From Marketing & Comms, to Corporate Leadership at Centrifuge (ft. Bhaji Illuminati)
25:09
25:09
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25:09On this episode of Proof-of-PR, CEO of Centrifuge Bhaji Illuminati joins host Kelley Weaver to discuss stepping into her new leadership role and how her expertise in marketing helped her get there. Bhaji talks about the evolution of her leadership philosophy, the importance of communication externally and internally, why you should always be transp…
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Let’s Talk Target-Date Funds: Pros and Cons
11:48
11:48
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11:48Target-date funds seem like the ultimate “set it and forget it” retirement strategy, but are they really as simple and safe as advertised? In today's episode, Phil unpacks these popular, automatic investment options that now hold over $4 trillion in assets. If you’re like many people, your 401k automatically funnels your money into these funds base…
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Empower Teens to Bridge Differences and Thrive with Tara Harvey
27:28
27:28
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27:28In this episode, Lisa and Tara discuss: Navigating cultural, generational, and personal differences through intercultural competence Building self-awareness as the foundation for meaningful cross-cultural understanding Creating opportunities for teens to develop global and human skills in everyday contexts Connecting intercultural experiences to lo…
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Key Things For Parents & Grandparents To Teach A New Graduate
20:42
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20:42Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Phil wants to share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future. Here’s some of what we discuss in …
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Boosting Selective College Admissions and Affordability with Phil Black
38:55
38:55
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38:55In this episode, Lisa and Phil discuss: The increasing competitiveness of college admissions and how students can stand out College affordability challenges and emerging solutions for middle-income families How military-affiliated education pathways like Reserve Officers’ Training Corps (ROTC) are evolving in today's landscape Strategic early plann…
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Proof-of-PR Season 3 Episode 1: The Secret behind Engaging Op-eds in Crypto (ft. Cath Jenkin)
44:07
44:07
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44:07On this episode of Proof-of-PR, Opinion Editor for Cointelegraph Cath Jenkin joins Co-host Nikki Brown to discuss journalism in the crypto industry. Cath dives into what makes good Op-eds, the importance of a human perspective in the world of AI, the value structure gives opinion pieces, tips for PR professionals engaging with journalists and so mu…
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5 Ways Wishful Thinking Can Damage Your Retirement
17:52
17:52
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17:52A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Phil is walking through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. Here’s some of what …
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Mastering College Admissions Interviews for Better Results with Alison Slater
32:19
32:19
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32:19In this episode, Lisa and Alison Slater discuss: Mastering college interviews as a tool for standing out in competitive admissions Building confidence and communication through intentional interview prep Navigating different formats and policies of college interviews Applying interview skills to scholarships, internships, and future jobs Key Takeaw…
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A Market Strategy for Type A Investors: Why Doing Less Might Be Your Best Move
18:46
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18:46Today Phil’s talking about Type A personalities. If you’re driven, competitive, and goal-oriented then you’re part of the club that often struggles during difficult markets. When things get tough, your instinct is to work harder, push more, and fix the problem. But in investing, that instinct can sometimes backfire. In this episode, Phil unpacks th…
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In-Demand Entrepreneurial Skills Every Teen Needs with Stephen Carter
30:47
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30:47In this episode, Lisa and Stephen discuss: Entrepreneurial mindset development for comprehensive student growth Career readiness beyond traditional educational frameworks Soft skills as critical professional success indicators Family's strategic role in cultivating adaptive thinking skills Key Takeaways: Entrepreneurial skills can be intentionally …
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Why The Psychology of Money Says Your Emotions Matter More Than Math
17:49
17:49
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17:49Today Phil’s kicking off his new Financial Book Club with The Psychology of Money by Morgan Housel. This book isn’t just about money strategies. It’s about why we make the choices we make, even when they don’t seem to make sense. You might find that your mindset is a bigger advantage than any investment tip. If you’ve ever wondered why it’s so hard…
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The Top 3 Scholarship Essays That Win Money with Leia LeMaster Horton
33:07
33:07
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33:07In this episode, Lisa and Leia discuss: Strategies for crafting effective scholarship essays How early planning influences scholarship success Understanding the types of scholarships available Maintaining consistency and organization throughout the scholarship process Key Takeaways: Focusing on three core essays—the personal statement, community im…
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Building Math Confidence for Better Career Options with Ben Orlin
32:13
32:13
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32:13In this episode, Lisa and Ben discuss: The impact of math confidence and mindset on educational and career paths How math anxiety can steer students away from valuable opportunities The importance of data literacy and real-world applications of math Strategies for building confidence and persistence in learning math Key Takeaways: Developing math c…
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Can Real Estate Boost Your Retirement Plan?
23:17
23:17
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23:17Can real estate actually boost your retirement plan? Is renting a property a reliable source of income, or just added stress? The short answer: it depends. In this episode, Phil breaks down the many ways real estate can support- or complicate- your retirement strategy. From rental properties and house flipping to reverse mortgages, REITs, and home …
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Behind the Scenes: What Makes a College Application Fall Flat with Amanda Leszczuk
34:20
34:20
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34:20In this episode, Lisa and Amanda discuss: A holistic admissions review that looks beyond grades and test scores Writing authentic, personal essays that reflect a student’s true identity Strategically crafting supplemental essays to show university fit and motivation Preparing for campus visits to gather insights for stronger applications Key Takeaw…
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Turn Your Savings Into a Real Retirement Plan
18:23
18:23
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18:23You’ve worked hard, saved diligently, and now you’ve got a solid 401(k) and a few other accounts... but now what? In this episode, Phil answers a common question submitted by one our listener’s: How do I turn my savings into a real retirement plan? We’ll walk through how to shift from accumulation to distribution, and explains how to organize your …
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AI and College Essays: What Families Need to Know with Susan Knoppow
37:18
37:18
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37:18In this episode, Lisa and Susan discuss: How AI impacts the essay-writing process for students Mistaken beliefs about what makes a strong application essay Crafting essays that truly reflect a student's voice and experiences Helpful strategies and tools that can assist in writing a strong college essay Key Takeaways: AI should not be used to genera…
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Thinking about retiring in 2025? You're not alone, but the timing might feel a little... complicated. With stock market swings, whispers of a recession, economic uncertainty, federal layoffs, and tariffs making headlines, it's no wonder many are feeling uneasy. But what if you had 2025 circled on the calendar long before all this? Is it still a sma…
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The Hidden Impact of College Major Selection on Admissions with Rick Clark
41:24
41:24
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41:24In this episode, Lisa and Rick discuss: How a student’s choice of future intended major impacts their college admissions chances The role of holistic review in determining “Fit To Major” (FTM) The challenges students face when trying to change majors after admission Why flexibility is essential in the college application process Key Takeaways: Coll…
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Stop Sacrificing Your Future For Your Adult Kids
16:15
16:15
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16:15How much support is too much when it comes to helping your adult children financially? A growing number of retirees are facing the dilemma of supporting adult kids at the expense of their own retirement goals. Let’s talk about how to prioritize your finances and why keeping your kids on the payroll could erode away everything you’ve worked for. Her…
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How to Identify Student-Centered Colleges: Key Insights with Elliot Felix
34:48
34:48
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34:48In this episode, Lisa and Elliot discuss: How to identify truly student-centered colleges beyond marketing claims The impact of well-connected campus services on student success Why experiential learning is essential for career readiness The hidden challenges of higher education that students and families should know Key Takeaways: Colleges with on…
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Caring for an Aging Parent: Financially Smart or Emotionally Costly?
19:50
19:50
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19:50Caring for aging parents is something many of us will face—but few are fully prepared for the financial, emotional, and logistical challenges that come with it. In this episode, we will tackle this common scenario for Baby Boomers and discuss what happens when you're part of the “sandwich generation”—caring for both kids and aging parents. Our ques…
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From World of Warcraft to Software Development with Kevin Ullyott
1:08:54
1:08:54
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1:08:54Kevin's socials : https://github.com/Orrison https://bsky.app/profile/kevinullyott.com https://www.linkedin.com/in/kevin-ullyott-9b206460/ In this episode, Karl and Steven welcome Kevin Olliot, who shares his journey into programming, starting from his early gaming days to his current role as Software Development Director at Canyon GBS. The convers…
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Scientifically Matching Your Teen to an Ideal Career Path with Amy Shepley
39:18
39:18
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39:18In this episode, Lisa and Amy discuss: Identifying personality traits, interests, and work styles for career exploration Factors influencing long-term career satisfaction and professional fulfillment The research and validation behind data-driven career assessments The relationship between career clarity, education choices, and financial outcomes K…
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The HSA Secret: Can You Really Build a Tax-Free Retirement Fund?
15:39
15:39
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15:39Are HSAs one of the best tax-advantaged accounts out there? Can you really stockpile a massive balance and use it tax-free in retirement? This is what a listener wants to know so we’ll analyze whether that’s a potential pitfall or if she’s maximizing this planning tool. Here’s some of what we discuss in this episode: 💰 HSA = A Supercharged Roth IRA…
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Admissions Insider Q&A with John Durante: Your College Questions Answered
49:01
49:01
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49:01In this episode, Lisa and Dr. John discuss: Navigating the college admissions process thoughtfully How colleges handle financial aid, scholarships, and what you can do to know the true college costs Building a college list based on fit, not prestige Crafting a strong personal story in your teen’s application through essays, interviews, and extracur…
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Gold prices are surging, JPMorgan is making a massive $4 billion gold delivery, and people are wondering if they should invest in gold. Gold has long been promoted as a safe haven in times of uncertainty, but with markets shifting, inflation concerns lingering, and a possible trade war on the horizon, is now the right time to add it to your retirem…
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How Small Academic Changes Can Mean Big Merit Aid Dollars with Brian Eufinger
38:00
38:00
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38:00In this episode, Lisa and Brian discuss: Strategies for maximizing college scholarships given by the institutions The difference in merit vs. need-based financial aid The role of GPA and standardized testing, ACT and SAT, in scholarship awards Colleges with merit scholarship grids where students can know the amount they can earn for good grades and…
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With so much happening domestically and abroad from a financial standpoint, this week’s show is going to look into the implications of Trade War 2.0 and its potential effects on the economy and markets. Phil will break down the latest economic data, tariff announcements, and which sectors might respond positively to the changes. Here’s what we disc…
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Unlocking Neurodiversity & Career Planning Success with Rebecca Whittaker Matte
35:56
35:56
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35:56In this episode, Lisa and Rebecca discuss: Shifting from a deficit-based to a strengths-based model for career development for neurodiverse students The importance of self-awareness in career planning and decision-making How experiential learning enhances career exploration and job fit for all students Challenges and strategies for neurodiverse stu…
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Great Side Gigs for Extra Retirement Income & Fun
13:06
13:06
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13:06For some people, the idea of retiring and then getting another job is detestable. For others, they can’t sit still and have to go find some other job. For the latter crowd, there are plenty of popular “side gig” jobs for retirees. This week on the podcast, Phil discusses the shifting mindset surrounding retirement. We explore the various avenues av…
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Building Your Teen's College Support Team with Megan Rose
38:21
38:21
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38:21In this episode, Lisa and Megan discuss: Understanding the role of a school counselor The benefits of independent educational consultants (IECs) Collaboration between school counselors and Independent Educational Consultants How families can get support navigating college admissions based on their budget Key Takeaways: Many school counselors manage…
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Do Smart Investors Really Need a Financial Advisor?
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15:00
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15:00If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question we’ve heard from a number of different people. So, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit f…
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Expert Guide to Summer Programs for Teens with Cindy McCormick
33:51
33:51
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33:51In this episode, Lisa and Cindy discuss: Summer programs as a college & career exploration tool Enhancing college applications through summer experiences The rise of STEM programs & growing competition Choosing the right summer program & avoiding misleading claims Key Takeaways: Deadlines for selective summer programs are often in January or early …
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What Do Proposed Tariffs Mean For Your Portfolio?
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15:17With the recent political landscape, tariffs have become a hot topic, often surrounded by confusion and misinformation. How do you sit through the noise to find out how this might impact you? In this episode, Phil breaks down what tariffs are and how they can affect your investment portfolio as you near retirement. Here’s what we discuss in this ep…
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Boost Your Teen's Personal Narrative Before Applications with Dave Peterson
31:33
31:33
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31:33In this episode, Lisa and Dave Peterson discuss: The role of personal narratives in college applications and scholarships Winning strategies beyond academics and extracurriculars The importance of future-oriented thinking for scholarship and college admission success Fixing common mistakes students make and misconceptions about what matters most Ke…
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Is Tech Overweighted? Understanding The Current Market Landscape
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17:14This week on Phil’s Tax Hacks, Phil and Marc dive into the current state of the stock market with a particular focus on the tech sector. They discuss the growing concerns around tech companies being overweighted in the S&P 500, and how recent news, including competition from a Chinese AI company, is shaking up the market. Phil highlights key issues…
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How World Languages Open Doors with Dr. Karyn Koven
38:39
38:39
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38:39In this episode, Lisa and Dr. Karyn Koven discuss: Importance of language study in education and future opportunities Flexible and innovative alternatives for world language learning College admissions considerations for world language persistence Emerging credentials like the Global Seal of Biliteracy Key Takeaways: Persisting in language studies …
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The New Retirement: Why Many Are Choosing Work Over Leisure
16:02
16:02
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16:02A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this is not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional view…
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