The newest sermons from Beaumont Baptist Church on SermonAudio.
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Are you a dedicated physician mom or dad, striving to balance your practice and family while securing your financial future? With the demands of work and family life, navigating the complexities of investment options, tax laws, and retirement planning can be overwhelming. Join W. Ben Utley and Nate Reineke, seasoned Certified Financial Planner™ professionals, on a mission to empower physician parents like you with the knowledge and tools needed to achieve long-term financial security. Throug ...
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By John Pate
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#130 Retirement Spending Done Right: What Should Physicians Spend First?
31:38
31:38
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31:38You’ve planned, you’ve saved, and finally, you've retired. Now it’s time to spend what you’ve saved and enjoy all the retirement vacations you’ve been planning. Listen in as Nate Reineke and Chelsea Jones dive into when you should start proactive backdoor Roth conversions and what accounts you should withdraw from first. We also break down what app…
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The sermon explores the profound impact of words, asserting that they possess the power to both create life and inflict destruction, drawing from Proverbs 18:21. It emphasizes that careless speech stems from underlying heart issues like bitterness, pride, and resentment, while intentional, life-giving words cultivate peace, joy, and community. Ulti…
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#129 Will a Summer Splurge Spoil Physicians' Savings Plans?
35:42
35:42
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35:42Summer means vacations, and vacations can lead to splurges. While following a plan is important, the occasional splurge is inevitable, even for the pros. Listen in as Nate Reineke, Chelsea Jones, and Kyle Hoelzle reveal their recent splurges and give some ideas on what extra cash can be used for. They also break down steps physicians can take to pr…
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The sermon explores the necessity of a specific priestly figure, drawing parallels between the historical Melchizedek and Jesus Christ, emphasizing that a superior priest is required to mediate between humanity and God. It argues that Jesus, as a perpetual priest, offers forgiveness, help, and blessings, surpassing any alternative system or earthly…
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#128 Physicians’ Investment Sundae: Minor IRAs, Form 8606 & Other Common Investing Missteps
37:13
37:13
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37:13Summer is a great time to teach kids about finances by running a lemonade stand or selling ice cream at the park. However, if you try to teach them too much, kids will miss some of the important stuff. Physicians are no different and can miss some vital elements when it comes to investing. Listen in as Nate Reineke and Kyle Hoelzle break down some …
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This sermon explores the Christian's assurance in God's promises, particularly in the face of suffering and uncertainty. Drawing from Hebrews 6 and Genesis 22, it emphasizes that God's promises to Abraham, guaranteed by oath and rooted in his unchanging nature, provide a steadfast anchor for the soul. The message encourages believers to cling to th…
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#127 A Physician Parent’s Guide to College Admissions with Lorry Krone, M.A., C.A.C
36:43
36:43
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36:43As a physician parent, you went through more school than the average Joe. You may think you know the system but college admissions is constantly evolving. Listen in as Nate Reineke and Ben Utley are joined by Lorry Krone, M.A., C.A.C, a certified college admissions counselor. From the San Francisco Bay Area, Lorry helps students from across the cou…
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By John Pate
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#126 One (More) Big Beautiful Episode with Ken Eremita, CPA
30:00
30:00
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30:00The One Big Beautiful Bill remains long and confusing. Some people think that the new tax laws are barking mad, while others are wagging their tails with delight. Listen in as Ben and Nate are joined by Ken Eremita, CPA and his dogs. From his Los Angeles office, Ken breaks down what SALT deductions are and how the changes could result in big tax sa…
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By Nate Utley
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#125 Should Physicians Bother with a Backdoor Roth Right Before Retirement?
23:23
23:23
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23:23Finally being ready to retire is a huge milestone. It takes years of planning and hard work. There is nothing worse than feeling like you missed something in all that preparation. Listen in as Ben Utley and Nate Reineke break down whether it is worth it to open a new backdoor Roth account right before retirement. We discuss the factors to consider …
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The sermon explores the reassurance available to struggling Christians, emphasizing that temporary spiritual low points and failures do not negate salvation. It highlights the importance of looking to God's righteousness and faithfulness rather than relying on personal merit. The sermon asserts that genuine Christians demonstrate love for God and o…
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#124 One Big Beautiful Episode: What Physicians Need to Know About the New Budget Bill
29:45
29:45
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29:45Whether you are excited about the budget bill that just passed, or it causes you to be SALTy, we can all agree it’s big, with 870 pages, and it’s confusing. Listen in as Nate Reineke and Chelsea Jones dive into some of the changes this new bill brings and what those changes mean for physicians like you. From SALT deductions to PSLF to the Trump Sav…
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#123: Tax Saving Strategies for Physician Parents with Ken Eremita, CPA
29:02
29:02
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29:02Even as a physician mom or dad, the thought of taking your kid to the ED can be scary. Lots of docs, especially self-employed docs, also dread the idea of taking on the IRS alone. If that's you, listen in as Nate Reineke and Ben Utley discuss tax strategies with Ken Eremita, CPA. From his office in Los Angeles, Ken offers tax planning, preparation,…
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This sermon delivers a sobering warning about the danger of spiritual regression and ultimate abandonment of the faith. It emphasizes the irreversible consequences of turning away from Christ. This sermon clarifies that while many experiences can be shared by both genuine believers and those who are self-deceived, true salvation hinges on Jesus Chr…
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Kevin M.D Featuring Ben Utley: How Physicians Can Find True Happiness Beyond Wealth
18:20
18:20
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18:20Happy 4th of July! Summer vacation is in full swing, but that doesn’t mean financial planning is taking time off. Even though Ben and Nate are taking a much-deserved break, podcasts can’t miss a week. This week is a special episode of Physician Family Finances. It features the guest appearance Ben Utley made on Kevin M.D. In this episode, Ben and K…
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No More Milk: The Call to Meat and Maturity
43:09
43:09
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43:09The sermon explores the spiritual condition of believers who, despite a history of faith and service, have become spiritually malnourished, exhibiting a dullness of hearing and a regression in maturity. Drawing a parallel to a medical condition where the stomach ceases to function properly, the message emphasizes the importance of consistent nouris…
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Should physicians hire their spouses? Fishy or fine?
28:58
28:58
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28:58Some tax strategies are fishier than others. This week, you’ll hear about how things are going with Nate and his son’s development as a fisherman, and we’ll also tackle a somewhat fishy 401(k) question: can you, or SHOULD you, hire your spouse for your 401(k)? Like a fresh-caught fish, it’s a slippery question with a tricky answer. You can also cat…
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By John Pate
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Father’s Day Finances: Teaching the Value of Money and Hard Work to Physician Kids
37:45
37:45
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37:45To a child, a father is often their first hero and is always one of their first teachers. Parenting doesn’t come with an instruction manual or a training period, so it can be easy to feel like you’re flying, or rather parenting, blind. In this special Father’s Day episode, Nate Reineke and Kyle Hoelzle chat about how they are raising their kids to …
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By Nate Utley
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Probate & Protection: Christine Roberts, J.D. on Physician Estate Planning
51:35
51:35
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51:35Paperwork is boring, and we all try to avoid it. While estate planning is a lot of paperwork, it is a crucial part of making sure your children and family are taken care of after you’re gone. Listen in as Nate Reineke and Ben Utley chat with special guest Christine Roberts, an estate planning attorney with a background in ERISA law and over 30 year…
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By Nate Utley
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529 Saving Surprises: What Can Physicians Do With an Overflowing College Fund?
28:27
28:27
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28:27We all love it when something costs less than we think it will, especially something pricey like college. If you plan to send your kids to a private university and they go to a state school, what can you do with the extra money? Listen in as Nate Reineke and Ben Utley celebrate graduation season and break down the most effective ways to save for co…
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By Nate Utley
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Exterminating Emergencies: How can Physicians cover unexpected expenses
29:39
29:39
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29:39Bug infestations are stressful. Having an established relationship with a “bug guy” helps exterminate that stress. All emergencies are more stressful when you try to handle them alone, but having a financial planner who enables you to understand where funds can come from helps decrease your stress. Listen in as Ben Utley and Nate Reineke discuss wh…
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By Nate Utley
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By Graham Statt
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Fishing for Conversions: Physician Mistakes on Backdoor Roth Accounts
29:03
29:03
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29:03If fishing were easy, they’d call it catching. If backdoor Roths were easy, they’d call it a loophole. Listen in as Nate Reineke and Ben Utley answer a cumbersome backdoor Roth question from a physician who fears they made a mistake, but the answer may be simpler than anticipated. We also answer your colleagues' questions. Investing Now: A retired …
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By John Pate
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From Scrubs to Shrubs: A Doctor’s Guide to Financing a Home
56:52
56:52
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56:52Buying a home is hard. As a physician, you want to make sure you get the best rate, use the right type of loan, and avoid the mistakes that drag out the process. Listen in as Ben Utley and Nate Reineke dissect the complex and confusing world of home buying with special guest and mortgage loan specialist Robert Hedges. Together, they answer your col…
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By Nate Utley
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Physicians, Flowers, and 403(b)s: A Mother’s Day Finance Chat
27:54
27:54
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27:54Let's be real here: You spent your first 20 years of life rolling your eyes at your mom's advice and the rest of your life realizing she was right. So right now, make sure you have a table reserved (or groceries bought) and flowers ready for Mother’s Day. Listen in as Ben Utley and Nate Reineke answer a tough listener question about whether the Rot…
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