Best Kedrec Wealth Podcasts (2025)

1
How to Sell Your Investment Real Estate Before Retirement 14:23

13h ago14:23

14:23

“Hey Mike, how do you determine if it makes sense to sell your rental property and pay the tax or do a 1031 exchange into something else?” Discover strategies that can help you avoid paying capital gains and depreciation recapture taxes when you sell your investment real estate. Text your questions to 913-363-1234. Request Your Wealth Analysis by g…

1
Why You May Not Need a Death Benefit in Retirement 13:08

1d ago13:08

13:08

“Hey Mike, I have a list insurance policy but don’t feel I need the death benefit anymore. What should I do?” Discover why it may not make sense to maintain your life insurance policy in retirement. Life insurance has fees. Are they eroding your portfolio? Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontim…

1
Why You Need to Pay Attention to Your MAGI in Retirement 15:12

2d ago15:12

15:12

“Hey Mike, a lot of the Big Beautiful Bill tax changes revolve around the MAGI. What is it and what do we do about it?” Discover what is the Modified Adjusted Gross Income and why that matters when it comes to your retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
How to Figure Out Your Cash Flow Amount in Retirement 8:38

7d ago8:38

8:38

"Hey Mike. I'm having a hard time getting started with my retirement plan. Where should I start?" Discover how to design your lifestyle in retirement so that you can determine how much it could cost each month. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
Different Living Situations for Retirees 12:50

8d ago12:50

12:50

"Hey Mike. We are looking for a retirement community to enjoy. What are the differences between buy-in communities, co-ops, and other options?” Discover the differences between living at home, living in a co-op, and so on so that you can start to plan based on what is right for you. Text your questions to 913-363-1234. Request Your Wealth Analysis …

1
Why You May Not Want to “Plan and Invest Like the Rich." 11:43

9d ago11:43

11:43

Hey, Mike. I'm 60 years old with 1,200,000.0 in a traditional IRA. Should I convert 120,000 each year so I don't have to worry about RMDs? Discover the trap set by trying to plan and invest like someone else. Listen as Mike breaks down the importance of building a plan and a portfolio that works for your specific situation. Text your questions to 9…

1
Why You May Not Want to Convert All Your Money to Roth 10:14

10d ago10:14

10:14

“Hey Mike, I'm 60 years old with 1,200,000.0 in a traditional IRA. Should I convert 120,000 each year so I don't have to worry about RMDs?” Discover the problem with aggressive IRA to Roth conversions and the overall tax-free retirement goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
How Social Security Taxes Have Changed 12:20

11d ago12:20

12:20

“Hey, Mike. I heard that Social Security is now tax free. Is that true?” Discover changes to the tax code and how you can potentially use it to your advantage. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
Different Ways to Get Funds into Roth or Other Tax-Free Accounts 13:07

14d ago13:07

13:07

“Hey Mike, what’s the best way to get funds into a Roth IRA?” Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
Benefits and Detriments with “Fixed-Income” (Income from Bonds) 7:11

15d ago7:11

7:11

"Hey Mike, I plan on living off of income from my bond portfolio. What's the risk with this income strategy and how do you plan around it?”  Discover when it makes sense to use bonds as an income source, and why you may want to blend this income strategy with another growth-focused strategy. Text your questions to 913-363-1234. Request Your Wealth …

1
Why the Market, Politics, and Other Concerns Should Not Delay Your Retirement 9:00

16d ago9:00

9:00

“Hey Mike, with all that is going on, is now still a good time to retire?” Discover how to build your plan so you can retire when it makes sense for you, regardless of what is going on elsewhere. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
The Problem with Filing for Social Security Early with the Intention of Investing Your Benefits 11:34

17d ago11:34

11:34

“Hey Mike, when does it make sense to file for Social Security early so you can take the benefits and reinvest them?” Discover when it may make more sense to delay your benefits. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
Why More Risk Doesn’t Necessarily Mean More Reward 15:04

18d ago15:04

15:04

“Hey Mike, I am comfortable taking risks, even in retirement. For people like me, what type of portfolio would you recommend.” Discover why taking more risks may actually hurt you in the long-term and in the short-term when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
Renting or Buying: Which is Better in Retirement? 5:54

21d ago5:54

5:54

“Hey Mike, is it better to rent or buy a home in retirement?”Discover the benefits and detriments of renting, buying, and buying with low maintenance. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
How Your Social Security Taxes are Calculated 9:49

22d ago9:49

9:49

“Hey Mike, is it true that Roth Income affects your social security taxes bracket?”Discover how your Social Security benefits are calculated and if your Roth IRA income affects those calculations. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.comBy Kedrec Wealth

1
Income Strategies for the First Five Years of Your Retirement 11:05

23d ago11:05

11:05

“Hey Mike, I want guaranteed income for the first few years of retirement, not for life. Is a bond ladder the best strategy?”Discover different ways you would set up your retirement income strategy for the first five years of your retirement without depending on lifetime income streams from annuities. Text your questions to 913-363-1234. Request Yo…

1
What Are Your 401(k) Fees? 12:09

24d ago12:09

12:09

“Hey Mike, I tried to calculate my 401k fees and it looks like I’m paying around 3%. Is that even possible?” Discover the different types of fees that may be a part of your 401(k) plan and what you can do about it. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
How War Can Affect the Market 17:07

25d ago17:07

17:07

“Hey Mike, why did the market go up after Iran was bombed? I even the potential or war would crash the market.” Discover why war may not affect the market as you would expect and what to look for instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

1
What does “Self-Insuring” Really Mean? 6:39

28d ago6:39

6:39

“Hey Mike, can you explain what you mean by “self-insuring?” Discover what it means to “self-insure” and when it may make sense. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
Ways to Give to Your Kids and Grandkids 7:30

29d ago7:30

7:30

“Hey Mike, what are ways you’ve seen people give to their kids and grandkids?” Discover several ways you can give to your kids and grandkids while you are alive and when they may need it more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
What to Do Once You Receive a Large Sum of Money 7:49

30d ago7:49

7:49

“Hey Mike, I just sold my business for five million dollars. What do you typically recommend someone like me do next?” Discover the behavioral risks when you receive a large sum of money from selling a business, receiving a large inheritance, or even winning the lottery. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to …

1
Why the 4%, 6%, or Even 8% Withdrawal Rates Could Be Consider Dangerous 12:57

1M ago12:57

12:57

“Hey Mike, I’m being told by others that 8% works as a retirement withdrawal rate. Is that true?” Discover why the high withdrawal rates are becoming more popular and why they may be more dangerous than you realize. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Fees and Where to Find Them 21:29

1M ago21:29

21:29

“Hey Mike, can you breakdown fees, where to find them, and how to build a good portfolio while being mindful of fees?” Discover various types of fees and where to find so you can determine if you are getting the value expected for the amount of money you pay in fees each year. Text your questions to 913-363-1234. Request Your Wealth Analysis by goi…

1
Why Social Security Is More Secure Than You May Realize 5:48

1M ago5:48

5:48

“Hey Mike, how do you prepare for Social Security potentially going away?” Discover what really drives Social Security benefits and why you shouldn’t be as concerned about Social Security solvency as others would have you believe. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Why Inflation May Not Be Under Control 11:14

1M ago11:14

11:14

"Hey Mike, do you think inflation is under control?” Discover why Mike believes inflation could come roaring back and how to prepare for the potential risk. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
What College and Professional Athletes Need to Know About Money 11:24

1M ago11:24

11:24

“Hey Mike, I’m a college athlete that is about to get paid. I don’t want to go broke like so many other athletes. Any tips on how to keep your money?” Discover why many athletes go broke and what can be done to help prevent it from happening. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Why Financial Advisors Make Money When You Don’t 14:35

1M ago14:35

14:35

“Hey Mike, how come financial advisors make money, even when the client loses money?” Discover the reason why advisors charge a flat rate or a percentage-based fee for their services and how to determine if you are getting your money’s worth with the amount you are paying in fees. Text your questions to 913-363-1234. Request Your Wealth Analysis by…

1
Why Cash May Not Be as Safe as You May Think 13:53

1M ago13:53

13:53

“Hey Mike, I’m scared about the market and am all in cash and short-term CDs. What risks, if any, do you think I am taking by doing this?” Discover how cash can crash when inflation hits and why it may be more difficult to recover from hyperinflation than an actual market crash. Text your questions to 913-363-1234. Request Your Wealth Analysis by g…

1
Risks Associated with CDs and Treasuries 9:02

1M ago9:02

9:02

"Hey Mike, can I use CDs and Treasuries only for my reservoir?" Discover risks associated with CDs, Treasuries, and other fixed interest investments/products, and what you could do instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
What to Consider Doing Now Incase the Dollar Continues Loses Value 8:52

1M ago8:52

8:52

"Hey Mike, how do you prepare for a potential currency collapse?" Discover places you could put your money in case the United States dollar continues to go down in value. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
How to Big Beautiful Bill Could Affect Your Retirement 14:31

1M ago14:31

14:31

"Hey Mike, can you breakdown how the Big Beautiful Bill will affect those in retirement?" Discover some of the ways the Big Beautiful Bill could affect your retirement for better and for worse based on what is in the current version. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Why All Cash May Be Riskier Than You Think 22:28

1M ago22:28

22:28

"Hey Mike, I’m concerned about the next market crash. I don’t want to try and time the market, but it still keeps me up at night. Any tips?" Discover the problems with trying to time the market or sitting in cash based on a feeling. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
The Problems with Marketing in Financial Services  7:52

2M ago7:52

7:52

"Hey Mike, do I really need $1.26 million dollars to retire comfortably?” Discover why you may be seeing random numbers and goals in financial services advertisements. Also, uncover the problem associated with these oversimplified claims and why you should dive into the details of your own financial situation.  Text your questions to 913-363-1234. …

1
Non-Financial Tips That Can Help You Stay Sharp and Healthy 7:44

2M ago7:44

7:44

"Hey Mike, I have been retired for a number of years now. What are some ways retirees can stay active and engaged in their communities after leaving the workforce?" Discover some non-financial aspects of retirement that may need to be addressed if you want to live a long, healthy, and happy life. Text your questions to 913-363-1234. Request Your We…

1
How to Handle Risk Differences In a Relationship  15:31

2M ago15:31

15:31

Hey Mike, My spouse and I have different ideas of how much risk we should be taking when it comes to investing our retirement funds. How can we find a balance that works for both of us?” Discover how to address a divide in risk tolerance and find a solution that works for all parties involved. By Kedrec Wealth

1
How to Address Loans Against Your 401(k) 7:55

2M ago7:55

7:55

Hey Mike, I just retired this month and have an outstanding retirement loan (against my 401k) with a balance of $8,000.00. The payment is $680.00 per month. I’d like to stop paying that. What is the best way to handle this outstanding balance - default or pay myself back with my portfolio?” Discover how to address if you should pay the loan off qui…

1
A Brief History of “AI” Running Investment Models 17:57

2M ago17:57

17:57

“Hey Mike, is AI better than an advisor at making trades and managing a portfolio?” Discover how Wall Street has been using “AI” for decades and how it may not drastically change their abilities. Also, learn how the average investor may increase their risk by using AI for themselves without sufficient experience or understanding (the Dunning Kruger…

1
Stock Picking vs Buying Indexes 8:34

2M ago8:34

8:34

“Hey Mike, should I be buying and holding stocks, or investing in cheap S&P 500 ETFs like SPY and VOO for the long term?” Discover the difference between buying individual stocks vs buying an index and holding it for a long-term period of time. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
How to Align Your RMD with Your Income Strategy 6:58

2M ago6:58

6:58

“Hey Mike, what are these “RMDs” I am hearing about, and how do they fit into my retirement income strategy?” Discover the potential tax inefficiencies caused by Required Minimum Distributions and various strategies you can implement to help take action now. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealt…

1
What to Consider When Planning to Retire Abroad 6:54

2M ago6:54

6:54

“Hey Mike, I want to retire to Mexico where the cost of living is less and the weather is great year round. What financial considerations do I need to make?” Discover some potential unknown risks associated with living abroad in retirement. This is not a comprehensive conversation, but more of a high-level starting point. Text your questions to 913…

1
Why You May Want to Lower Risk as You Approach Retirement 18:59

2M ago18:59

18:59

“Hey Mike, I am 60 and plan to retire in five years. My 401(k) is almost entirely equities; what moves should I be making to prepare for retirement?” Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
Why Lifetime Income from Annuities May Sound Better Than It Is 15:55

2M ago15:55

15:55

“Hey Mike, how can an annuity offer a guaranteed withdrawal rate of 6.5% when we are told you should only take out 4% from your portfolio?” Discover the risks associated with lifetime income so you can prepare for those risks or move in another direction. Remember, there’s no such thing as a perfect investment, product, or strategy. Text your quest…

1
Reasons Why the Future (and Market) Looks Bright 9:19

2M ago9:19

9:19

“Hey Mike, how much more can the market continue to grow?” Discover why Mike believes the future is bright and full of opportunity. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec Wealth

1
What You Can Do if You Want to Maintain Liquidity 9:39

2M ago9:39

9:39

“Hey Mike, I don’t like anything locked up for a long term period of time. What are my reservoir options?” Discover how to fund your reservoir/storehouse while maintaining more liquidity overall. There’s no such thing as a perfect investment, product, or strategy. Learn how to blend liquidity, growth potential, and protection in a portfolio that wo…

1
How to Plan Your Retirement While Preparing to Help Support a Parent 13:33

2M ago13:33

13:33

“Hey Mike, how do you plan for taking care of your parents during your own retirement?” Discover some of the financial and non-financial conversations you may want to have as you prepare to help a parent in need. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Research Ideas for Those Looking for Investment Opportunities 16:18

2M ago16:18

16:18

“Hey Mike, what sectors or stocks do you think are worth investing in right now?” Discover a couple of tricks that can help guide your research when you are looking for companies to potentially invest in. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
How to Turn Your 401k Into a Retirement Plan 19:19

2M ago19:19

19:19

“Hey Mike, how do you turn your 401k into a retirement plan?” Discover how to create your retirement plan when most of your savings are in a 401k. Learn why Mike believes you should put a general plan together first, explore strategies second, and design the portfolio third. Text your questions to 913-363-1234. Request Your Wealth Analysis by going…

1
Is Debt OK In Retirement? 14:01

2M ago14:01

14:01

“Hey Mike, walk me through paying off my credit card debt versus maxing out my IRA contributions.” Discover the difference between good debt and bad debt in general and how it applies to retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
When It Makes Sense to Delay Your Retirement 8:18

2M ago8:18

8:18

“Hey Mike, I'm considering delaying my retirement by a few years. What are the potential financial benefits and drawbacks of doing so?” Discover the non-financial reasons why you may want to delay your retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
The Difference Between Buffered ETFs and Structured Notes 12:46

2M ago12:46

12:46

“Hey Mike, what’s better? Caps, like on a buffered ETF, or participation, like on a structured note?” Discover the different ways you can make money with indexed products, like Buffered ETFs and structured notes. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

Podcasts Worth a Listen

Kedrec Wealth Podcasts

Podcasts Worth a Listen

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