What To Consider Doing Now Incase The Dollar Continues Loses Value How To Retire On Time podcast

8:11

“Hey Mike, what do you think about private equity becoming available in 401(k)?” Discover the potential benefits, and big risks of adding private equity to your retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
What to Expect When Working with a Financial Advisor 22:45

1 day ago22:45

22:45

“Hey Mike, I’ve never worked with an advisor, what should I expect?” Discover what the first experience with a financial advisor should look like and how to know if you’ve found the right fit. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Tax-Efficient Retirement Income from a Brokerage Account 13:32

2 days ago13:32

13:32

“Hey Mike, I have most of my retirement savings in my brokerage account, how should I set up my income to also be tax efficient?” Discover strategies that may make your money last longer by minimizing taxes in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
What to Know Before Retiring in Your 50s 13:55

3 days ago13:55

13:55

“Hey Mike, I plan to retire in my early fifties, what do I need to know?” Discover the key risks and considerations of early retirement that may make or break your plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Your Encore Years - A Special Episode 1:29:13

6 days ago1:29:13

1:29:13

Join Mike as he interviews Richard Himmer, PhD about his new book, "Your Encore Years." Discover the non-financial planning aspects that are important to your happiness, joy, and well-being in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Breaking Down the Self-Insure Option 12:11

13 days ago12:11

12:11

“Hey Mike, what does it mean to “self-insure” in retirement?” Discover what it means to self-insure against long-term care needs and more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
How to Get on the Same Page as Your Spouse When It Comes to Risk 10:57

14 days ago10:57

10:57

“ Hey, Mike. How do I get my husband to take the last few years in retirement? He loves training, which feels risky. He believes he can make consistent returns and provide for us in retirement, but I am not so sure.” Discover different ways to get your spouse on the same page as you when it comes to investments, risk, and your overall retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Dynamic Indexes vs. Static Indexes 13:41

15 days ago13:41

13:41

“Hey Mike, which is better; dynamic indexes that change with the market or static indexes that don't really change?" Discover the benefits and detriments associated with newer dynamic indexes when compared to the more traditional static indexes like the S&P 500 or the Dow Jones Industrial. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
A Difficult Conversation Around Commissions 15:04

16 days ago15:04

15:04

“Hey Mike, are there other high commissioned products out there like annuities that I should stay away from?” Discover various investments or products that pay a commission so you can be aware of potential conflicts of interest. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
When Broad Diversification May Not Make Sense 13:03

17 days ago13:03

13:03

“My portfolio always underperforms even though I do exactly what I am supposed to do. Why is that?” Discover why having a little bit of everything may not make sense for your specific situation and what to consider doing instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why Lowering Interest Rates Could Mean Several Things 7:05

20 days ago7:05

7:05

“Hey, Mike, what do you expect to happen when interest rates start to go down?” Discover why the Fed lowering interest rates could be good or bad for the economy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
When Even Fiduciaries Have a Conflict of Interest 9:14

21 days ago9:14

9:14

“Hey Mike, do fiduciaries have conflicts of interest?” Discover why it may be impossible for a financial professional, even a fiduciary, to have a conflict of interest and what you can do about it. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Two Parts to Retirement Planning: Financial and Non-Financial 9:54

22 days ago9:54

9:54

“Hey Mike, I think I can afford to retire, but I don't know what I'd do if I did. Any thoughts?” Discover the non-financial part of retirement planning that is often missed. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Buffered ETFs vs Fixed Indexed Annuities 16:44

23 days ago16:44

16:44

“Hey Mike, when should someone use buffer ETS versus index annuities in their plan?” Discover the difference between these two products and why you may want to use one in certain situations and the other in other situations. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
It’s Time to Change Your Definition of Risk 21:33

23 days ago21:33

21:33

“Hey Mike, what's something you see that people often misunderstand about their portfolio?” Discover why Mike thinks the word risk is often misunderstood and how you should define it instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
An Unconventional Look at Your Advisor’s Services 13:44

27 days ago13:44

13:44

“ Hey, Mike. How can somebody know they are making the right decisions as they prepare for retirement without a financial adviser?” Discover why Mike thinks the financial services space needs to go through a big shift in how it does business and what Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
There’s More Risk Than Market Risk to Consider 7:14

28 days ago7:14

7:14

“ Hey Mike, what lifestyle habits have you seen erode someone's retirement plan?” Discover hidden risks outside the stock market that you may want to consider. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
How to Plan for the Last 10 Years of Your Career 6:04

29 days ago6:04

6:04

“ Hey Mike, I want to work another five years before I retire, but I'm concerned my position won't be around that long. How do you plan for a situation like this?” Discover ways you can better prepare for retirement during the last stretch of your career. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Ways to Adjust a Non-Retirement Portfolio 9:18

4 weeks ago9:18

9:18

“Hey Mike, most of my investments are in a brokerage account. How do I set up my retirement plan without creating a huge tax bill.” Discover the nuance of shifting a non-retirement portfolio (not IRA or Roth) into something more appropriate for retirement while acknowledging the tax consequence along the way. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Don't Make This Mistake as You Prepare for Retirement 16:27

4 weeks ago16:27

16:27

“Hey Mike, what's one mistake you see many people make when they approach retirement?” Discover why your 401(k) growth strategy may not be right for you when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Why You Should Assume Everything Affects Everything Else in Retirement 10:51

5 weeks ago10:51

10:51

“Hey Mike, is cash flow the most important part of retirement planning or am I missing something?” Discover how your cash flow planning affects your tax planning, Social Security optimization, healthcare planning, estate planning, and so much more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why It Is Hard to Sell Your Best Investments, Even When You Know You Should 11:21

5 weeks ago11:21

11:21

“Hey Mike, I’ve got a great portfolio and don’t want to sell any of it. How do you build a retirement plan around a portfolio without selling anything?” Discover how to slowly adjust your portfolio as you get closer to retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How to Retire When Kids are Still Living at Home 13:01

5 weeks ago13:01

13:01

“Hey Mike, how would you plan retirement if your kids still live at home?” Join Mike as he discusses a more common part of retirement planning; kids at home struggling to make it in the world on their own. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
“Hey Mike, when is someone ‘retirement ready’?” 9:25

5 weeks ago9:25

9:25

“Hey Mike, when is someone ‘retirement ready’?” Discover the non-financial side of retirement that could cause you to pause your retirement and rethink how you want your future to look. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
There’s No Such Thing as a Riskless Retirement 21:19

5 weeks ago21:19

21:19

“Hey Mike, what causes people to go broke in retirement?” Discover some retirement risks you may not know exist. There’s no such thing as a riskless retirement. Join Mike as he shares different ways you can prepare for retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
What Are Buffered ETFs and Are They Right for You? 4:16

6 weeks ago4:16

4:16

“Hey Mike, tell me more about buffered ETFs?” Discover some of the benefits or detriments associated with Buffered ETFs. Please note, there are many types of Buffered ETFs. Do you research to determine if it makes sense for your situation or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How Much Should You Plan on Spending in Retirement? 8:06

6 weeks ago8:06

8:06

“How do you figure out your cash flow in retirement?" Discover why you should not assume that you’ll spend the same amount of money each month in retirement as you spent when you were working. It may be more. It may be less. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Are Deductions Still Worth It? 7:39

6 weeks ago7:39

7:39

“Hey Mike, people always talk about deducting their expenses. Is it really worth it and what counts for a deduction?” Discover the reality of deductions, your tax returns, and how you may want to approach your tax strategies in the future. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
The Risks You Have When You DIY Your Retirement Management 16:38

6 weeks ago16:38

16:38

“Hey Mike, can you set realistic expectations for someone who gets a plan and then manages it on their own?” Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Flat-Market Warning Signs You Need to Know 21:30

6 weeks ago21:30

21:30

“Hey Mike, I know you can’t predict the market, but could you give a general market update?” Discover why today is very similar to 1998 and why Mike believes there could be a flat market cycle in the near future. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How to Approach Your Portfolio in Retirement, Even When Markets Crash 17:04

7 weeks ago17:04

17:04

"Hey Mike, I’m getting tired of watching the markets each day. I can’t get past the fear of another market crash. Any tips?” Discover a new way to consider your investments and portfolio. There’s a good chance the market will crash a couple of times during your retirement. Learn about how to maintain the right mindset. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How to Sell Your Investment Real Estate Before Retirement 14:23

7 weeks ago14:23

14:23

“Hey Mike, how do you determine if it makes sense to sell your rental property and pay the tax or do a 1031 exchange into something else?” Discover strategies that can help you avoid paying capital gains and depreciation recapture taxes when you sell your investment real estate. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why You May Not Need a Death Benefit in Retirement 13:08

7 weeks ago13:08

13:08

“Hey Mike, I have a list insurance policy but don’t feel I need the death benefit anymore. What should I do?” Discover why it may not make sense to maintain your life insurance policy in retirement. Life insurance has fees. Are they eroding your portfolio? Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why You Need to Pay Attention to Your MAGI in Retirement 15:12

7 weeks ago15:12

15:12

“Hey Mike, a lot of the Big Beautiful Bill tax changes revolve around the MAGI. What is it and what do we do about it?” Discover what is the Modified Adjusted Gross Income and why that matters when it comes to your retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How to Figure Out Your Cash Flow Amount in Retirement 8:38

8 weeks ago8:38

8:38

"Hey Mike. I'm having a hard time getting started with my retirement plan. Where should I start?" Discover how to design your lifestyle in retirement so that you can determine how much it could cost each month. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Different Living Situations for Retirees 12:50

8 weeks ago12:50

12:50

"Hey Mike. We are looking for a retirement community to enjoy. What are the differences between buy-in communities, co-ops, and other options?” Discover the differences between living at home, living in a co-op, and so on so that you can start to plan based on what is right for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why You May Not Want to “Plan and Invest Like the Rich." 11:43

8 weeks ago11:43

11:43

Hey, Mike. I'm 60 years old with 1,200,000.0 in a traditional IRA. Should I convert 120,000 each year so I don't have to worry about RMDs? Discover the trap set by trying to plan and invest like someone else. Listen as Mike breaks down the importance of building a plan and a portfolio that works for your specific situation. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why You May Not Want to Convert All Your Money to Roth 10:14

8 weeks ago10:14

10:14

“Hey Mike, I'm 60 years old with 1,200,000.0 in a traditional IRA. Should I convert 120,000 each year so I don't have to worry about RMDs?” Discover the problem with aggressive IRA to Roth conversions and the overall tax-free retirement goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How Social Security Taxes Have Changed 12:20

8 weeks ago12:20

12:20

“Hey, Mike. I heard that Social Security is now tax free. Is that true?” Discover changes to the tax code and how you can potentially use it to your advantage. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Different Ways to Get Funds into Roth or Other Tax-Free Accounts 13:07

9 weeks ago13:07

13:07

“Hey Mike, what’s the best way to get funds into a Roth IRA?” Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Benefits and Detriments with “Fixed-Income” (Income from Bonds) 7:11

9 weeks ago7:11

7:11

"Hey Mike, I plan on living off of income from my bond portfolio. What's the risk with this income strategy and how do you plan around it?” Discover when it makes sense to use bonds as an income source, and why you may want to blend this income strategy with another growth-focused strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Why the Market, Politics, and Other Concerns Should Not Delay Your Retirement 9:00

9 weeks ago9:00

9:00

“Hey Mike, with all that is going on, is now still a good time to retire?” Discover how to build your plan so you can retire when it makes sense for you, regardless of what is going on elsewhere. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
The Problem with Filing for Social Security Early with the Intention of Investing Your Benefits 11:34

9 weeks ago11:34

11:34

“Hey Mike, when does it make sense to file for Social Security early so you can take the benefits and reinvest them?” Discover when it may make more sense to delay your benefits. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Why More Risk Doesn’t Necessarily Mean More Reward 15:04

9 weeks ago15:04

15:04

“Hey Mike, I am comfortable taking risks, even in retirement. For people like me, what type of portfolio would you recommend.” Discover why taking more risks may actually hurt you in the long-term and in the short-term when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
Renting or Buying: Which is Better in Retirement? 5:54

10 weeks ago5:54

5:54

“Hey Mike, is it better to rent or buy a home in retirement?”Discover the benefits and detriments of renting, buying, and buying with low maintenance. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
How Your Social Security Taxes are Calculated 9:49

10 weeks ago9:49

9:49

“Hey Mike, is it true that Roth Income affects your social security taxes bracket?”Discover how your Social Security benefits are calculated and if your Roth IRA income affects those calculations. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com

How to Retire on Time

1
Income Strategies for the First Five Years of Your Retirement 11:05

10 weeks ago11:05

11:05

“Hey Mike, I want guaranteed income for the first few years of retirement, not for life. Is a bond ladder the best strategy?”Discover different ways you would set up your retirement income strategy for the first five years of your retirement without depending on lifetime income streams from annuities. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
What Are Your 401(k) Fees? 12:09

10 weeks ago12:09

12:09

“Hey Mike, I tried to calculate my 401k fees and it looks like I’m paying around 3%. Is that even possible?” Discover the different types of fees that may be a part of your 401(k) plan and what you can do about it. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
How War Can Affect the Market 17:07

10 weeks ago17:07

17:07

“Hey Mike, why did the market go up after Iran was bombed? I even the potential or war would crash the market.” Discover why war may not affect the market as you would expect and what to look for instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com…

How to Retire on Time

1
What does “Self-Insuring” Really Mean? 6:39

11 weeks ago6:39

6:39

“ Hey Mike, can you explain what you mean by “self-insuring?” Discover what it means to “self-insure” and when it may make sense. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Ways to Give to Your Kids and Grandkids 7:30

11 weeks ago7:30

7:30

“Hey Mike, what are ways you’ve seen people give to their kids and grandkids?” Discover several ways you can give to your kids and grandkids while you are alive and when they may need it more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What to Do Once You Receive a Large Sum of Money 7:49

11 weeks ago7:49

7:49

“ Hey Mike, I just sold my business for five million dollars. What do you typically recommend someone like me do next?” Discover the behavioral risks when you receive a large sum of money from selling a business, receiving a large inheritance, or even winning the lottery. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why the 4%, 6%, or Even 8% Withdrawal Rates Could Be Consider Dangerous 12:57

11 weeks ago12:57

12:57

“Hey Mike, I’m being told by others that 8% works as a retirement withdrawal rate. Is that true?” Discover why the high withdrawal rates are becoming more popular and why they may be more dangerous than you realize. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Fees and Where to Find Them 21:29

11 weeks ago21:29

21:29

“Hey Mike, can you breakdown fees, where to find them, and how to build a good portfolio while being mindful of fees?” Discover various types of fees and where to find so you can determine if you are getting the value expected for the amount of money you pay in fees each year. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Social Security Is More Secure Than You May Realize 5:48

12 weeks ago5:48

5:48

“Hey Mike, how do you prepare for Social Security potentially going away?” Discover what really drives Social Security benefits and why you shouldn’t be as concerned about Social Security solvency as others would have you believe. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Inflation May Not Be Under Control 11:14

12 weeks ago11:14

11:14

"Hey Mike, do you think inflation is under control?” Discover why Mike believes inflation could come roaring back and how to prepare for the potential risk. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What College and Professional Athletes Need to Know About Money 11:24

12 weeks ago11:24

11:24

“Hey Mike, I’m a college athlete that is about to get paid. I don’t want to go broke like so many other athletes. Any tips on how to keep your money?” Discover why many athletes go broke and what can be done to help prevent it from happening. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Financial Advisors Make Money When You Don’t 14:35

12 weeks ago14:35

14:35

“Hey Mike, how come financial advisors make money, even when the client loses money?” Discover the reason why advisors charge a flat rate or a percentage-based fee for their services and how to determine if you are getting your money’s worth with the amount you are paying in fees. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Cash May Not Be as Safe as You May Think 13:53

12 weeks ago13:53

13:53

“Hey Mike, I’m scared about the market and am all in cash and short-term CDs. What risks, if any, do you think I am taking by doing this?” Discover how cash can crash when inflation hits and why it may be more difficult to recover from hyperinflation than an actual market crash. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Risks Associated with CDs and Treasuries 9:02

13 weeks ago9:02

9:02

"Hey Mike, can I use CDs and Treasuries only for my reservoir?" Discover risks associated with CDs, Treasuries, and other fixed interest investments/products, and what you could do instead. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What to Consider Doing Now Incase the Dollar Continues Loses Value 8:52

13 weeks ago8:52

8:52

"Hey Mike, how do you prepare for a potential currency collapse?" Discover places you could put your money in case the United States dollar continues to go down in value. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How to Big Beautiful Bill Could Affect Your Retirement 14:31

13 weeks ago14:31

14:31

"Hey Mike, can you breakdown how the Big Beautiful Bill will affect those in retirement?" Discover some of the ways the Big Beautiful Bill could affect your retirement for better and for worse based on what is in the current version. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why All Cash May Be Riskier Than You Think 22:28

13 weeks ago22:28

22:28

"Hey Mike, I’m concerned about the next market crash. I don’t want to try and time the market, but it still keeps me up at night. Any tips?" Discover the problems with trying to time the market or sitting in cash based on a feeling. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
The Problems with Marketing in Financial Services  7:52

14 weeks ago7:52

7:52

"Hey Mike, do I really need $1.26 million dollars to retire comfortably?” Discover why you may be seeing random numbers and goals in financial services advertisements. Also, uncover the problem associated with these oversimplified claims and why you should dive into the details of your own financial situation. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Non-Financial Tips That Can Help You Stay Sharp and Healthy 7:44

14 weeks ago7:44

7:44

"Hey Mike, I have been retired for a number of years now. What are some ways retirees can stay active and engaged in their communities after leaving the workforce?" Discover some non-financial aspects of retirement that may need to be addressed if you want to live a long, healthy, and happy life. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Handle Risk Differences In a Relationship  15:31

14 weeks ago15:31

15:31

Hey Mike, My spouse and I have different ideas of how much risk we should be taking when it comes to investing our retirement funds. How can we find a balance that works for both of us?” Discover how to address a divide in risk tolerance and find a solution that works for all parties involved.

How to Retire on Time

1
How to Address Loans Against Your 401(k) 7:55

14 weeks ago7:55

7:55

Hey Mike, I just retired this month and have an outstanding retirement loan (against my 401k) with a balance of $8,000.00. The payment is $680.00 per month. I’d like to stop paying that. What is the best way to handle this outstanding balance - default or pay myself back with my portfolio?” Discover how to address if you should pay the loan off quickly or if it makes sense to pay it off slowly. Also, learn how to find the information needed to settle the balance. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
A Brief History of “AI” Running Investment Models 17:57

14 weeks ago17:57

17:57

“ Hey Mike, is AI better than an advisor at making trades and managing a portfolio?” Discover how Wall Street has been using “AI” for decades and how it may not drastically change their abilities. Also, learn how the average investor may increase their risk by using AI for themselves without sufficient experience or understanding (the Dunning Kruger Effect). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Stock Picking vs Buying Indexes 8:34

15 weeks ago8:34

8:34

“ Hey Mike, should I be buying and holding stocks, or investing in cheap S&P 500 ETFs like SPY and VOO for the long term?” Discover the difference between buying individual stocks vs buying an index and holding it for a long-term period of time. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Align Your RMD with Your Income Strategy 6:58

15 weeks ago6:58

6:58

“Hey Mike, what are these “RMDs” I am hearing about, and how do they fit into my retirement income strategy?” Discover the potential tax inefficiencies caused by Required Minimum Distributions and various strategies you can implement to help take action now. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
What to Consider When Planning to Retire Abroad 6:54

15 weeks ago6:54

6:54

“ Hey Mike, I want to retire to Mexico where the cost of living is less and the weather is great year round. What financial considerations do I need to make?” Discover some potential unknown risks associated with living abroad in retirement. This is not a comprehensive conversation, but more of a high-level starting point. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why You May Want to Lower Risk as You Approach Retirement 18:59

15 weeks ago18:59

18:59

“ Hey Mike, I am 60 and plan to retire in five years. My 401(k) is almost entirely equities; what moves should I be making to prepare for retirement?” Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why Lifetime Income from Annuities May Sound Better Than It Is 15:55

15 weeks ago15:55

15:55

“ Hey Mike, how can an annuity offer a guaranteed withdrawal rate of 6.5% when we are told you should only take out 4% from your portfolio?” Discover the risks associated with lifetime income so you can prepare for those risks or move in another direction. Remember, there’s no such thing as a perfect investment, product, or strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Reasons Why the Future (and Market) Looks Bright 9:19

16 weeks ago9:19

9:19

“Hey Mike, how much more can the market continue to grow?” Discover why Mike believes the future is bright and full of opportunity. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What You Can Do if You Want to Maintain Liquidity 9:39

16 weeks ago9:39

9:39

“Hey Mike, I don’t like anything locked up for a long term period of time. What are my reservoir options?” Discover how to fund your reservoir/storehouse while maintaining more liquidity overall. There’s no such thing as a perfect investment, product, or strategy. Learn how to blend liquidity, growth potential, and protection in a portfolio that works for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
What to Do With Old 401(k)s 9:19

19 weeks ago9:19

9:19

“Hey Mike, if we have changed careers once or twice and now have multiple 401(k)s. What do you recommend we do with them? Let’s assume one of them rolled over into an IRA.” Discover when it makes sense to roll funds out of old 401(k)s and when it makes sense to keep funds in old 401ks. This is our 200th episode! Thank you all for listening! Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
If You Want Lifetime Guaranteed Income, Make Sure You Understand Your Options Before Buying an Annuity 19:03

19 weeks ago19:03

19:03

“Hey Mike, I know you don’t like lifetime income, but if you were to recommend a product, which one would it be?” Discover the different options for lifetime guaranteed income and why the option talked about the least may be the best option for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why You Can’t Separate Growth Potential and Risk 16:52

19 weeks ago16:52

16:52

“Hey Mike, how do you increase growth as a conservative investor?” Discover why you are compensated for the risk you are willing to take while correctly defining what risk is within the investment world. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When it Makes Sense to Work in Retirement 7:17

20 weeks ago7:17

7:17

“Hey Mike, I am married and my spouse has suggested I go back to work part-time in retirement, both for income and to stay busy. What are some things I should consider before doing so?” Discover why hams are not made to sit around and play all day. In this episode, Mike dives into how to design a purpose-driven retirement plan so that you can have a potentially smooth transition into your best years. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When Does an ETF or Mutual Fund Make Sense 13:18

20 weeks ago13:18

13:18

“Hey Mike, what’s the difference between an ETF and a Mutual Fund?” Discover what is really going on when you invest in a mutual fund or ETF, and why they may be doing the job of your advisor. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Which is Worse, Taxes or Inflation? 8:42

20 weeks ago8:42

8:42

“Hey Mike, which is worse in retirement: taxes or inflation?” Discover why Mike believes inflation is more of a risk than taxes when it comes to retirement planning and longevity. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why Your Generic Diversified Portfolio May Not Be as Good as You Think 14:56

20 weeks ago14:56

14:56

“Hey Mike, what does a ‘diversified portfolio’ look like?” Discover why Mike believes broad diversification is not as good as many would suggest, as he dives into the details of what it means to diversify by objectives. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Decide Where to Put Excess Income in Preparation for Retirement 16:54

20 weeks ago16:54

16:54

“Hey Mike, I am in my 40s, I have maxed out all of my retirement account contributions for the year, and I have more money I want to save. Where should I put that money?” Discover why it is important to have a plan put together before you decide where you invest your excess cash flow. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why There Are Many Layers to Income and Withdrawal Strategies in Retirement 8:52

21 weeks ago8:52

8:52

“Hey Mike, what’s the smartest way to draw down your accounts?” Discover how to take income from your accounts, even when markets don’t look good. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
When Insurance May Make Sense (and When You Want to Stay Clear) in Retirement 16:02

21 weeks ago16:02

16:02

“Hey Mike, what are the types of insurance policies that are applicable in retirement?” Discover various types of insurance policies and how they can be used in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why the $1,000,000 Retirement Benchmark Doesn’t Make Sense 8:46

21 weeks ago8:46

8:46

“Hey Mike, can you retire today with $1,000,000, or is that an outdated benchmark?” Discover how to find your target retirement savings goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
When It Makes Sense to File as Married Filing Separate 9:29

21 weeks ago9:29

9:29

“Hey Mike, should my wife and I file married but separate so we can have one of us provide household income while the other does IRA to Roth conversions?” Discover when it may make sense to file Married Filing Separate and why how you file each year matters. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why "Infinite Banking" May Not Be as Good as It Seems 16:50

21 weeks ago16:50

16:50

“Hey Mike, can you explain the concept of 'Infinite Banking' and tell me if it is a good strategy or not?” Discover why Infinite Banking may not be as good as some would suggest, and the true numbers behind any permanent life insurance policy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Find Good Stocks 8:10

22 weeks ago8:10

8:10

“Hey Mike, do you have any favorite stocks that you can recommend?” Discover a simple methodology that can help you find and vet stocks as you put your portfolio together. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Ways to Get Out of an Annuity You Bought Recently 8:37

22 weeks ago8:37

8:37

“Hey Mike, how do you get out of a bad annuity? I need more liquidity but don’t want to pay the penalty…” Discover how to get out of an annuity that has low growth potential. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How to Plan Your Retirement While Preparing to Help Support a Parent 13:33

16 weeks ago13:33

13:33

“Hey Mike, how do you plan for taking care of your parents during your own retirement?” Discover some of the financial and non-financial conversations you may want to have as you prepare to help a parent in need. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Research Ideas for Those Looking for Investment Opportunities 16:18

16 weeks ago16:18

16:18

“Hey Mike, what sectors or stocks do you think are worth investing in right now?” Discover a couple of tricks that can help guide your research when you are looking for companies to potentially invest in. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Turn Your 401k Into a Retirement Plan 19:19

16 weeks ago19:19

19:19

“Hey Mike, how do you turn your 401k into a retirement plan?” Discover how to create your retirement plan when most of your savings are in a 401k. Learn why Mike believes you should put a general plan together first, explore strategies second, and design the portfolio third. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Is Debt OK In Retirement? 14:01

17 weeks ago14:01

14:01

“Hey Mike, walk me through paying off my credit card debt versus maxing out my IRA contributions.” Discover the difference between good debt and bad debt in general and how it applies to retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When It Makes Sense to Delay Your Retirement 8:18

17 weeks ago8:18

8:18

“Hey Mike, I'm considering delaying my retirement by a few years. What are the potential financial benefits and drawbacks of doing so?” Discover the non-financial reasons why you may want to delay your retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
The Difference Between Buffered ETFs and Structured Notes 12:46

17 weeks ago12:46

12:46

“Hey Mike, what’s better? Caps, like on a buffered ETF, or participation, like on a structured note?” Discover the different ways you can make money with indexed products, like Buffered ETFs and structured notes. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why You Shouldn’t Plan Solely on a Withdrawal Rate 12:03

17 weeks ago12:03

12:03

“Hey Mike, I am 60 years old with $1,000,000 in my 401k. How much income can I get in retirement if I were to retire today?” Discover why seeking the right withdrawal rate may not be the right question. Learn why investments or products will shape your income more than other aspects of your plan and or portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why You May Not Want to Blindly Follow An Indicator or Signal 12:07

17 weeks ago12:07

12:07

“Hey Mike, can you share any indicators that would give us a heads up that the market is ready to start growing again?” Discover the danger of trading based on indicators, like moving averages, when you are still learning how to invest. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Prepare for RMDs so They Don’t Become a Problem Later 16:30

18 weeks ago16:30

16:30

“Hey Mike, how can I avoid or reduce my taxes on RMDs?” Discover ways to prepare for and lower your RMDs so they do not become a tax or income problem later on in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Tips on How to Vet Investments and Products 19:03

18 weeks ago19:03

19:03

“Hey Mike, can you share how you vet different investments?” Discover some of the strategies Mike uses when it comes to vetting investments and products. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How to Optimize for Survivor Benefits (Social Security, Pension, and Other) 9:49

18 weeks ago9:49

9:49

“Hey Mike, how do you optimize survivor benefits?” Discover how to optimize for survivor benefits and how to identify the risks associated with different strategies. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Tips on How to Determine Your Retirement Cash Flow Needs 7:45

18 weeks ago7:45

7:45

“Hey Mike, how do you plan for monthly expenses and extra large purchases?” Discover how you can figure out your cash flow needs in retirement before you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Should You Do IRA to Roth Conversions at the Beginning or End of the Year? 6:36

18 weeks ago6:36

6:36

“Hey Mike, is it better to do IRA to Roth Conversions at the beginning of the year or the end of the year?” Discover when it makes sense to do IRA to Roth Conversions at the beginning of the year and when it makes sense to do them at the end of the year. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
What to Do During Turbulent Market Conditions 9:35

19 weeks ago9:35

9:35

Hey Mike, where are you investing during these volatile times? Discover how Mike is navigating these turbulent market conditions. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
The Reason Social Security Should Not Be Optimized by Itself 7:53

19 weeks ago7:53

7:53

"Hey Mike, how do you optimize Social Security?" Discover how your Social Security benefits could affect your portfolio, income plan, tax plan, estate plan, and more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why People Buy Life Insurance for Estate Planning Purposes and What Many Miss 10:32

22 weeks ago10:32

10:32

“Hey Mike, why do people buy life insurance for estate planning? Don’t they just pass on whatever is left over?” Discover when it makes sense and when it does not make sense to buy life insurance for your estate planning purposes. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Alternative Ways to Help Your Kids or Grandkids Get Ahead In Life 15:35

22 weeks ago15:35

15:35

“Hey Mike, what do you do if you want to help your kids or grandkids?”Discover alternative ways to the 529 Plan when it comes to helping your kids and grandkids prepare for their future. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What Do You Do When Markets Go Down? 13:50

22 weeks ago13:50

13:50

“Hey Mike, how do you recover when the markets go down?” Discover how to handle, both emotionally and economically, a downturn in the market. Mike shares some insight on a few ways you may be able to cut your losses and move on to bigger and better opportunities. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Your Financial Plan Will Never Be Perfect (And That’s OK) 13:35

23 weeks ago13:35

13:35

“Hey Mike, how do you know when your plan is perfect, or at least good enough?” Discover the real purpose behind a retirement plan and what you can do to help keep it in check. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How Interest Rates Affect Investments Differently 8:57

23 weeks ago8:57

8:57

“Hey Mike, can you explain why some rates, like high-yield savings rates, are going down while other rates, like mortgages and auto loans, are still higher than normal?” Discover the reality behind the Federal Reserve, the Treasury, and the market. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Bridge the Gap Between When You Want to Retire and When Medicare Starts 10:41

23 weeks ago10:41

10:41

“Hey Mike, what do most people do if they want to retire before full retirement age–where do they get their income? How do they take care of their health insurance?” Discover how to bridge the healthcare gap between when you want to retire and when Medicare starts. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
The Meaning Behind Kedrec Wealth 12:42

23 weeks ago12:42

12:42

“Hey Mike, what’s the story behind your company name?” Discover the story behind Kedrec Wealth and its simple philosophy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How to Find Out if You Are on Track to Retire on Time 13:38

23 weeks ago13:38

13:38

“Hey Mike, how can I know if I am on track to retire on time?” Discover how much you should have saved and what your cash flow should look like at different stages of life. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How to Handle Debt When You Retire 8:13

24 weeks ago8:13

8:13

“Hey Mike, is there such a thing as too much debt as I approach retirement?” Discover when it makes sense to pay off debt before retirement and when it makes sense to keep it and let your assets stay invested. The answer may surprise you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
What You Need to Know About 1031 Exchanges and Real Estate Deals 11:13

24 weeks ago11:13

11:13

“Hey Mike, I’m about to sell some rental properties. I want to use it to buy other types of investment real estate, but I’m not sure I’ll find the right replacement property in time to do the 1031 exchange. Any tips?” Discover the timelines and details of a 1031 exchange that can help real estate investors move money from one like-kind property to another while deferring capital gains tax. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How Financial Advisors Make Money 9:36

24 weeks ago9:36

9:36

“Hey Mike, I work with a financial advisor, but he doesn’t charge me anything. That doesn’t seem right. Can you help me figure out what I am paying in fees?” Discover the different ways financial professionals (advisors or agents) make money so you can better spot potential conflicts of interest. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why the 60/40 Portfolio May Need an Update 11:29

24 weeks ago11:29

11:29

“Hey Mike, does the 60/40 work in retirement?” Discover how the 60/40 stock/bond fund portfolio came to be and why it may be time to make a few updates to your portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What’s the (Real) Purpose of Working with a Financial Advisor (In our opinion) 16:39

24 weeks ago16:39

16:39

“Hey Mike, do all financial advisors do basically the same thing?” Discover the tricky nuance the role of a financial advisor plays when it comes to your financial planning and money management. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
What to Do With Your Tax Return 9:27

25 weeks ago9:27

9:27

“Hey Mike, I just got my taxes done. Any recommendations on things to look for in a return?” Discover the many ways your 1040 can help guide you on how to approach this year when it comes to your investments and financial decisions. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why You May Want to Vet Investments and Products Yourself 7:46

25 weeks ago7:46

7:46

“Hey Mike, how do you find the best investments or products?” Discover how to vet various investments or products and why internal research may be better than taking those who sell those investments or products at their word. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Catch Up on Your Retirement Savings 12:45

25 weeks ago12:45

12:45

“Hey Mike, I’m 47 years old and finally have extra cash flow to start saving. Where should I start?” Discover where to save your money so you can get things in order in preparation for retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When Life Insurance Can Play a Role in Retirement 12:16

25 weeks ago12:16

12:16

“Hey Mike, should life insurance be a part of a retirement plan?” Discover when it may make sense and when it doesn’t make sense to include life insurance in your retirement preparation and plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Different Markets to Place Assets Until Things Settle Down 14:13

25 weeks ago14:13

14:13

“Hey Mike, I’m concerned about the market. Are there other places I can park my money until things settle down?” Discover the different ways you can protect assets or hedge against the stock market in or near retirement while also positioning yourself for upside potential to help keep up with inflation. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Strategies that Can Help Reduce Medicare Surcharges (IRMAA) 6:38

26 weeks ago6:38

6:38

“Hey Mike, in what situation would I need to worry about IRMAA, and what can I do to avoid those surcharges?” Discover ways to incorporate IRMAA (Income-Related Monthly Adjustment Amount) minimization into your tax and healthcare plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Even Flat-Fee Advisors May Have Conflicts of Interest 11:22

26 weeks ago11:22

11:22

“Hey Mike, are flat-fee advisors more trustworthy than advisors who take a commission?” Discover the conflicts of interest associated with different types of advisors. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Different Ways to Include Your HSA in Your Retirement Plan 10:41

26 weeks ago10:41

10:41

“Hey Mike, how do you include HSA plans in a retirement plan?” Discover various retirement planning strategies that can include your HSA. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
When Target Date Funds May Make Sense (and When They Do Not) 12:53

26 weeks ago12:53

12:53

“Hey Mike, should target date funds be a part of my portfolio?” Discover the ins and outs of how target date funds work and if they are right for you or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Retirement Preparation Tips for Those Who May Not Consider Themselves Wealthy 8:13

26 weeks ago8:13

8:13

“Hey Mike, do lower to middle income earners have a chance at retirement?” Discover various tips and tricks on how to prepare for and enjoy retirement if you are not a higher-income earner. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why Social Security Optimization and Tax Minimization is Changing 8:39

27 weeks ago8:39

8:39

“Hey Mike, with Social Security taxes potentially going away, how does that affect Social Security optimization?” Discover how the new tax billing going through congress could cause retirees to adjust their tax minimization and Social Security optimization strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When to Sell Stocks That Have Lost Money (And When to Wait for them to recover). 12:50

27 weeks ago12:50

12:50

“Hey Mike, I have some stocks that are down. Should I wait for them to recover, or should I just sell them and move on? Discover the nuance found when considering if you should sell a position at a loss or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Tips on Researching Where to Move When You Retire 8:32

27 weeks ago8:32

8:32

“Hey Mike, when I retire, I plan to move to a more affordable city. Any tips on what to look for and how to research this?” Discover various metrics to research and consider before you sell everything and move to your retirement destination. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Working With a CFP Should Not Be the Only Thing You Look For in an Advisor 9:22

27 weeks ago9:22

9:22

“Hey Mike, what are the benefits of working with a CFP?” Discover the benefits of working with a CFP while acknowledging that each CFP may have different opinions on how to put your retirement plan together. Join Mike as he encourages people to focus on the strategy first, and then the people behind the strategy second. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Bonds May Do Better Than Stocks in the Near Future 18:18

27 weeks ago18:18

18:18

“Hey Mike, I heard the bonds are expected to do better than stocks over the next few years. How is that possible?” Discover the market risk known as the flat-market cycle and why it may make sense to diversify your assets in more than one market. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
What We Believe Every Retirement Income Strategy Needs 7:40

28 weeks ago7:40

7:40

“What’s the best withdrawal strategy in retirement?” Discover the various ways to take income in retirement and why we believe there’s one key strategy that should be implemented in tandem with your other strategies. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When it May Be Appropriate to Take More Risk in Retirement With A Portion of Your Portfolio 9:16

28 weeks ago9:16

9:16

“Hey Mike, how risky or aggressive can you be in retirement?” Discover how to design your portfolio to be ready for market crashes. When implemented correctly, it may allow you to take some of your assets and allocate them to something with more growth potential (and more risk). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How the Ultra-Wealthy Minimize Their Tax Burdens and Why it May Not Make Sense For Your Situation 15:27

28 weeks ago15:27

15:27

“Hey Mike, how do the rich avoid paying taxes?” Discover some strategies the ultra-wealthy use to pay less in taxes and the significant risks associated with those strategies. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why the Right Answer to Financial Questions is “It Depends” 12:35

28 weeks ago12:35

12:35

“Hey Mike, why do financial advisors always seem to give the same answer, ‘It depends?’” Discover the nuance found within financial planning and why you should be cautious when you get general/oversimplified advice. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Set Your Individual Retirement Savings Goal (And What to do When You are Close) 11:14

28 weeks ago11:14

11:14

“Hey Mike, how much do I need to save for retirement?” Discover a quick way to define your retirement savings goal and what to do once you start getting close to that goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
When it Makes Sense to Manage Your Own Money and When to Hire a Professional Money Manager 9:24

29 weeks ago9:24

9:24

“Hey Mike, when does it make sense to work with a financial professional, and when does it make sense to manage your money on your own?” Discover the natural progression of learning how to invest on your own, learning from your mistakes, and then identifying what you may want to delegate to a financial professional. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Address Inflation Risk in Retirement 9:50

29 weeks ago9:50

9:50

“Hey Mike, how do you plan around inflation risk?” Discover the importance of growth within your retirement plan and the different ways you can grow your assets while also not keeping everything at risk. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Discover the Origin Story of the Kedrec Reservoir Strategy 12:34

29 weeks ago12:34

12:34

“Hey Mike, how did you come up with the reservoir strategy?” Discover the origin story that led to the creation of the Kedrec Reservoir Strategy. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why it is Important to Define the Benefits and Detriments of Any Investment or Product 14:45

29 weeks ago14:45

14:45

“Hey Mike, what are some questions people should ask about retirement planning but don’t?” Discover various blind spots retirees and near-retirees have and why we need to stop having such strong opinions about any investment or product. In this episode, Mike breaks down various investments and products as tools that may be used or may not be used in your retirement plan and/or portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Prepare to Retire on Time, Based on Your Age and Goals 11:31

29 weeks ago11:31

11:31

“Hey Mike, when should you create your retirement plan?” Discover what you could be doing during each decade of your life to prepare for retirement, from your 20s until your 70s. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
AI Stocks, Bubbles, and Creative Destruction 13:37

30 weeks ago13:37

13:37

“Hey Mike, Should I sell my Nvidia stock?” Join Mike has he discusses the potential risks of buying and holding stocks with more risk to creative destruction. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why Every Retirement Plan Should be Different 13:59

30 weeks ago13:59

13:59

“Hey Mike, is there one right way to plan for retirement?” Discover different ways you can structure your retirement plan to support your lifestyle and legacy goals while allowing you to live within your emotional and economic limits. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Plan Your Retirement if You Want to Live Abroad 6:19

30 weeks ago6:19

6:19

“Hey Mike, how do you plan for retirement if you want to live abroad?” Discover the ins and outs of living abroad in retirement so you can prepare for the retirement you want. Join Mike as he discusses Social Security, Medicare, and more and how it may impact your plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When it May Make Sense to Pay Off Your Mortgage Before You Retire 6:39

30 weeks ago6:39

6:39

“Hey Mike, should you pay off your mortgage before you retire?” Discover the nuance behind debt, investments, and retirement planning so you can determine if it makes sense for you to pay off your mortgage before retirement or during retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
The Difference Between an Index, Indexing, and an Indexed Investment or Product 16:50

30 weeks ago16:50

16:50

“Hey Mike, can you explain the difference between an index, indexing, and an indexed investment?” Discover why each of these terms matters when you put together your retirement portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Flat-Fee vs Assets Under Management Fees 12:22

31 weeks ago12:22

12:22

“Hey Mike, what’s your opinion on the flat-fee advisors vs advisors who charge a percentage for a fee?” Discover the difference between different advisors, their fee structures, and which may be right for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How A Rollover May Offer You More Control Over Your Retirement Accounts 8:21

31 weeks ago8:21

8:21

“Hey Mike, should I rollover my 401(k) into an IRA or just leave it where it is?” Discover what options open up when you roll over your employer-sponsored retirement account to an IRA. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
When Life Insurance May Factor Into Your Retirement Plan 11:01

31 weeks ago11:01

11:01

“Hey Mike, do I need life insurance in retirement?” Discover when life insurance may make sense in retirement and when you should steer clear. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
Why Changes to Social Security Shouldn’t Keep You Up at Night 10:29

31 weeks ago10:29

10:29

“Hey Mike, how are you planning for the potential decrease in Social Security benefits?” Discover strategies that can help you take a more proactive approach to potential changes in Social Security. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Your Retirement Goal Line is Near – How Your Playbook Changes in Retirement 10:19

31 weeks ago10:19

10:19

“Hey Mike, I’m three years away from when I want to retire. My portfolio is 100% equities. How should my portfolio change as I approach retirement?” Discover what changes retirees may want to make as they approach retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
How to Determine If Your Current Retirement Plan is Oversimplified 12:08

32 weeks ago12:08

12:08

“Hey Mike, do you recommend the 60/40 portfolio for a retiree, or do you follow the rule of 100?” Discover risks associated with traditional portfolio strategies for retirees and why you may want to consider implementing Kedrec’s Reservoir as a part of your plan and portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Tax Planning and Your Investments Are Connected 12:28

32 weeks ago12:28

12:28

“Hey Mike, how would you plan differently if you had someone with $2 million in an IRA vs someone with $2 million in a brokerage account?” Discover how your retirement plan and strategies can change based on how much you have in pre-tax, after-tax, and tax-free accounts. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
The Difference Between Various Real Estate Investment Options 9:00

32 weeks ago9:00

9:00

“Hey Mike, what’s the difference between a DST and a REIT?” Discover various investment options that may make sense to have in your retirement portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com

How to Retire on Time

1
How Much Does it Cost to be You? 7:59

32 weeks ago7:59

7:59

“Hey Mike, how does someone figure out how much income they need in retirement?” Discover how to break down your pre-retirement expenses and your post-retirement expenses so you can plan for the lifestyle you want in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
When It Makes Sense to Work With An Advisor 13:22

32 weeks ago13:22

13:22

“Hey Mike, every time I’ve entertained working with an advisor, they recommend funds that I could have gotten on my own. Is there any difference between what advisors can offer and what we can get on our own?” Discover investments and products that you can only get through an investment advisor or licensed insurance agent and why it may make sense to explore other marketplaces with them. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

How to Retire on Time

1
Why Healthcare Planning Is More Than Long-Term Care Planning 13:50

33 weeks ago13:50

13:50

“Hey Mike, I don’t want to buy Long-Term Care insurance. What other ways could I prepare for future healthcare costs?” Discover the various health risks many miss and how to plan for them. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com .

How to Retire on Time

1
What Retirees Need to Know About Rental Property 9:00

33 weeks ago9:00

9:00

“Hey Mike, I’m a landlord who’s stuck with my properties because I don’t want to pay the taxes. Is there any way out?” Discover why some retirees may be overestimating the return on their real estate investments. Mike breaks down the details while sharing various exit strategies for those who don’t want to be a landlord anymore. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com .…

How to Retire on Time

1
What Could Happen if Teen Workers Invested in a Roth? 9:31

33 weeks ago9:31

9:31

“Hey Mike, what advice do you have for teens and their retirement?” Discover an intuitive concept that may allow you to save enough to pay for the majority of your retirement before you graduate college. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com .…

How to Retire on Time

1
Is the Dividend Portfolio Still Reliable? 14:10

33 weeks ago14:10

14:10

“Hey Mike, if I can get dividends at around 8% per year, then why would I do anything else?” Discover various risks many miss when it comes to dividend income in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com .

How to Retire on Time

1
How to Approach Your Stock Holdings With a Low Basis 9:22

33 weeks ago9:22

9:22

“Hey Mike, what’s the best way to deal with a company stock that has a low basis?” Discover what “Net Unrealized Appreciation” is and how it may be a good tax strategy for you when you get ready to retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com .…

How to Retire on Time

1
The Purpose of a Reservoir in a Retirement Plan 7:26

34 weeks ago7:26

7:26

“Hey Mike, if I fund my Reservoir, can I afford to take more risk with the other parts of my portfolio?” Discover why having some assets protected, aka the Reservoir, can enable you to take more risk elsewhere in your portfolio (if you want). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

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How Much Do You Need to Save Before You Can Retire? 10:29

34 weeks ago10:29

10:29

“Hey Mike, how can you really know if you can afford to retire or not?” Discover how to put together an efficient retirement plan designed to last longer than you®, while recognizing that there are a lot of unknowns. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Is There an Optimal Balance Between Protected Assets and Growth Assets? 9:45

34 weeks ago9:45

9:45

“Hey Mike, what is the best option for your reservoir?” Discover the various ways to fill your reservoir based on the needs of your plan. Understand all the benefits and detriments associated with products and investments such as CD’s, Treasuries, annuities, and more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Where You Draw Income From During Retirement Matters 15:34

34 weeks ago15:34

15:34

“Hey Mike, how do you know what to sell within your portfolio in order to generate income?” Discover how to implement efficient income strategies during retirement so that you know what accounts to draw income from when it comes to your account balances and tax implications. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why Shorting the Market May Not Be a Good Strategy for Retirees 8:59

34 weeks ago8:59

8:59

“Hey Mike, how do you feel about shorting the market?” Discover the significant risks associated with the trading strategy known as “shorting.” Listen as Mike explains why your investment objective as you approach retirement is to stay rich, not to get rich. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why You Can’t Have a Riskless Retirement 16:04

35 weeks ago16:04

16:04

“Hey Mike, how do you get rid of risk in retirement?” Discover the truth behind retirement and the various risks you may experience. There’s no way to completely get rid of risk in retirement or in life in general. Listen to Mike discuss how to address the risks that will keep you up at night while living with the risks that you are comfortable taking. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why Did Mortgage Rates Go Up When the Fed Lowered Rates? 9:26

35 weeks ago9:26

9:26

“Hey Mike, why did mortgage rates go up after the Fed dropped rates?” Discover how the Fed’s rate works and why it is not correlated to mortgage rates, as many would assume. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
What Many People Don’t Realize When it Comes to Timelines and Tax Planning 11:33

35 weeks ago11:33

11:33

“Hey Mike, when do you start doing tax planning?” Discover various tax planning strategies you can implement based on your age and objectives. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
When You Can (and Cannot) Dip Into Your Principal in Retirement 5:42

35 weeks ago5:42

5:42

“Hey Mike, is it ever OK to dip into your principal?” Discover various ways to generate income and when it may make sense to dip into your principal. Hint: there are many variables that should be accounted for when considering the right path for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why You May Want to Consider Diversifying Out of the Magnificent Seven 12:48

35 weeks ago12:48

12:48

“Hey Mike, I want to work with a financial advisor, but none of them seem to be able to beat the magnificent seven. If that’s true, why would I ever change what I have in my portfolio?” Discover the wisdom behind why professional financial advisors don’t go all in on a couple of stocks and why you may want to lower your exposure to the Magnificent Seven. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
How to Handle Your Personal Cash Flow in Retirement 10:50

36 weeks ago10:50

10:50

“Hey Mike, how do people manage their income in retirement? As in, do they get it once a year and have to spread it out? Do people get monthly checks?” Discover the mechanics of pulling income from your assets and turning it into monthly checks, like what you experienced in your previous job. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Four Strategies to Consider When Seeking Growth in Your Portfolio 10:10

36 weeks ago10:10

10:10

“Hey Mike, can you break down the four strategies you use when investing in the stock market?” Discover the differences between absolute return models, fundamental analysis, momentum models, and indexing when you consider growth strategies for your portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
How to Navigate Healthcare and Health Insurance Before Medicare Starts 9:28

36 weeks ago9:28

9:28

“Hey Mike, how do people navigate healthcare before they qualify for Medicare?” Discover the ins and outs of your health insurance options before you qualify for Medicare. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
What are Buffered ETFs and do They Qualify for the Reservoir Strategy? 9:34

36 weeks ago9:34

9:34

“Hey Mike, how do you feel about Buffered ETFs? Would they work as a part of the reservoir strategy? Discover how buffered ETFs work and when they may make sense to include in your overall portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why People Need to Check Their Assumptions When it Comes to Their Investment Decisions 19:26

36 weeks ago19:26

19:26

“Hey Mike, what’s something you’ve learned over the years that changed how you invest people’s money?” Listen to Mike share his journey as he continued to challenge ideas and strategies that he was taught early on in his career as he pursued truth, and what was really best for the client. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
How Much Principal Protection is Enough When You Retire? 9:54

37 weeks ago9:54

9:54

“Hey Mike, is a three year reservoir enough for retirement?” Discover the risks associated with having a smaller reservoir and why you may want to consider putting up to 60% of your assets in investments or products that offer principal protection when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why Your Recent Average Return Could be Deceptive 18:54

37 weeks ago18:54

18:54

“Hey Mike, what is a good rate of return projection for a retirement plan?” Discover why the past few years of growth may not be the right indicator on how much you should expect in your portfolio growth over the next 30 years. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
How to Tell if Your Pension Affects Your Social Security Benefits 8:39

37 weeks ago8:39

8:39

“Hey Mike, do pensions affect when I file for Social Security?” Discover when your pension may cause you to delay your Social Security benefits until full-retirement age or later. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
The Danger With Flat-Fee Portfolio Reviews 9:24

37 weeks ago9:24

9:24

“Hey Mike, do you or do you know someone who reviews portfolios for a flat fee?” Discover why it may not make sense to have a flat-fee advisor look over your portfolio for advice on your positions. Mike dives into the importance of strategies over positions. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
What Many People Miss When Considering an Equities (Stock) Portfolio 15:06

37 weeks ago15:06

15:06

“Hey Mike, why do people put money in bonds and bond funds when equities do so well?” Discover the often missed risks associated with an equities (stocks) focused portfolio and why you may want to include other markets or assets classes when designing your portfolio for retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why Charity Matters (With Tammy Reid and Other Guests) 56:00

38 weeks ago56:00

56:00

Join Mike, David, and other special guests as they discuss the importance of being charitable in your everyday life. From acts of kindness to monetary help, it all counts. Guests include Tammy Reid, Amy Cox, and Cindy McDavitt. Remember, charitable gifting is more than just a tax deduction… Charities highlighted in this episode: https://givingmachineskc.org/ https://flourishfurniturebank.org/ Text us at 913-363-1234 for more information about any of the charities mentioned in the show, or to find out where the nearest giving machine is to you.…

How to Retire on Time

1
The Danger of Following Oversimplified Advice From Influencers 23:49

39 weeks ago23:49

23:49

“Hey Mike, if the S&P averages 7%, then why would I not just put all my money in an ETF and take 6% each year?” Discover why retirement income planning is not simple and the risk you take when following oversimplified advice from social media influencers. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why You May Not Want to Rely on the Monte Carlo in Retirement 12:15

39 weeks ago12:15

12:15

“Hey Mike, what’s the Monte Carlo probability of success with your Reservoir strategy?” Discover the problems within the Monte Carlo simulation that may lead you to taking more risk than you realize. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
IULs Are Not Perfect, but They May Have Their Place 13:58

39 weeks ago13:58

13:58

“Hey Mike, I’m getting pitched an IUL as a tax-free cash vehicle over doing IRA to Roth conversions. The growth potential is less than an IUL. What am I missing?” Discover when it may make sense to stick to funding your Roth IRA and when it may make sense to fund an Indexed Universal Life Insurance Policy (IUL). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Should You File Your Own Taxes or Get Help? 6:36

39 weeks ago6:36

6:36

“Hey Mike, when does it make sense to file your taxes on your own versus having a professional file your taxes for you?” Discover when it makes sense to use a DIY tax preparation software and when it makes sense to hire a tax professional to help you prepare your tax returns. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
When IRA to Roth Conversions Do Not Make Sense 4:13

39 weeks ago4:13

4:13

“Hey Mike, when would someone not want to do IRA to Roth conversions?” Discover when you may not want to convert some of your IRA assets to Roth. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
What "Timing the Market" Really Means 8:46

40 weeks ago8:46

8:46

“Hey Mike, can you explain what ‘timing the market’ really means, when it’s bad, and when it makes sense to make adjustments?” Discover what timing the market really means. Also, learn about how to make adjustments within your portfolio when the market gets shaky. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Celebrating Our 100th Episode (Reflections and Giveaways) 31:54

40 weeks ago31:54

31:54

It’s How to Retire on Time’s 100th episode. Thank you for joining us on this journey. Enjoy Mike and David reflecting on the past 99 episodes. Podcast listeners will also enjoy some generous giveaways. Offers only available until the end of 2024. Merry Christmas and Happy New Year! Text us at 913-363-1234…

How to Retire on Time

1
Do the Wealthy Have Tax Advantages? 25:12

40 weeks ago25:12

25:12

“Hey Mike, how do the wealthy get around paying taxes?” Discover many misconceptions about how the wealthy minimize taxes and what you can do to help minimize your taxes overall in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
Why Mike Believes Reverse Mortgages Don’t Make Sense 6:33

40 weeks ago6:33

6:33

“Hey Mike, what do you think of reverse mortgages?” Discover why Mike believes reverse mortgages should not be in your retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
Why You May Not Want to Turn Your Hobby Into a Business in Retirement 6:49

40 weeks ago6:49

6:49

“Hey Mike, I was told that I should turn my hobby into a business so I can lower my overall taxes each year. Is this legit?” Discover when it makes sense to make your hobby into a business that would allow you to deduct certain expenses, and when you should not make your hobby into a business in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Why You May or May Not Need $1.5 Million Saved for Retirement 15:07

40 weeks ago15:07

15:07

“Hey Mike, is it true that you need $1.5 million saved to be able to retire?” Discover why arbitrary amounts of money saved as your goal may not be enough and where to look so you can determine if you have enough saved to be able to retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
Does Private Equity Make Sense in Your Retirement Portfolio? 16:06

41 weeks ago16:06

16:06

“Hey Mike, what do you think of Private Equity as a source for retirement income?” Discover when it may make sense to include private equity or private credit (debt) in your portfolio and when it may not make sense. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
What Might be Missing From Your Portfolio 11:34

41 weeks ago11:34

11:34

“Hey Mike, what’s something you see missing in many people’s plans when you first visit with them?” Discover risks you may not know exist when you plan your retirement with a stock/bond fund portfolio or with lifetime income from an annuity. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

How to Retire on Time

1
How to Prepare to Retire on Time if You Are Currently 50 Years Old 12:08

41 weeks ago12:08

12:08

“Hey Mike, if you were 50 years old and planned to retire at 65, what would you do?” Discover various strategies to consider as you prepare to retire on time (60 years old or so). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

How to Retire on Time

1
How to Prepare for the Market in 2025 7:29

41 weeks ago7:29