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The Pad-Hoc

Lawrence Barretto, Chris Medland, Nate Saunders

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Journalists (loose term) and broadcasters (very loose term) Lawrence Barretto, Chris Medland and Nate Saunders tell stories about what it’s like chasing F1 from country to country - even in 2020
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If you play piano — you’re in the right place! Pianist and Keys player, Adam Saunders, in conversation with some of the best and most well-respected piano, keys and synth players from around the world. Whether you’re a beginner or a seasoned pro, then this is the podcast for you! New episodes every Thursday!
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In this episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, Inc., sits down with Valerie Saunders, Chief Executive Strategist of the National Association of Mortgage Brokers (NAMB) and accomplished business owner. Valerie brings decades of industry experience and a passion for advocacy, leadership, a…
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In this episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, sits down with Delfino Aguilar, Chief Production Officer – TPO at Kind Lending. With a sharp mind for strategy and a passion for mentorship, Delfino delivers a high-impact conversation full of real-world takeaways for Non-Delegated Lenders. …
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In this episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, sits down with Erin Dee, Chief Operating Officer at InterLinc Mortgage and President of the Texas Mortgage Bankers Association. With over 20 years of experience spanning operations, risk management, capital markets, and mortgage technology, …
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In this episode of the Non-Del Influencers Podcast, host Matt Coles sits down with Paul Needels, SVP and Head of Non-Delegated Correspondent Lending at AmeriHome, to unpack what it really takes to scale successfully in today’s complex lending environment—and how AmeriHome is leading the way in supporting that growth. Paul breaks down how AmeriHome …
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In this high-impact episode of the Non-Del Influencers Podcast, host Matt Coles sits down with Jon Tallinger, Chief Growth Officer at Class Valuation, to uncover a key competitive edge for Non-Delegated Lenders: owning and optimizing your AMC (Appraisal Management Company) relationship. Jon shares how forward-thinking lenders are moving beyond the …
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In this high-impact episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, Inc., sits down with Tom Davis, Chief Sales Officer at Deephaven Mortgage, to explore how Non-QM and Non-Delegated solutions are powering growth for today’s most agile originators. Tom shares how Deephaven is uniquely positioned …
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In this high-impact episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, Inc., sits down with Lauren Gustafson, Director of Business Development at Strategic Compliance Partners, to dive into one of the most important, yet often misunderstood, aspects of Non-Delegated Lending: compliance management. L…
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In this episode of the Non-Del Influencers Podcast, host Matt Coles sits down with Wade Betz, Head of Correspondent Lending at Mpire Financial Group, for a transparent and energizing conversation on building a scalable and resilient non-delegated lending platform. Wade opens up about his journey from retail to broker to banker—sharing valuable less…
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In this dynamic episode of the Non-Del Influencers Podcast, host Matt Coles welcomes Drew Dyet, SVP – TPO Sales at Pennymac TPO, to talk about one of the most talked-about rollouts in the Non-Delegated space—PennyMac Non-Del+ Program. Drew shares exclusive insight into what went into building this new program, the feedback loop from trusted lender …
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In this episode of the Non-Del Influencers Podcast, host Matt Coles sits down with Eric Lenarz, EVP of Correspondent Lending at Champions Funding, for an eye-opening conversation on the evolution of Non-QM lending and what it really takes to build a fully integrated correspondent channel in today’s market. Eric shares how Champions Funding is offer…
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In this exciting new episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager at FirstFunding, sits down with Gabe Hanby, Senior Account Executive and Team Lead at United Wholesale Mortgage, to talk about growth, grit, and game-changing strategies for Non-Delegated Lenders. From getting his start fresh out of Michigan Sta…
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Dennis Hamm is a Los Angeles-based keys player with over 30 years of professional experience. Known for his virtuosic chops and incredible versatility, Dennis has toured and recorded with some of the biggest names in the music industry. For the past decade, he’s been the keyboardist for Thundercat and the musical director for Alice Smith. He’s also…
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In this powerhouse episode of the Non-Del Influencers Podcast, host Matt Coles sits down with the unstoppable Laura Brandao, CEO of Lighthouse Advisors, to break down how to truly maximize your impact during conference season—and why most mortgage professionals are missing the mark. Laura brings her signature energy and insights to the mic, sharing…
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Someone's missing, but that isn't going to stop Lawrence and Chris from catching up on how it's impossible to do your job if you can't speak, and how FIA technical delegate Jo Bauer can distract you at the most inopportune times Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Lawrence Barretto, Chris Medland, Nate Saunders
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Nothing massive to discuss - because news is coming later in the week - so we decided to just have a completely mundane catch-up. Chris reminds Nate about the F1 career of Alfonso Celis Jr, Lawrence defends Monaco, and there's a lot of track running chat Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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OK, there are some jokes, but this is dangerously close to being a serious episode. Lawrence, Nate and Chris discuss the handling of Daniel Ricciardo's replacement by Liam Lawson, how weird the Singapore weekend was, and have a few stories about the popular Aussie (Nate's also going to do community service after this...) Learn more about your ad ch…
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Lawrence has been at McLaren all morning but it doesn't help his mood with Nate's joke, while Chris explains how unpredictable the Carlos Sainz to Williams situation was after a chat with James Vowles. There's also another Padhocbuster, and breaking news at the end of the show to vindicate some self-indulgent work complaints Learn more about your a…
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After five races, we're back. And Lawrence is the one with most of the good stories, although we have plenty to catch up on in the coming weeks. Find out how Barretto caused Hans Zimmer to ruin a shirt, some F1 film "insight", a live 60-second review AND a Padhocbuster Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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In this episode of the Non-Del Influencers Podcast, host Matt Coles, National Sales Manager with FirstFunding, Inc., sits down with Josh Tindel, Senior Vice President at Atlas Title Company, to discuss the shifting landscape of the mortgage industry as interest rates begin to trend downwards. Tune in as Matt and Josh delve into the implications of …
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In this exciting episode, we have the honor of hosting Jennifer McGuinness, the CEO of Pivot Financial. Jennifer is not only an innovator but also a thought leader in the financial industry. She built the first hedge fund issuer of AAA-rated RMBS securities collateralized by newly originated loans and has brought products to market in unprecedented…
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In the most recent episode of the Non-Del Influencers Podcast, host Matt Coles welcomes JD Cutri, an experienced Account Executive from Plaza Home Mortgage. Dive into an engaging conversation about why "The time is now to become a non-delegated lender" and explore the unique advantages this channel holds for today’s mortgage professionals. JD share…
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In a strange turn of events, there's an actual variety of opinions on Monaco for a spell, some very privileged stories and another chance for Nate to rub the Padel win in Chris's face. Plus another Padhocbuster to get stuck into Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Lawrence Barretto, Chris Medland, Nate Saunders
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Laurence, Nate and Chris find themselves on a tender in the Monaco harbour at the end of the grand prix weekend and spot a little window for the shortest episode they've ever done. But there's still time for a good joke Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Lawrence Barretto, Chris Medland, Nate Saunders
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In this captivating episode of the Non-Del Influencers Podcast, join host Matt Coles as he welcomes Trenton Fudge, Account Executive at FirstFunding, Inc. Dive deep into the dynamic world of mortgage lending, where Trenton shares his journey from an intern at Plaza Home Mortgage to a pivotal role in shaping financing solutions during challenging ti…
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In an exciting turn of events for the Non-Del Influencers Podcast, we are thrilled to announce a pivotal transition in our journey. Episode Thirteen marks not just another insightful session, but a milestone for our community as Ginger Bell, stepping in for Nate, introduces a fresh face to the podcast's hosting lineup, Mr. Matt Coles. With a rich h…
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Oli Howe is a keys player, producer and prominent figure in the UK scene and has shared stages with the likes of Yoland Brown, Omar Lyefook, Tortured Soul, Freak Power, The House & Garage Orchestra, Billy Cobham and Taylor McFerrin while drawing sold-out houses with headline shows at top UK venues such as Ronnie Scott’s Jazz Club, Pizza Express Jaz…
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Nicky Brown is a keys player and producer, and a highly respected figure in the music industry, known for his exceptional talent as a Musical Director. He has worked with artists, including Emeli Sandé, Michael Bolton, Tom Jones, Earth Wind and Fire, and Madonna, among many others. In this episode, Adam and Nicky chat about: Nicky’s incredible care…
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David Bennett is a pianist, composer and YouTuber. With a following of almost 1 million subscribers, his videos use music theory to analyse and appreciate some of the most revered music of the last one hundred years. David's first love is composing. His style is meditative, minimalist and, very much, piano-focused. In 2024, David is set to release …
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Howard Lawrence is an incredible songwriter, producer, singer, keys player, and bass player. He is one-half of the amazing electronic music duo, Disclosure. Disclosure are one of the biggest bands in electronic music, having collaborated with artists such as Sam Smith, Kelis, Gregory Porter, The Weeknd, and Nao, to name just a few! Their latest alb…
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Nate Williams is a keys player, producer and multi-instrumentalist. He has performed with Jamiroquai, Joss Stone and Steve Winwood amongst many others. His latest EP, ‘Chapters’ was released in 2023 and features an incredible line-up of musicians. In this episode, Adam and Nate chat about: Why tension and release are crucial The awesomeness of plag…
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Bryn Bliska is an LA-based keys player, composer, producer, and MD who frequently collaborates with artists & producers across many genres, including Jacob Collier, Karol G, Maggie Rogers, Olivia Rodrigo, Rozzi, Lawrence, Sofi Tukker, Jackson Wang, Tegan & Sara, YUNGBLUD, Ruth B., and ford. In this episode, Bryn and Adam chat about: Why adding a ni…
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Lewis Hamilton will be a Ferrari driver in 2025. We don't usually do straight reaction episodes, but this was big enough that we found time to do that even when Chris had planned to be off in Rome. Find out if Lawrence was witnessing contracts being signed and how many jokes Nate had this week, as well as the way the news came out Learn more about …
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WARNING: This is a very moan-filled episode, but Visa Cash App RB just seems to set us off in that direction. Chris has a couple of zingers, Nate's joke is deep and meaningful, and Lawrence (without his microphone) finds it very hard to comment on anything other than Charles Leclerc's new deal Learn more about your ad choices. Visit podcastchoices.…
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