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3 Shifts Edition (May 9 2025): What Apple's payments ruling means, Card networks open up to AI agents, Multi-agent AI systems are live
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Hi everyone – welcome to your 3 Shifts Edition [AI-generated audio version].
First, a federal judge laid down the hammer on Apple last week for “willful violation” of her 2021 injunction. Developers like Spotify, Amazon, and Patreon are now moving quickly to cut Apple out of transactions, now that Apple can’t charge commissions on off-app purchases.
Next, Visa and Mastercard are opening up their networks to AI agents, with new tools for secure, tokenized payments by AI agents on behalf of users as well as “personalization signals” based on spend data. The card giants hope to stay relevant in a future of agentic commerce.
Finally, multi-agent AI systems are officially in the wild, with Accenture running 50+ of them (and targeting 100+ by year-end). Meanwhile, Google’s Agent2Agent open protocol for agent-to-agent interoperability and coordination is gaining traction.
Enjoy.
– Tam
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