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What Should I Do With My Money?


Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Dopey Millennial Show Hour 2 - Attack the Draft and check the tapes
Manage episode 489764588 series 2098030
Content provided by Audacy. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Audacy or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
in Hour 2 Caleb discusses Rockets head coach Ime Udoke's contract, possible trades around the league, and a conversation with David Lee from Hawks Film Room about what might happen with the 13th and 22nd draft picks and how that will impact Atlanta's team.
…
continue reading
512 episodes
Manage episode 489764588 series 2098030
Content provided by Audacy. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Audacy or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
in Hour 2 Caleb discusses Rockets head coach Ime Udoke's contract, possible trades around the league, and a conversation with David Lee from Hawks Film Room about what might happen with the 13th and 22nd draft picks and how that will impact Atlanta's team.
…
continue reading
512 episodes
All episodes
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92.9 The Game Weekends

1 Could the passing game get going in Carolina today? 39:24
39:24
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In the last hour, Andy and Joe go over the injury reports for both teams. How much will the Falcons miss AJ Terrell today? They tackle the keys to a Falcons win against Carolina on the road. Can the Falcons take advantage of the Panthers injuries? The guys give their last thoughts as we head to pregame coverage. Could the passing game get going in Carolina today? Plus, the guys give their predictions. Who wins in Carolina?…
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92.9 The Game Weekends

1 Can the Falcons continue to rush the passer at this rate? 43:44
43:44
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Andy and Joe open the show with a recap of the Falcons Sunday Night Football victory against the Vikings. How important is it for the Falcons to score in the red zone today? They guys preview today’s game as they have their first divisional road game against the Panthers. Can the Falcons continue to rush the passer at this rate? Plus, they take a look around the NFL as the Lions and Ravens are set for a Monday Night matchup. What is the most intriguing NFL game this week?…
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92.9 The Game Weekends

1 Full Show (High School Scoreboard Show) 9-19-25 3:19:33
3:19:33
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The full episode of the "High School Scoreboard Show" from 9-19-25.
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92.9 The Game Weekends

In the opening hour of the "High School Scoreboard Show", Garrett Chapman, in for Sam Crenshaw, and Coach Chris Parker have you covered as we enter Week 6 of the Georgia High School Football season. Coach Parker breaks down the difficulties of making team schedules before we are joined by Josh Matthews, Pope High School Athletic Director. We end the hour with the coach's checklist and a game preview from our sideline reporter, Eric Slaughter.…
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92.9 The Game Weekends

1 HR 2 - How will the new transfer portal rules affect high school recruiting? 38:17
38:17
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In the second hour of the "High School Scoreboard Show", Garrett Chapman and Coach Chris Parker talk with Jeff Sentell live from MT. Hebron High School. Then, we are joined by for "School Daze" and talk about his high school playing days. After that, its time for our picks of the week!
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92.9 The Game Weekends

In the third hour of the "High School Scoreboard Show", Garrett Chapman and Coach Chris Parker take a look at the most surprising scores from across high school football in Georgia, we also have a live sideline report from Eric Slaughter and Da-Da Lewis catches up with Coach Dave Svehla of West Forsyth after their victory on Thursday night.…
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92.9 The Game Weekends

In the fourth hour of the "High School Scoreboard Show", Garrett Chapman and Coach Chris Parker have some call-ins from reporters around the state to update us on the latest scores, we also let you hear our interview with Fabian Walker from the School Daze segment earlier.
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92.9 The Game Weekends

In the final hour of the "High School Scoreboard Show", Garrett Chapman and Coach Chris Parker recap and react to some of the final scores as they begin to pour in. Eric Slaughter has a final score update from Temple HS. The show ends with Coach Parker and Garrett discussing the overall season as all teams have now hit the halfway mark.…
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92.9 The Game Weekends

1 How important is senior leadership for your Miller Grove's Football team? 45:09
45:09
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Da-Da shouts out standout players and coaches across Georgia, including Jefferson High, Harrison High, and Newton High. He recaps the biggest performances from last week in Georgia high school sports, plus hear from Harrison High head volleyball coach Kristina Johnson. The PSN Spotlight shines on Stockbridge High School coach Kendrick Callier and QB Joshua Scott. Georgia football is going back to the 7A classification?! Da-Da is joined by Newton High School Softball Kassidy Scott as she continues her pitching journey. How does Newton High School Softball pitcher Kassidy Scott prepare for games? Da-Da is joined by Miller Grove Football coach Melvin Brown as Miller Grove continues their quest to make the playoffs. How important is senior leadership for your Miller Grove's Football team?…
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92.9 The Game Weekends

1 Will the Falcons get the run game going tonight on Sunday Night Football? 42:09
42:09
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Andy and Joe open the show after the Giants-Cowboys overtime game discussing what went wrong for the Falcons in Week One as well as easy fixes that could be made. Will the Falcons be able to get the run game going tonight? They guys go over the injury report for both teams as well as recapping the Week Two games that have been played. Mooney and London are a go tonight! Plus, they guys give their keys to the game as well as their score predictions. Who gets the win tonight?!…
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92.9 The Game Weekends

1 Full Show (High School Scoreboard Show) 09-12-25 3:18:29
3:18:29
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The full show of the "High School Scoreboard Show" from 9-12-25.
9
92.9 The Game Weekends

1 HR 1 - Its nice when you have scholarship players on the bench. 39:43
39:43
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In the opening hour of the "High School Scoreboard Show", Sam Crenshaw and Coach Chris Parker kickoff the show talking big matchups! Then, Jeff Fisher joins the show with some breaking news about the numbers on Georgia High School Football, and then Coach Parker gives the Coach's Checklist to close the hour.…
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92.9 The Game Weekends

1 HR 2 - Fulton County Schools are on the rise. 38:11
38:11
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In the second hour of the "High School Scoreboard Show", Lamar Glen joins the show to discuss the emerging Fulton County football programs, we have some pregame previews from our sideline reporters, and Homer Jordan, former Clemson Tiger and National Champion, joins the show to talk about his days at Cedar Shoals in our "School Daze" segment.…
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92.9 The Game Weekends

In the third hour of the "High School Scoreboard Show", we have a call-in from Troup High School Head Coach, Tanner Glisson, and the scoreboard updates start coming in from our sideline reporters!
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92.9 The Game Weekends

In the fourth hour of the "High School Scoreboard Show", Sam and Coach Parker point out all of the weird scoring margin we are seeing across the state, halftime updates from our sideline reporters, and we replay our interview with "School Daze" guest, Homer Jordan.
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