282. Is Private Credit Right for You? Pros, Cons & Considerations

A Wiser Retirement®

Join us for this episode of A Wiser Retirement® Podcast as we explore private credit, a unique investment option offering potentially higher yields by lending to non-public companies. While it can generate attractive returns, it comes with risks such as illiquidity, higher fees, and limited transparency, making it best suited for high-net-worth individuals with significant liquid assets. Tune in to learn more about the pros, cons, and key considerations of this investment opportunity.

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Chapters

1. Introduction to Private Credit (00:00:00)

2. Understanding Private Investment Types (00:01:25)

3. Private Credit Characteristics & Yield (00:04:16)

4. Benefits and Business Appeal (00:07:10)

5. Liquidity and Fee Structure (00:13:46)

6. Risk Considerations and Manager Selection (00:19:19)

7. Who Private Credit is Right For (00:24:29)