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The True Cost of Short-Term Property Investment in Australia
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Meet Dr. Ranjodh Singh: The researcher unpacking why property investors quit too soon
What if the biggest threat to your property portfolio wasn’t the market, but your mindset?
In this episode, I sit down with Dr. Ranjodh Singh, senior economist and research fellow at Curtin University, who led a compelling national study that revealed why nearly half of all property investors sell within just two to four years.
We dig into the numbers and uncover the real-life reasons why people exit early, whether it’s financial stress, mindset, life events, or lack of strategy. Dr. Singh also shares powerful insights into how government policies, rental yields, and tenant turnover are shaping the investor landscape in Australia right now.
If you're aiming to build a resilient portfolio and avoid the traps that sabotage most investors, this one is unmissable.
Key Moments:
00:41 Meet Dr. Ranjodh Singh
04:03 Most investors sell within 2–4 years
08:13 Investor mindset: utilitarian vs speculative
10:00 Why many investors exit early
16:02 22% of investors sell in their first year
20:23 Rental yield's impact on investor resilience
23:16 How policy affects investor decisions
27:08 Tenants and the rise of rental precarity
31:35 Australia's construction crisis and labour shortage
36:21 DIY investors vs strategic teams
About Dr. Ranjodh Singh:
Dr. Ranjodh Singh is a Senior Research Fellow in the School of Accounting, Economics and Finance at Curtin University and a contributor to the Australian Housing and Urban Research Institute (AHURI). With a background spanning urban planning, banking, and public policy, his research focuses on the intersection of housing, financial behaviour, and economic policy.
He is the lead author of AHURI’s influential report "Modelling Landlord Behaviour and its Impact on Rental Affordability", which explores the structural and behavioural drivers behind investor decision-making in Australia’s property market. Dr. Singh is passionate about evidence-based policy that drives social and economic impact.
About Aaron:
Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.
With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.
Connect with Aaron:
Visit the website: https://atelierwealth.com.au/
Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/
Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid
Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/
Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au
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