Alex Lang and Thilo Utke - Paternity Leave(ing Work at 5:30)

Balancing Dads

#Tech #Careers #Parenting #Business #Kids And Families #Mike McQuaid and Paul Campbell #Balancing Dads #Dads #Fathers

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

6 years ago 32:22

MP3•Episode home

This time Mike and Paul are speaking with Alex Lang and Thilo Utke: Berlin-based founders of Cobot about paternity leave, baby groups, having kids while running a startup, memories and language.

Author of "Cribsheet", Emily Oster (Wikipedia)
Cobot on Twitter
Cobot's homepage
Mike on Twitter
Paul on Twitter

13 episodes

Balancing Dads

Alex Lang and Thilo Utke - Paternity Leave(ing Work at 5:30)

Balancing Dads

published 6 years ago

MP3•Episode home

This time Mike and Paul are speaking with Alex Lang and Thilo Utke: Berlin-based founders of Cobot about paternity leave, baby groups, having kids while running a startup, memories and language.

Author of "Cribsheet", Emily Oster (Wikipedia)
Cobot on Twitter
Cobot's homepage
Mike on Twitter
Paul on Twitter

13 episodes

#Tech #Careers #Parenting #Business #Kids And Families #Mike McQuaid and Paul Campbell #Balancing Dads #Dads #Fathers

All episodes

Balancing Dads

1
Paul and Mike - Sibling Viralry 23:38

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Derek Sivers - OxFord Focus 1:00:59

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Paul and Mike talk Coronavirus 25:32

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Tom Preston-Werner - Medisins of the Father 48:37

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Paul and Mike talk to Tom Preston-Werner (cofounder of Chatterbug and GitHub) about giving your kids medicine, parental leave, screen time, flexible working and avoiding meltdowns. This is the last episode of Season 1; we're going to have a wee break, get some feedback, find some more guests and then we'll be back with Season 2. See you soon! Tom on Twitter Tom's website Mike on Twitter Paul on Twitter…

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Paul and Mike - Axel Rosmeo and Juliat 33:57

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Luke Hefson - Travel Advice from a Prodad Manager 46:18

6 years ago46:18

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Balancing Dads

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Alex Lang and Thilo Utke - Paternity Leave(ing Work at 5:30) 32:22

6 years ago32:22

32:22

This time Mike and Paul are speaking with Alex Lang and Thilo Utke: Berlin-based founders of Cobot about paternity leave, baby groups, having kids while running a startup, memories and language. Author of "Cribsheet", Emily Oster (Wikipedia) Cobot on Twitter Cobot's homepage Mike on Twitter Paul on Twitter…

Balancing Dads

1
Paul and Mike - Sick Child(r|m)en 27:46

6 years ago27:46

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Paul and Mike - Halloween(ers) 33:45

6 years ago33:45

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No guest this time! Mike and Paul talk Halloween, Christmas, lying to your children, advertising, toys, teenagers and threenagers. Mike on Twitter Paul on Twitter

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Jame McCrae - Infectious Dadsease Dadctor 37:05

6 years ago37:05

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This time Mike and Paul are speaking with Jame McCrae: Edinburgh-based infectious disease doctor, father of one and Mike's next-door neighbour about doctors dating doctors, children sleeping, their toys and Julia Donaldson's (great) children's books. Sophie the Giraffe (Wikipedia) Julia Donaldson's works (Wikipedia) Jame has "no internet presence and no plans to get one" Mike on Twitter Paul on Twitter Sorry about the sound quality of this one; we're still trying to find the best way to record multiple guests.…

Balancing Dads

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Mike McQuaid - GitHusband Engineer 41:53

6 years ago41:53

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This time we're speaking with ... me? Edinburgh-based Mike McQuaid, software engineer and father of two, is interviewed by his new co-host (from Episode 1): Paul Campbell. Mike on Twitter Paul on Twitter

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Lee Dohm - Community Dadager 32:44

6 years ago32:44

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This episode we're speaking to Kirkland, Washington-based Lee Dohm: a community manager in the software industry and single dad. Lee on Twitter Lee on GitHub Mike on Twitter

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Paul Campbell - CEdaddyO and Cofoundad 34:42

6 years ago34:42