#33 Ethereum & smart contracts with David Stancel (Fumbi)

Banking on Air

32:48

America’s Sweethearts: Dallas Cowboys Cheerleaders is back for its second season! Kay Adams welcomes the women who assemble the squad, Kelli Finglass and Judy Trammell, to the Netflix Sports Club Podcast. They discuss the emotional rollercoaster of putting together the Dallas Cowboys Cheerleaders. Judy and Kelli open up about what it means to embrace flaws in the pursuit of perfection, how they identify that winning combo of stamina and wow factor, and what it’s like to see Thunderstruck go viral. Plus, the duo shares their hopes for the future of DCC beyond the field. Netflix Sports Club Podcast Correspondent Dani Klupenger also stops by to discuss the NBA Finals, basketball’s biggest moments with Michael Jordan and LeBron, and Kevin Durant’s international dominance. Dani and Kay detail the rise of Coco Gauff’s greatness and the most exciting storylines heading into Wimbledon. We want to hear from you! Leave us a voice message at www.speakpipe.com/NetflixSportsClub Find more from the Netflix Sports Club Podcast @NetflixSports on YouTube, TikTok, Instagram, Facebook, and X. You can catch Kay Adams @heykayadams and Dani Klupenger @daniklup on IG and X. Be sure to follow Kelli Finglass and Judy Trammel @kellifinglass and @dcc_judy on IG. Hosted by Kay Adams, the Netflix Sports Club Podcast is an all-access deep dive into the Netflix Sports universe! Each episode, Adams will speak with athletes, coaches, and a rotating cycle of familiar sports correspondents to talk about a recently released Netflix Sports series. The podcast will feature hot takes, deep analysis, games, and intimate conversations. Be sure to watch, listen, and subscribe to the Netflix Sports Club Podcast on YouTube, Spotify, Tudum, or wherever you get your podcasts. New episodes on Fridays every other week.…

4 years ago 22:53

MP3•Episode home

Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they focused on smart contracts, Ethereum, and platform interoperability.

39 episodes

#Business #Vacuumlabs

#33 Ethereum & smart contracts with David Stancel (Fumbi)

Banking on Air

published 4 years ago

MP3•Episode home

39 episodes

#Business #Vacuumlabs

All episodes

Banking on Air

1
#39 Squeeze more from your money with Harsh Chhatrapati (GALGAL) 40:33

3 years ago40:33

40:33

Vacuumlabs has partnered with Galgal, an Indian startup, to develop a modern money management app that aims at helping Indian youth to better monitor and save their money. The co-founder and CEO of Galgal, Harsh Chhatrapati talks in detail about the journey that he embarked on in 2017 and how Galgal was born.…

Banking on Air

1
#38 Fintech trends with Marcel Klimo (Vacuumlabs) 12:28

4 years ago12:28

12:28

What are the top fintech trends according to our podcast moderator, Marcel Klimo? It is definitely personal identity, embedded finance & privacy! What is so interesting about these topics and what clients did we work with? Check our latest episode to learn more!

Banking on Air

1
#37 Simplifying banking with Maurice Iwunze & Gregoire Lecomte (SympliFi) 26:48

4 years ago26:48

26:48

Underbanked communities in countries such as Nigeria daily suffer from limited access to internet banking, high transaction fees and obstacles to get support from their family members that work all around the globe. Based on the personal experience, SympliFi found a very smart solution how to avoid these pains and provide support to local people to get loans. Listen to our latest episode with creators of the company and find out how they simplified banking!…

Banking on Air

1
#36 Open banking with Simon Lyons (Open Banking) 41:13

4 years ago41:13

41:13

Simon Lyons, Head of Ecosystem Engagement at the Open Banking Implementation Entity (OBIE) recently sat down with us to talk about the revolution occurring right now in banking!

Banking on Air

1
#35 Embedded finance with Nick Heller (tomato pay) and Kevin Sefton (untied) 33:15

4 years ago33:15

33:15

Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Heller, CEO of tomato pay, and Kevin Sefton, co-founder of untied, to talk about how Fintech is offering businesses dramatic time-saving opportunities = embedded finance.…

Banking on Air

1
#34 Decentralised finance & NFTs with David Stancel (Fumbi) 21:42

4 years ago21:42

21:42

The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode - as always, moderated by our host Helene Panzarino - brings the topic of decentralised finance and NFTs!…

Banking on Air

1
#33 Ethereum & smart contracts with David Stancel (Fumbi) 22:53

4 years ago22:53

22:53

Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel , our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they focused on smart contracts, Ethereum, and platform interoperability.…

Banking on Air

1
#32 Yoroi and future of blockchain with Vicente Almonacid (EMURGO) 25:28

4 years ago25:28

25:28

From a passion project to a secure crypto wallet with 170k+ downloads! Yoroi light wallet is a result of the cooperation between EMURGO and Vacuumlabs, and we are really proud of the product. But what is Yoroi exactly? And what does it mean to work on blockchain projects like this? And what is the future of this industry? Marcel Klimo, host at Banking on Air, welcomed Vicente Almonacid, R&D Engineer at EMURGO and discussed all of these topics!…

Banking on Air

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#31 How to build a digital bank in 18 months with Deniz Güven (Mox) 31:10

4 years ago31:10

31:10

Would you believe it's possible to release a digital bank within 18 months? Hard to imagine, right? Well, Mox in Hong Kong managed to do it. What is more, they did it mostly from home because of the pandemic! Our podcast host, Marcel Klimo, had a pleasure to welcome Deniz Güven, CEO of Mox, in our latest episode of Banking on Air. Deniz not only shared the story of how Mox was created but also gave valuable insights on their new operating model with which they are successfully getting their market share in Hong Kong.…

Banking on Air

1
#30 Blockchain in everyday life with Nicolas Arqueros (EMURGO) 23:32

4 years ago23:32

23:32

Is blockchain technology only for technology-savvy people? Or can it be applied to everyday life? And if so, how? In our latest Banking on Air episode, Marcel Klimo had a chance to talk to Nicolas Arqueros from EMURGO, a core solutions provider to the Cardano ecosystem. As Nicolas knows this third generation of blockchain very well, he shared his thoughts on the future use of blockchain technology.…

Banking on Air

1
#29 Introduction to crypto with David Stancel (Fumbi) 36:25

4 years ago36:25

36:25

Crypto and blockchain - how many people really know what these terms truly mean? We decided to bring experts together to shed some light on these topics in a series of crypto-related episodes. Listen in as host Helene Panzarino is joined by David Stencel — cryptocurrency expert and CTO at Fumbi — and learn everything you need to know about these buzzwords!…

Banking on Air

1
#28 True digital transformation with Travers Clarke-Walker (Thought Machine) 32:15

4 years ago32:15

32:15

What does true digital transformation mean for banks? For an organization as complex as a bank, there is a lot to consider: picking the right technology stack, making the migration to the cloud, picking the right technical partners, and so much more. Most banks jump in without even fully grasping the key decisions and their consequences, but that’s about to change: listen in as host Helene Panzarino is joined by Travers Clarke-Walker — CMO of Thought Machine — and learn everything about banks going digital.…

Banking on Air

1
#27 Art in digital banking with Mark Warrick (Cauldron) 40:26

4 years ago40:26

40:26

Will digital banking move towards all-encompassing apps or will the future see more personalized niche product offerings? Can fintechs learn from the huge gaming industry and harness creative design and gamification to provide a potent hook for customers, building in high-level entertainment value to bolster digital banks’ market share? In this episode, ‘Banking on Air’ host Marcel Klimo talks to Mark Warrick, Chief Design Officer at Cauldron , the creative laboratory of UK-based core banking engine builder, Thought Machine . Cauldron strives for a spellbinding blend of art and technology: harnessing Thought Machine’s Vault, this creative kitchen conjures up new apps and products set to charm future customers.…

Banking on Air

1
#26 Leveraging opportunities within banks with Nikolai Hack (Nucoro) 26:37

4 years ago26:37

26:37

High Street banks have strong long-term relationships with an enormous breadth of individual customers, but how can banks cost-effectively transform that relationship capital to boost their bottom line? Listen in, as host Helene Panzarino is joined by our guest Nicolai Hack , Head of Strategy & Partnerships at cloud-native savings and investment platform, Nucoro to find out how to leverage fintech partnerships to deliver private banking-grade savings and investment services for your retail customers.…

Banking on Air

1
#25 SMB acceleration in the US with Anthony Strike (SteadiPay) 32:49

4 years ago32:49

32:49

What’s the best way to now effectively offer digital services to the US SMB market to deliver the banking tools to really help them grow their businesses? Being underbanked is something we’d more readily associate with developing nations rather than the US, yet underbanking is prevalent in the United States too. In the US, most small and medium-sized businesses (SMBs) do indeed have access to a basic bank account, they can deposit and withdraw cash, but on many levels this market segment still remains ‘underbanked’ as sophisticated service provision by digital providers has focused on acquiring either very large corporations as customers or mass-market retail. In our Banking on Air podcast we look at how to extend that high personal touch to digital banking to serve a wider network of SMBs and really offer them the support and tools they need to succeed. In this episode of ‘Banking on Air’, host Helene Panzarino is joined by Michael Callas, Chief Strategy Officer of Vacuumlabs and our guest Anthony Strike, CEO of US-based SteadiPay . SteadiPay is focused on small and medium-sized businesses and helps them track, forecast and manage cash flow whilst earning the best interest rates on their cash holdings through a bank-agnostic sweep account. SteadiPay initially launched as an app to help individual customers manage credit card spending but developed its offering to fill the gap in the market for the underserved SMB segment. In our show, Anthony talks us through how he grew and developed his business and how SteadiPay honed in on the sweet spot for this market without falling into the trap of becoming too niche. Anthony realized that many small business owners were struggling with the complexities of their cash flow management. It was then that Anthony hit a few roadblocks as he realized that many of the tech companies he was looking to help actually build his new product didn’t in fact have the capability to do so or the ability to build any kind of differentiated offering. SteadiPay knew it could rely on Vacuumlabs and has partnered with us to build the key technical elements it wanted. SteadiPay now offers a cash dashboard for SMBs to track and forecast cash, a ‘cash optimiser’, a bank-agnostic sweep account to secure better money market rates for customers’ cash holdings. Learn more from our podcast about what SteadiPay will be bringing in to support the banking needs of small and medium-sized businesses, freeing these entrepreneurs up to focus on what they themselves do best. Find out more about Anthony via his LinkedIn profile. ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months. And don't forget to subscribe!…

Banking on Air

1
#24 Launching a new bank with Jeremy Takle (Pennyworth) 32:57

5 years ago32:57

32:57

Is it easier to set up and grow a new bank within a major financial institution, or is it better to be unencumbered and create a neobank free of those ties? You might well think that large established banks offer a welcoming space for neobanks, providing appropriate expertise and essential technology. But the reality is that being part of a major financial institution could well hold you back... In this episode, ‘Banking on Air’ host Helene Panzarino talks to Jeremy Takle, co-founder and CEO of start-up bank, Pennyworth. With many years of experience at Barclays behind him, Jeremy is extremely well placed to talk about this business. And, according to Jeremy, it’s actually easier to set up a new bank outside a major financial institution than it is to grow a new one from within. Having the banking license already in place, meeting the capital adequacy requirements, and immediate access to full infrastructure is certainly a huge help for start-up neobanks. However, being the new kid in a major organization means having a big parent with a siloed structure. It’s also about how resources get shared, projects are approved, and convincing board level management of the market proposition. Having experience in a big bank brings both advantages and disadvantages in terms of skillsets. Product management and product ownership skills are more prevalent in start-ups than mega corporations with thousands of employees. But if you really know what your customers need, setting up as an independent bank is potentially a mega opportunity. Hence, Jeremy decided to step away from Barclays and co-found his own start-up bank Pennyworth. Find out more about Jeremy via his LinkedIn profile: https://www.linkedin.com/in/jeremytakle/ ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months. And don't forget to subscribe!…

Banking on Air

1
#23 Payment processing with Joanne Dewar (GPS) 28:56

5 years ago28:56

28:56

Processing digital payments is a complex operation: it only takes a few seconds yet there’s some powerful technology involved. How does it all work? Our latest podcast episode with Joanne Dewar, CEO of Global Processing Services (GPS), takes us ‘behind the scenes’ for a look into the world of digital payments processing. With high-profile customers such as financial super-app Revolut, UK digital bank Starling, and digital card issuer Curve, GPS has established itself as a market leader thanks to its secure, scalable and highly flexible platform. The company now works with over 40 issuing banks globally and operates programmes for more than 180+ clients in 60 countries using over 150 currencies. Whether you’re a startup or a big bank like RBS, GPS prides itself on establishing long-term partnerships with clients so that they are best placed to succeed in their chosen market. Joanne is also a fervent champion of financial inclusion. As a result of the COVID-19 pandemic, there’s been a sharp increase in the number of cashless payments, yet there are segments of society that are still 100% reliant on cash. Financial inclusion will need to improve as digital payments are increasingly becoming an inevitable part of our future. Check out the latest episode of our Banking on Air podcast hosted by Helene Panzarino to find out more about GPS and their clients, and how we can begin to broaden financial inclusion. Connect with Joanne Dewar on LinkedIn https://uk.linkedin.com/in/joannedewar ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months.…

Banking on Air

1
#22 Value of data with Colin Payne (Capgemini) 38:13

5 years ago38:13

38:13

Do banks know how to maximize value from their clients’ data and at the same time make a positive difference to the customer experience? There’s certainly no shortage of data: Where customers shop, where they travel, their hobbies, even their favorite foods. By transforming insights from this data and successfully channelling these into banking services targeted to serve the needs of a specific community, banks are now able to deliver timely, well-conceived niche products. Listen to our podcast with Colin Payne, VP of Capgemini Invent who shares some of his vast experience and thoughts on digital banking. Focusing on ‘beyond banking’ and ‘inventive banking’, Colin believes that the future lies in community banking. And the key to making this happen is data. Bank customers want their banking services to be painless and truly invisible. First and foremost, these products and services should always address their needs. By harnessing client data, banks can now serve customers in a more powerful way, surprise them on the upside by delivering what they didn’t yet know they needed. And it’s all about relationships: humanizing banking means truly knowing a specific community or group of clients and being able to build strong relationships with them and deliver real value to their lives. To hear more of Colin’s thoughts on inventive banking, data insights and community banking, listen to our podcast! ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months.…

Banking on Air

1
#21 Digital transformation with Martin McCann (Trade Ledger) 32:58

5 years ago32:58

32:58

Digital transformation is now integral to the banking industry and no incumbent can simply afford to ignore this. Yet delivering digital services takes a lot more effective planning and specialist expertise than appears at first sight. Download our podcast with Martin McCann, CEO and Co-Founder of Trade Ledger, a leading player in lendtech. Trade Ledger has developed a sophisticated credit rating platform for loans to SMEs that automates the entire loan approval process. Together with Martin we explore the obstacles facing banks seeking to achieve digital transformation, and find out why their approaches often fail to deliver. Thanks to his Trade Ledger loan approval platform designed for bank use, Martin has gained a wealth of insight into the inner workings of financial institutions and the core obstacles they face. Firstly, many banks often approach digital transformation from the wrong starting point. On top of this, the highly-regulated nature of the banking industry stacks the odds against them. And many banks struggle with legacy systems and still rely on outdated risk models. Less widely acknowledged is the fact that a failure to grow core competencies in-house can often lead to over-reliance on external consultants. Listen to the podcast to find out not only where banks go wrong but also how Trade Ledger’s data-driven lending platform can vastly speed up the loans approval process helping banks make better-informed, quicker and better-priced lending decisions – to the extent that Trade Ledger is shortening the lending process from 6 weeks to 4 minutes Find out more about Martin McCann via his LinkedIn profile - https://www.linkedin.com/in/mccannmartin/. ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months.…

Banking on Air

1
#20 Islamic finance with Syed Musheer Ahmed (FinStep Asia) 41:14

5 years ago41:14

41:14

What does the concept ‘Islamic finance’ say to you? Is it solely pegged to a religion from the Arab world? In this episode, we want to shed some light on this fascinating topic, cut through some of the misconceptions, and tell you more about how this well-established, yet very different, banking culture works and what it has to offer. In our third podcast hosted by Helene Panzarino, she talks to Syed Musheer Ahmed, founder of Finstep Asia and co-founder of Fintech Association of Hong Kong . Musheer shares his vast knowledge of Islamic finance, and explains the core foundations and principles that underpin banking for the Islamic community. As Musheer highlights, even though Islam originated in the Middle East, it’s now very much a global religion with close to two billion followers all around the world. What‘s more, even though Islamic banks adhere to the core tenets of Islam, this doesn’t necessarily mean that Islamic finance is just for Muslims. The entire world can adopt and benefit from these practices with their strong ethical base: where ‘money’ is seen as a means to exchange goods, and never as a way to generate ‘interest’, and both profit and risk should be shared. Find out more about Musheer via his LinkedIn profile. ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. This podcast is brought to you by Vacuumlabs – and we’re sharing our experience and expertise in creating solutions for the digital journey for professionals, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we invite you to join us and our guests over the coming weeks and months. And don't forget to subscribe!…

Banking on Air

1
#19 Deal-breakers for banks with Donald Hawkins (Boulevard) 41:07

5 years ago41:07

41:07

Why are neobanks born, and what is the key for success in the banking industry? The answers are twofold: fulfilling specific community needs, and focusing on a relationship with customers. Without those, their position on the market is endangered. Listen to our second podcast installment hosted by Helene Panzarino. With her guest Donald Hawkins, Helene explores the topic of community banks and relationships between banks and clients. Donald, as a founder of the first neobank for black Americans in the US, openly talks about the situation black people are in the US. Facing oppression from a number of angles (educational, financial literacy, employment), Donald wanted to help them. To do so, he discusses how he created Boulevard, a neobank that serves the specific needs of black Americans; and equally, he explains why there cannot be one bank for all minorities. Another topic discussed by Helene and Donald is the changes in the market – in shifting from physical to virtual ways of communication, banks need to keep up with changes and focusing on establishing and maintaining good relationships with their clients. In short, their focus needs to move from transactions to relationships. Features are not the winning turnpoint anymore. In such a saturated market, not being able to address a younger audience is a one-way ticket to bankruptcy. Learn more about Donald Hawkins and his career via his LinkedIn profile. ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. We’re making this series so we can share our experience and expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we’ll be sharing our thoughts with you, but also getting your together with our guests. And don't forget to subscribe!…

Banking on Air

1
#18 Fintech and innovation with Nektarios Liolios (The Future Farm) 24:29

5 years ago24:29

24:29

Fintech and innovation go hand in hand. But how do big financial institutions respond to the need to innovate? Do they get this right? Frustratingly, the answer is often “no.” Listen to our first podcast installment hosted by Helene Panzarino. Helene is in business conversation with Nektarios Liolios, and he opens up about his thoughts and his wealth of experience of financial innovation in practice based on his time working with the banking sector. Nektarios was there on the ground when fintech first began garnering momentum and its commercial relevance first came to the fore, and he co-founded the first accelerator program for startups. Yet Nektarios tells us that he recently stepped back from this industry. What prompted his decision? He says he found it too frustrating to stand by and watch big institutions take the wrong approach to innovation: with their teams so often knowing what they should be doing, but not following through with the action required to implement an effective program. Innovation needs an effective strategy behind it – and the right approach. Established banks didn’t want to accept this framework needed to be in place for innovation to happen. Learn more about Nektarios Liolios’ journey in fintech via his LinkedIn profile . ---- ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. We’re making this series so we can share our experience and expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we’ll be sharing our thoughts with you, but also getting your together with our guests. And don't forget to subscribe!…

Banking on Air

1
#17 Responsible banking with Mathias Wikstrom and Johan Pihl (Doconomy) 23:47

5 years ago23:47

23:47

Solving environmental issues with Doconomy financial service tools? Yes! Listen to this episode where Mathias Wikstrom (CEO) and Johan Pihl (Founder and Head of Innovation) at Doconomy discuss how they brought to market a credit card that enables its users to behave more sustainably. Finding an intersection between banking services and decreasing CO2 emissions might seem impossible at the first sight; But Mathias and Johan decided to pull these threads together and in turn, create a new market. Doconomy not only puts a limit on customers’ credit cards using CO2 emissions to make their purchases more conscious – but they also created the 2030 Calculator, a resource that allows anyone to assess the environmental impact of their purchases. It’s an incredible journey – and one that involved some unexpected steps to help them to reach their long-term goal: a more sustainable planet for everyone. Find out more about Doconomy at https://doconomy.com or get in touch with Mathias and Johan through LinkedIn. ----- ‘Banking on Air’ is the official Vacuumlabs podcast covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. In this podcast, we are looking under the hood of the changing face of tech: the acceleration in all things digital, the impact of regulation (and disruption), the need for genuine collaboration – and the specter of competitors old and new as it plays out in fintech and financial services around the world. We’re making this series so we can share our experience and expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we’ll be sharing our thoughts with you, but also getting your together with our guests. This episode was hosted by Marcel Klimo from Vacuumlabs . Listen to the original podcast episode on Apple Podcasts , Breaker , Google Podcasts , Overcast , Pocket Casts , Spotify , or here: And don't forget to subscribe!…

Banking on Air

1
#16 Banking on Air introduction w/ Helene Panzarino & Marcel Klimo 2:03

5 years ago2:03

2:03

Banking on Air is here! A new podcast concept, brought to you by Helene Panzarino & Marcel Klimo from Vacuumlabs, is covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. We’re making this series so we can share our experience and expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs. We believe that the future is in communities when it comes to digital transformation in financial services, and we’ll be sharing our thoughts with you, but also getting your together with our guests. Talk to you soon!…

Banking on Air

1
#15 Identity verification with Peter Murray (W2 Global Data) 10:19

5 years ago10:19

10:19

On this episode of Banking in Air, we talk with Peter Murray from W2 about changing needs of identity verification and anti-money laundering across the world, so that you can understand who your customers are across the world. Here is a quick rundown of the episode: 0:19 What is KYC, AML and ID&V 1:50 How and why you might need W2 3:40 Changing business models in the industry 4:30 Recent payment companies using W2 tech 6:17 Global reach of KYC, AML and ID&V 7:19 Impact of COVID on the market 8:08 Key takeaways from Pay 360 conference 9:18 Contact information Important links: Website: https://www.w2globaldata.com/ Twitter: https://twitter.com/w2globaldata Linkedin: https://www.linkedin.com/company/w2globaldata/ - - - Peter Murray is currently Group Head of Sales at W2 Global Data. He has expertise in emerging data and evolving Tech solutions and how they best align to increase engagement, drive business growth, enable regulatory adoption and ensure a safe and secure environment for all. You can reach him on Linkedin: https://www.linkedin.com/in/idpetermurray/ - - - Banking in Air podcast explores the lives and journeys of founders and technology leaders as they work to overcome challenges while building products in an ever-changing world. Hosted by Marcel Klimo of Vacuumlabs .…

Banking on Air

1
#14 Acceptance of payments with Dr. Jaijit Bhattacharya (ZUP SoftPOS) 10:17

5 years ago10:17

10:17

In this episode of Banking in Air, we talk with Jaijit Bhattacharya from Zerone Microsystem about the Indian payment card market and how his mobile POS is empowering millions of merchants to now accepts payments in a country, which nearly doubled the total number of cards in just a few months. Here is a quick rundown of the episode: 1:36 ZUP POS introduction 2:11 How merchants use the POS 2:42 POS penetration in India 3:27 Is this just for low income mechants? 4:05 Changes after government helped introduce millions of cards into the market 5:50 Why they are not supporting iPhone as a design decision 6:45 Whitelabel SDK for software developers 7:34 How to get started with ZUP SoftPOS Useful links from episode: ZUP website - - - Dr. Jaijit Bhattacharya is a noted expert in Societal Transformation leveraging technology. He is CEO of the cutting edge Fintech startup, Zerone Microsystems Pvt. Ltd and also Honarary President of Centre for Digital Economy Policy Research. He is former Head, Centre for Fourth Industrial Revolution in India, World Economic Forum and the former Head and Partner, Economics and Policy Practice, KPMG. He is recipient of the prestigious APJ Abdul Kalam Award for innovation in governance. Dr. Bhattacharya is in the of Board of IIM Calcutta Innovation Park and is member of Governing Senate of IIIT Raipur, Member of Expert Committee for Ease of Doing Business legislation of Government of India, co-chair of Expert Committee on Skill Development for Deity, Government of India and Convener for Economic Standards for Smart Cities, BIS, Government of India. He also led KPMG’s contribution to the report on Ranking of States on Ease of Doing Business by DIPP. Dr. Bhattacharya also worked on the restructuring of the Indian Airforce as part of the Shekatkar Committee report. He has earlier worked in senior roles in Accenture, IBM, Oracle, Sun Microsystems and HP. He has been responsible for the creation of the next generation of solutions for governments, based on open standards. Dr. Bhattacharya advises governments on policy and e-governance strategies. He has conducted trainings for ADB institute in Tokyo and has helped World Bank develop curriculum for their e-Leadership program. He is deeply involved in Technology Policy making for the Indian Army and has coined the term “Technological Sovereignty”, based on which he runs a National Conclave on Technological Sovereignty for the Indian Army and Centre for Land Warfare Studies. He also delivers invited lectures at INSEAD Singapore campus, IIT Roorkee and at IIM Calcutta. Dr. Bhattacharya has developed business models and strategies for leading companies in the IT, media and computer hardware industries. He has numerous research papers to his credit in leading journals and conferences. He has authored five books on e-Governance, including being the co-author of the first book on e-Governance in India, ‘Government On-line – Opportunities and Challenges’. Email: jbh@zup.cash Google Play (India Only): https://play.google.com/store/apps/details?id=com.zup.merchant - - - Banking in Air podcast explores the lives and journeys of founders and technology leaders as they work to overcome challenges while building products in an ever-changing world. Hosted by Marcel Klimo of Vacuumlabs .…

Banking on Air

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#13 Biometric payment cards with Angela Davies (Thames Technology) 13:15

5 years ago13:15

13:15

In this episode of Banking in Air, we talk with Angela Davies from Thames Technology about issuing cards and how biometric cards are the next generation of secure payment perfectly suited for the current world Here is a quick rundown of the episode: 1:21 Introduction of Thames Tech 1:05 How does Thames Technology work and how did it get started? 3:16 Personalization of payment cards 4:42 Issue cards as a fintech or through a third-party issuer? 9:05 Payment via phone vs biometric card 10:19 Biometric payment cards are perfect for the COVID world. Useful links from episode: Angela Davies on LinkedIn Thames Technology website - - - Angela Davies is Head of Sales, Finance and ID at Thames Technology. If you want to find out more about Thames Technology and their products, you can find their website here: https://www.thamestechnology.co.uk - - - Banking in Air podcast explores the lives and journeys of founders and technology leaders as they work to overcome challenges while building products in an ever-changing world. Hosted by Marcel Klimo of Vacuumlabs .…

Banking on Air

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#12 Challenger banking in Australia with Dom Pym (Up Bank) 58:57

5 years ago58:57

58:57

In this episode, we interview Dom Pym, co-founder of Up Bank about the open banking landscape in Australia, the launch of their banking API and how their focus on being a contrarian technology company has helped them bring features to market in record speed to become Australia’s first next-gen digital bank. Here is just a small taste of how different Dom’s thinking is in the fintech product design industry and how they have managed to build something very unique: “We actually take a contrary view: How does it feel when you sign up for Up? Does it feel easy or does it feel hard? If you got 20 clicks or a hundred clicks, it doesn't matter. I can reduce the clicks from 20 to 10 or five or one by putting all the fields on one screen, but it's a horrible experience and it makes you feel awful. So we take the opposite approach, this contrary approach, where we have an atomic design method, where we only ever asked the customer for one thing on a screen.” Here is a rundown of the episode, if you want to jump ahead: 02:45 Partnering with Bendigo Bank to start Up 08:51 Open Banking in Australia 11:54 Over a 1000 people used Up API in first week 14:57 How they managed to launch Open Banking API so quickly by being a technology company first 24:20 Integrating with Transferwise to prevent complexity with SWIFT 25:51 What they would have done differently 27:49 Will Up turn into a superapp? 36:51 What’s the secret sauce? How are you so fast to market with great features? 45:42 Why they chose such a bold brand design 55:56 Find out how you can get your hands on a Up account and card Useful links: Up Bank Dom Pym on Linkedin Tree of Up – – – Dom Pym has been involved in numerous start-ups and large scale Information Technology projects since the 90's, in Australia and overseas. Currently he is working on Up , Australia’s first next-gen digital bank, built from the ground up to help you spend wisely and save effortlessly. Dominic is also a co-founder of Ferocia, an extraordinary technology team re-imagining Internet banking (launched in 2014 with Bendigo Bank ), Pin Payments (Australia’s first all-in-one online payments platform) and Clear Interactive (acquired in 2009 by NZX, operators of the New Zealand Stock Exchange and electricity markets). – – – War stories episodes in Banking in Air podcast explores the lives and journeys of founders and technology leaders as they work to overcome challenges while building products in an ever-changing world. Hosted by Marcel Klimo of Vacuumlabs .…

Banking on Air

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#11 Fintech Vietnam with Brano Vargic (Home Credit Vietnam) 27:37

5 years ago27:37

27:37

In this episode, Brano Vargic talks with Marcel about the fintech scene in Southeast Asia, hypergrowth of the local market and gives tips on how to get started in the region as a company coming in from Europe or the Americas. Brano is currently the COO of Home Credit Vietnam, a quick loan, financing and credit card company originally from the CEE, which expanded into Southeast Asia. Here is a rundown of the episode, if you want to jump ahead: 01:00 Moving from HR into banking and fintech 02:37 What surprised in you in Vietnam? 04:17 Business model for Home Credit in the region 07:16 How the massive size of the local market is different from European scale 11:42 Innovation is not coming from Europe! 13:25 Popular fintechs in the region 15:53 Importance of gamification and play 19:06 Moving to online support center and chat to keep up with demand 24:10 Tips for fintechs coming to Vietnam 25:43 Story about local sandwich stand using mobile payments Useful links from episode: Brano on Linkedin Home Credit Vietnam website Home Credit Vietnam on LinkedIn – – – Brano Vargic is currently COO of Home Credit Vietnam - is a senior business leader with cross-functional and cross-cultural experiences in finance, fin-tech, banking and strategy consulting, with history of executive roles in HR, Operations, M&A, Digital projects and Business Development in Central Europe and in Asia. He is a Fin-tech and digital transformation enthusiast who “continuously opens digital bank accounts just to learn and evaluate CX as a hobby”. Brano is true believer in job rotations - as he says - "diversity of my roles in organisations taught me to understand deep interdisciplinary dependencies of different company areas and helped me to shape who i believe I am today as a leader - kind but sharp, emphatic but straightforward, agile but strategic.” Brano has also spent 15 years in academia; he is refereed journal published writer and researcher and has long history of lecturing in various MBA programs in Europe and United States. He is 45, married and has 3 kids :) – – – War stories episodes in Banking in Air podcast explores the lives and journeys of founders and technology leaders as they work to overcome challenges while building products in an ever-changing world. Hosted by Marcel Klimo of Vacuumlabs .…

Banking on Air

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#10 Cloud banking with Paul Taylor (Thought Machine) 35:43

5 years ago35:43