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Accountant Explains: The 4 Money Personalities - Which one are you?

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Content provided by Mel H Abraham, CPA, CVA, ASA, Mel H Abraham, CPA, CVA, and ASA. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Mel H Abraham, CPA, CVA, ASA, Mel H Abraham, CPA, CVA, and ASA or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Welcome back to another episode of the Building Your Money Machine Show! Today, we’re getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you’re playing on rival teams?

Trust me, you’re not alone—and there’s a reason for all of it.

In this episode, I break down the four money personalities that I’ve seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn’t just about math—it’s about why we do what we do.

You’ll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.

IN TODAY’S EPISODE, I DISCUSS:

  • The four core money personalities: Saver, Spender, Investor, and Philanthropist
  • The impact of early patterns and upbringing on your money mindset
  • Why habits and default behaviors around money are so hard to change
  • How your money type can shift over different life phases
  • What happens when different personalities collide in relationships

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

  • 6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
  • Financial Literacy is The Lowest it's Ever Been This is Sad
  • 10 Habits Of The "Fake Rich" You Need To Avoid
  • Life Lessons I Wish I Knew Earlier - Here's what matters most
  • 14 Hidden Expenses That Silently Destroy Your Wealth

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If you liked this video, you'll love these ones:

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

  continue reading

436 episodes

Artwork
iconShare
 
Manage episode 489669150 series 3368904
Content provided by Mel H Abraham, CPA, CVA, ASA, Mel H Abraham, CPA, CVA, and ASA. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Mel H Abraham, CPA, CVA, ASA, Mel H Abraham, CPA, CVA, and ASA or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Welcome back to another episode of the Building Your Money Machine Show! Today, we’re getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you’re playing on rival teams?

Trust me, you’re not alone—and there’s a reason for all of it.

In this episode, I break down the four money personalities that I’ve seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn’t just about math—it’s about why we do what we do.

You’ll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.

IN TODAY’S EPISODE, I DISCUSS:

  • The four core money personalities: Saver, Spender, Investor, and Philanthropist
  • The impact of early patterns and upbringing on your money mindset
  • Why habits and default behaviors around money are so hard to change
  • How your money type can shift over different life phases
  • What happens when different personalities collide in relationships

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

  • 6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
  • Financial Literacy is The Lowest it's Ever Been This is Sad
  • 10 Habits Of The "Fake Rich" You Need To Avoid
  • Life Lessons I Wish I Knew Earlier - Here's what matters most
  • 14 Hidden Expenses That Silently Destroy Your Wealth

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

  continue reading

436 episodes

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