13 - Resilience Grown Through Financial Fire with Mike and Carmen

Built for the Cold

“We lost everything… but we didn’t lose each other, and we didn’t lose our faith.”

A Dream Built On Faith
Mike and Carmen Kosychek didn’t set out to build an empire—they just wanted enough to buy back time with their kids. One rental property, one goal. But what started as a simple plan quickly spiraled into a high-stakes journey through real estate, radical choices like homeschooling, and a complete life upheaval most people would never see coming.

The Crash And the Courtroom
When the economy crashed, everything crumbled. Tenants stopped paying, the market flipped, and they faced foreclosure and bankruptcy—all while trying to do the “right” thing. They brought their kids to court, not out of desperation, but to teach them what resilience really looks like. This isn’t a story about failure—it’s about what happens when you lose everything and still keep going.

What They Lost, and What They Found
If you've ever wondered what it feels like to start from zero again—this episode gives you that raw, real perspective. Mike and Carmen share what no one likes to talk about: shame, guilt, and being left out of every system meant to help. But what they found on the other side? It's the kind of hope you didn’t know you needed.

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Connect with Carmen & Mike: @NPVision

Chapters
03:06 Journey Through Adversity
06:18 Lessons in Resilience
10:09 Building a New Life
12:27 Empowering Others
15:19 Conclusion and Resources

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