Ep8: Securing Your Credit Reports and Freezes
Manage episode 376293000 series 3503174
In this episode, Marc David speaks with credit expert Olivia Chen about best practices for safeguarding your credit reports and identity including:
- Placing credit freezes with Equifax, Experian and TransUnion to restrict new account openings
- Lifting freezes temporarily when applying for new credit using your PIN
- Freezing children’s credit reports until they are old enough to manage credit
- Checking your credit reports annually for signs of fraudulent activity
- Reviewing reports to verify personal info and watch for unauthorized accounts
- Disputing fraudulent charges, closing accounts and reporting identity theft
- Putting freezes and monitoring in place proactively even if not breach impacted
- Making credit protections part of your regular financial security regimen
For full episode recaps and cybersecurity tips, visit bytesizedsecurity.show or subscribe to the podcast. See you next time!
---
I do hope you enjoyed this episode of the podcast. Here's some helpful resources including any sites that were mentioned in this episode.
--
Sites Mentioned in this Episode
- IdentityTheft.gov - Recovery Steps - Hopefully you won't need this resource but if you do or you know somebody who needs help with Identity Theft
- Annual Credit Report.com - Home Page - The free way to request your credit report, annually, from the big agencies
- Credit Freeze | Freeze My Credit | TransUnion
- Security Freeze | Freeze or Unfreeze Your Credit | Equifax
- How to Freeze Your Credit For Free - Experian
- Free credit freezes are here | Consumer Financial Protection Bureau
- What To Know About Credit Freezes and Fraud Alerts | Consumer Advice
- How To Freeze Your Credit With Experian, Equifax and TransUnion - This article from Clark Howard provides excellent guidance on how to freeze and unfreeze your credit with the three major credit bureaus to prevent identity theft.
--
Find subscriber links on my site, add to your podcast player, or listen on the web players on my site:
--
Support this Podcast with a Tip:
43 episodes