What Business Owners Need To Know About Bankruptcy and Debt Recovery With Morgan Decker

Circle City Conversations

Morgan Decker is a Partner at Rubin & Levin, P.C., where she specializes in business law, commercial collections, and bankruptcy matters. With over a decade of experience, she has represented both debtors and creditors, providing strategic counsel on Chapters 7 and 13 bankruptcy cases, asset protection, and financial restructuring. Morgan is actively involved in the Indianapolis Bar Association, having served in leadership roles such as Chair of the Solo and Small Firm Division, Secretary of the Commercial & Bankruptcy Law Section, and recognized as a Distinguished Fellow by the Indianapolis Bar Foundation in 2023.

In this episode…

Navigating the financial and emotional stress of debt can be overwhelming, especially for individuals and business owners facing the prospect of bankruptcy. Many hesitate to seek help, fearing stigma, permanent credit damage, or the loss of assets. But is bankruptcy truly the end of the road — or could it be a path toward renewal?

Morgan Decker, a seasoned partner and legal expert in bankruptcy and collections law, offers a grounded perspective on how bankruptcy can serve as a strategic tool rather than a last resort. Morgan emphasizes the importance of reframing bankruptcy as a means to reset and regain control, rather than as a mark of failure. She shares actionable insights on the distinctions between Chapter 7 and Chapter 11 filings, how to assess a business’s financial viability before making legal decisions, and the value of doing front-end due diligence — such as securing personal guarantees and researching business credentials. Morgan also underscores the personal and professional value of compassionate advocacy and staying present with clients during times of high stress.

In this episode of Circle City Conversations, Alex Limontes interviews Morgan Decker, Partner at Rubin & Levin, about redefining bankruptcy and balancing law with life. Alex discusses shifting perspectives on financial hardship, helping clients navigate creditor-debtor relationships, and the role of community service in humanizing the legal profession. Morgan and Alex also explore parenting as working professionals, destigmatizing debt, and the importance of presence in both client work and family life.