What Options Do You Have for Dividing Your Home?

Complete Estate Planning

Most parents try to split up everything evenly for their children but how do you do that with a home? While bank accounts and retirement funds can be easily divided, a house poses unique challenges. It’s a very common estate planning discussion in our office and one that we recently got asked about.

What are the options for splitting a home between multiple children? You can’t exactly slice a house in half. Would they be forced to sell it?

Today, we’ll walk through the practical and legal considerations of dividing an asset like this, offering insight into different approaches depending on whether the home is to be sold, kept, or passed on with sentimental value in mind.

Here’s some of what we discuss in this episode:

💡 What to do if one heir wants to keep the house

🧾 Options for equalizing inheritance when a home is involved

⚖️ Why co-ownership among siblings can create future conflict

📋 Why every plan needs flexibility and clear communication

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