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7 Credit Card Tips To Build Credit
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If you’re new to credit cards, you may be surprised to learn that you can actually start your credit journey at 18 years old — the minimum age requirement for opening your first card.
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While financial experts recommend you start building credit as young as possible, not all beginners are the same.
Below, Select rounds up seven (perhaps surprising) tips for newbies no matter how old you are.
1. Your first step in building credit may require you to make a deposit
2. Shop around before you apply
3. Pay your bill on time, in full (not just the minimum) and you’ll never pay interest
4. Use up very little of your credit limit
5. Constantly review your credit card charges
6. Don’t be afraid to actually use your credit card
7. Think twice about ever canceling your credit card — especially your first one
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