How Can I Redeem My HDFC Infinia Reward Points?

credit cards for beginners

credit cards for beginners

32:12

DaQuane Cherry was once the kid who wore a hoodie to hide skin flare-ups in school. Now he’s an artist and advocate helping others feel seen. He reflects on his psoriasis journey, the power of small joys, and why loving yourself first isn’t a cliché—it’s essential. Plus, a deep dive into the history of La Roche-Posay’s legendary spring. See omnystudio.com/listener for privacy information.…

3 years ago 2:01

MP3•Episode home

Click on this link to how you can redeem HDFC Infinia Rewards Points: https://myworldgo.com/blog/31612/how-can-i-redeem-my-hdfc-infinia-reward-points

Every time a person uses a Debit or Credit Card for a particular transaction, the Debit or Credit Card company earns an ‘X’ amount called an 'interchange' fee. This fee is received from the merchant outlet. It often varies from 1% to 2.5%, and the outlet can also choose to negotiate a lower fee if the volumes are high.

Reward Points are basically used to encourage you to make greater use of Credit Cards and Debit Cards. Once you accumulate specific points, you are given a reward or certain benefits. These benefits are often in the form of discounts or cash-backs.

How to redeem Reward Points?

Once you win specific Reward Points, it is important to redeem them. Usually, Reward Points are easy to redeem. They can be redeemed online, following an easy procedure.

Some banks also allow you to accumulate the Reward Points earned on the Credit and Debit Cards, belonging to the same bank, in one pool and you can redeem them together.

If you want to redeem your points with HDFC Bank, here are a few steps to follow-

Log into your NetBanking Portal/Account on the HDFC Bank website.
Once logged in, click the ‘Cards’
Then click on the ‘Enquire’ tab in the Debit Card section.
Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.
Select the account number for which you want to redeem the points and Voila! You can redeem the Reward Points.

16 episodes

#Business #Lucky Singh

How Can I Redeem My HDFC Infinia Reward Points?

published 3 years ago

MP3•Episode home

Click on this link to how you can redeem HDFC Infinia Rewards Points: https://myworldgo.com/blog/31612/how-can-i-redeem-my-hdfc-infinia-reward-points

How to redeem Reward Points?

Once you win specific Reward Points, it is important to redeem them. Usually, Reward Points are easy to redeem. They can be redeemed online, following an easy procedure.

Some banks also allow you to accumulate the Reward Points earned on the Credit and Debit Cards, belonging to the same bank, in one pool and you can redeem them together.

If you want to redeem your points with HDFC Bank, here are a few steps to follow-

Log into your NetBanking Portal/Account on the HDFC Bank website.
Once logged in, click the ‘Cards’
Then click on the ‘Enquire’ tab in the Debit Card section.
Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.
Select the account number for which you want to redeem the points and Voila! You can redeem the Reward Points.

16 episodes

#Business #Lucky Singh

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credit cards for beginners

1
How to Improve Your Credit Score 1:56

3 years ago1:56

1:56

Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or new lines of credit. A higher credit score can also open the door to the lowest available interest rates when you borrow. Click on this link to know about How to Improve Your Credit Score: https://cardinsider.blogspot.com/2022/01/your-go-to-guide-to-managing-a-good-credit-score.html If you would like to improve your credit score, there are a number of simple things that you can do. It takes a bit of effort and, of course, some time. Here’s a step-by-step guide to achieving a better credit score. Click here to get full information about How to Improve Your Credit Score Why Does a Good Credit Score Matter? A good or excellent credit score will save most people hundreds of thousands of dollars over the course of their lifetime. Someone with excellent credit gets better rates on mortgages, auto loans, and everything that involves financing. 1. Review Your Credit Reports To improve your credit, it helps to know what might be working in your favor (or against you). That’s where checking your credit history comes in. 2. How often should you check your credit score? You should check your credit score regularly to check for errors, but make sure that you are doing so through soft inquirie s so that your score isn’t dinged. How can you quickly improve your credit score? Check your credit score to see why it is low. Pay down your revolving credit as much as possible to lower your credit utilization percentage. Have any inaccurate things removed (especially late payments). Be added as an authorized user to an old account with perfect payment history, ideally with a low utilization rate. Ideally, this is done by a friend or relative, and they do not even have to give you the card. You can also pay certain credit repair services that will broker a deal between you and a stranger to do this.…

credit cards for beginners

1
5 reasons why you should have a Credit Card in India 2:22

3 years ago2:22

2:22

Owning a Credit Card is a boon in many ways. If you are struggling with a shortage of cash or want to buy an expensive gadget or require immediate funds for an emergency, a Credit Card will always be helpful. Know the reasons why you should have a Credit Card. A Credit Card is an easy pay-back option. It allows you to shop for goods and services without any requirement for cash or credit. Right from daily spending, fine dining at restaurants, and grocery shopping to luxury purchases, it takes care of your expenses. Click on this link to know about 5 best icici bank credit cards:- https://www.edocr.com/v/wxzrzo5g/Cardinsider/top-5-icici-bank-credit-cards If you’re a frequent shopper, then here are five reasons you should have a Credit Card: Credit score: The major benefit of having a Credit Card is it helps you build your credit score. If you are making a timely bill payment, it creates a positive impact on your score. Further, a healthy score is key for making you eligible for loans. Cashbacks rewards points and discounts: Every time you make a purchase using a Credit Card, you earn a reward point or a cashback or discount offer. To make the best use of the benefits, you should choose a card that suits your lifestyle and spending pattern. Click here you will get full information about best 5 icici bank credit cards. Avail Personal Loan: If you have a Credit Card, you can avail a Personal Loan, instantly. If you’re already an existing Credit Card user at ICICI Bank, the Bank offers you a loan on the card after evaluating factors like spending, transaction pattern and payment history. EMI facility on cards: In case you are making a big-ticket purchase, you have the flexibility to make a Credit Card bill payment through EMIs. For instance, ICICI Bank offers No Extra Cost EMI on ICICI Bank Credit Cards, for big or small purchases. Protection cover: Credit Cards offer protection cover that saves you from unpredictable losses. The insurance cover can be used in the event of a theft, loss, fraud or an emergency. The premium amount and cover features, differ from card to card. The benefits of owning a Credit Card are many but you also need to be responsible while using it. Frequent usage of the card can lead to unwanted debt. If you have a Credit Card, you must have the discipline of paying your bills on time; else you could face penalties and high interest charges.…

credit cards for beginners

1
How Can I Redeem My HDFC Infinia Reward Points? 2:01

3 years ago2:01

2:01

If you prefer using Debit Cards or Credit Cards for making regular and frequent transactions, you enjoy a host of benefits. Apart from greater ease of utility and convenience, one of the most popular advantages of using a card is the Reward Points. Reward Points are points or credits accumulated in your name for a specific frequency or volume of transactions. Click on this link to how you can redeem HDFC Infinia Rewards Points: https://myworldgo.com/blog/31612/how-can-i-redeem-my-hdfc-infinia-reward-points Every time a person uses a Debit or Credit Card for a particular transaction, the Debit or Credit Card company earns an ‘X’ amount called an 'interchange' fee. This fee is received from the merchant outlet. It often varies from 1% to 2.5%, and the outlet can also choose to negotiate a lower fee if the volumes are high. Reward Points are basically used to encourage you to make greater use of Credit Cards and Debit Cards. Once you accumulate specific points, you are given a reward or certain benefits. These benefits are often in the form of discounts or cash-backs. How to redeem Reward Points? Once you win specific Reward Points, it is important to redeem them. Usually, Reward Points are easy to redeem. They can be redeemed online, following an easy procedure. Some banks also allow you to accumulate the Reward Points earned on the Credit and Debit Cards, belonging to the same bank, in one pool and you can redeem them together. If you want to redeem your points with HDFC Bank, here are a few steps to follow- Log into your NetBanking Portal/Account on the HDFC Bank website. Once logged in, click the ‘Cards’ Then click on the ‘Enquire’ tab in the Debit Card section. Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab. Select the account number for which you want to redeem the points and Voila! You can redeem the Reward Points.…

credit cards for beginners

1
Top Reasons Why You Should Get IndusInd legend Credit Card 1:05

3 years ago1:05

1:05

If you’re considering applying for a credit card, here are 5 reasons why you should choose IndusInd Bank’s Easy Credit Card For many of us, a credit card is an absolute necessity today. Apart from giving you access to instant credit for small and big-ticket purchases, it also helps you build a solid credit history over time. Click on this link to know about Induslnd bank's easy credit card: https://cardinsider.blogspot.com/2022/03/reasons-why-you-should-get-indusind-legend-credit-card.html With a credit card, you can also save a good sum of money every month in the form of discounts and other deals. But, to enjoy these benefits, you need to select a card tailored to suit your needs. IndusInd Bank is an institution that offers credit cards that meet all your needs and aid your financial wellbeing. With its new Easy Credit Card, the bank delivers an even superior experience to its customers. Click here to know why you should choose Induslnd Bank's easy Credit cards . 1. Ease of application: Don’t want to visit a branch or submit hefty paperwork for getting your credit card? Why should you! With IndusInd Bank, you can apply for a card online in easy steps. 2. Higher limits: As a credit card offers an interest-free loan for a fixed period, several individuals look for one with a high spending limit. 3. Diverse perks and privileges: Other than completing payments seamlessly, you can use your credit card for a number of other purposes. 4. International Acceptance: The IndusInd Bank Easy Credit Card is a globally accepted card. You can use it for all your foreign transactions. 5. Relaxed eligibility criteria: IndusInd Bank offers its credit card on easy terms and conditions. All you need is a permanent residential address and a stable monthly income.…

credit cards for beginners

1
5 Things You Should Do When You Get a New Credit Card 1:29

3 years ago1:29

1:29

Opening the envelope that holds your credit card is always an exhilarating experience. To tear the seal & open the letter that holds your maximum credit limit is an exciting task for every individual. Click on this link to know about yes bank credit cards: https://cardinsider.tumblr.com/post/680322266954924032/5-best-yes-bank-credit-cards 1. Activate your card The first step is activating your card, which is an easy 2- to a 3-step process. You must simply call the given number & authenticate your details. These days you can also receive an OTP on your registered mobile number to set your card PIN. 2. Destroy old cards In case this new credit card is an upgrade from the bank or opted by you, destroy the old card by cutting through the magnetic strip. Click here to know about the best yes bank credit cards . 3. Read the rules & regulations Apart from the blessed document that holds your card & its limit, there are other documents that are a part of the kit. Ensure a thorough read through them all as they enlist the rules & regulations that you are liable to follow. 4. Spend within your limits to pay within your comfort However high your credit limit may be, make sure that you hold your horses on the expenditures. To make sure that your credit score is not hampered, make full payment of your credit card dues every month. 5. Check your credit score Conduct regular credit checks to know how your score has progressed & what measures you must take to repair it, if needed.…

credit cards for beginners

1
What are the Different Types of Credit Cards in India? 1:03

3 years ago1:03

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Credit Cards are small-sized plastic cards that can make life very simple. These cards allow you to purchase goods and services on credit, the money for which you can return at the end of every month. You can choose to pay the full amount of credit that you have borrowed from your credit card issuer or a minimum fixed amount every month. In case you pay only the minimum amount, remember that you will be charged interest on your outstanding balance. There is a credit limit set for you by your card provider. Click on this link to know more: https://www.mediafire.com/file/uqdolrliz3qr0ft/diif._Credit_Cards_ppt.pptx/file Mentioned below are the top Gold credit cards available to customers in India: SBI Gold & More Credit Card SBI Student Plus Advantage Credit Card SBI Advantage Plus Credit Card BMB Gold & More Credit Card Click here to get full information about different credit cards in India . HSBC Bank Gold credit card PNB Global Gold Card Canara Global gold credit cards Bank of India Navy Gold Bank of India visa Gold Card Bank of India Visa Gold International Card…

credit cards for beginners

1
Have a Credit Card? Here’s why you need another 2:12

3 years ago2:12

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In today’s world, what’s the one thing that you will find in the wallets of your friends and colleagues? Plastic money. For a generation that’s always online, Debit and Credit Cards are essential financial tools. You can have savings accounts and a corresponding Debit Card. It’s quite common for people to hold multiple Debit Cards. But when it comes to Credit Cards, you may be slightly apprehensive about holding multiple Credit accounts. In truth, having more than one Credit Card can be a good credit management strategy. Having multiple Credit Cards can improve your credit score. So, if you’re thinking of adding another Credit Card to your wallet, you may be headed in the right direction. Click on this link to know about the best credit cards:- https://issuu.com/kartik745/docs/top_best_credit_cards Here’s why you need to get another credit card: 1. Better credit management: You can divide your expenses between two or more Credit Cards. That way, none of your cards will be maxed out. You can also pay the bill of one Credit Card with another, to manage your Cards better. 2. Business Credit Card: If you run a business, you can easily keep track of personal & business expenses by using separate Credit Cards for each. That will make bookkeeping easier for your business. Click here you will get information about India's top best credit cards 2022. 3. More rewards: We all know that Credit Cards come with rewards. Different Credit Cards come with different benefits. While some cards give you rewards for shopping, others offer rewards on fuel or entertainment. 4. Improve your credit score: That’s right. Your credit utilization ratio is likely to improve if you hold multiple Credit Cards. It’s simple math. Your credit utilization ratio is a ratio of the sum of all your debts to the sum of credit limits of all your accounts. 5. It’s good to have a backup: Have an emergency but your credit card has hit its limit? Need your card immediately but it is stolen or lost? In such scenarios, getting a new Credit Card issued from your Bank could take a few days or even weeks.…

credit cards for beginners

1
Best Credit Cards in India for 2022 2:41

3 years ago2:41

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Choosing a credit card that matches your needs and lifestyle from the options available can be an arduous task. Most credit card issuers offer several cards, each with its own set of benefits, eligibility conditions, and related fees and charges. So if you are looking for a credit card that suits you, here are the best credit cards of 2022 from top credit card issuers in India that have unmatched benefits like cash back, rewards, and discounts on shopping, fuel, travel, etc. Click on this link you will get full information about India's top best Credit cards:- https://www.edocr.com/v/kyeeaqqk/Cardinsider/top-best-credit-cards When it comes to credit cards, every individual has a different purpose, and to fulfill that, you need to choose a card that suits you the most. There are credit cards best to pay your bills, others for a nice bargain on a shopping website. With the right choice, you can save money on your transactions. Axis Bank Ace Credit Card. Flipkart Axis Bank Credit Card. SimplyCLICK SBI Credit Card. HDFC Millennia Credit Card. American Express SmartEarn™ Credit Card. HDFC Regalia Credit Card. SBI SimplySAVE Credit Card. SBI Card PRIME. Click here to get detail about India's Top Best Credit Cards In India. Rating 1. Cashback: Half a star to credit cards providing cash back and half a star where the system of credit is not complicated and easy for the customers to understand. 2. Annual Fee and joining fee: Half a star to credit cards without any annual fee and half for no joining fee. Any credit card without any annual fee and joining fee will get a full star, but a joining fee of INR 500 has been considered equivalent to no annual fee. 3. Availability for all income groups: Half a star if the services of the credit card are available for all income groups, and another half if services extend to multiple geographies and not just major cities. 4. Value for welcome gifts: Half a star for welcome gifts and half a star for easy usage of those gifts. Here if the intrinsic value of the usable gift at least covers the annual fee, the credit card will get a full star. 5. Additional benefits: Half a star to credit cards providing additional benefits and a half to the credit cards in which these additional benefits are more user-friendly. For example, if a card offers a fee waiver to a user who will spend INR 3 lakh in one year, it is unlikely all cardholders may want to spend that much in one year. This makes the feature redundant for certain cardholders.…

credit cards for beginners

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Why do you need a Wealth Manager? 1:24

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What is Wealth Management? It is a common notion that wealth management is financial planning. However, financial planning is just a small part and there’s a lot more to wealth management. The goal of wealth management is to sustain and grow long-term wealth. From an affluent person's standpoint, wealth management is the science of enhancing their financial situation in a strategic manner. It is a continuous investment-advisory process that is a combination of financial planning, investment portfolio management, and a number of aggregated financial services. It offers several strategies and plans that allow individuals or companies to attain all possible financial goals in a systematic manner. Click on this link to know about Kotak Credit cards: https://cardinsider.tumblr.com/post/679604003682811904/kotak-mahindra-bank-is-one-of-the-leading-banks-in Importance of the wealth manager Wealth management is an important practice, but not all investors have adequate knowledge of wealth management. Most investors perceive the wealth management process to be a smooth ride. This is very different in reality, of course. Markets do not move in a straight direction, and unexpected factors usually get in the way of savings. This is where the expertise of a wealth manager can be put to use. Wealth managers take advantage of their experience and knowledge, and regularly update and change their client’s investment profiles based on where they are in their life cycle, with respect…

credit cards for beginners

1
The AMEX Trilogy: 3 cards you need to have for maximum returns 1:24

3 years ago1:24

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A lot of people ask me questions on maximizing the MR Points. MR stands for Membership Reward Points, which is the currency offered by AMEX for those of you who don't know. You can use this to redeem rewards, flight tickets and convert them to hotel points. The possibilities are endless. Click on this link to know about AMEX Credit Cards:- https://www.123articleonline.com/articles/1296130/5-reasons-why-should-you-get-american-express-credit-card The three cards to have The three AMEX cards you need to have are American Express Platinum Charge Card American Express Platinum Travel Credit Card American Express Membership Rewards Credit Card. Click here to know about 5 reasons you should know about AMEX CREDIT CARDS. All the above three have fees associated with them - however, if you sign up for the Platinum Charge card, you do not have to pay for your other cards. Sweet, isn't it? You can also check out individual reviews for the above cards simply by clicking on the above hyperlinks. How many points are on each card You can earn about 1,10,000 MR points minimum on the Plat, 32,000 MR Points on Plat Travel by spending a minimum of INR 4,00,000 and 12,000 MR Points on the Membership Rewards CC. Referral Earn One of the ways I earn a little more top-up is by asking people to use my referral code whenever they want to apply for a new card.…

credit cards for beginners

1
What Is The General Eligibility For A Credit Card? 2:18

3 years ago2:18

2:18

With increasing ease of access and higher disposable income, consumption patterns have undergone a drastic change. Today, you can either make a purchase through cash or you can use short-term credit mediums like Credit Cards. The usage of Credit Cards also makes shopping safer and provides a range of incentives to customers. India is primarily a Debit Card market, but the use of Credit Cards is rising rapidly. Click on this link to know about the General Eligibility For Credit Cards :- https://www.apsense.com/article/what-is-the-general-eligibility-for-a-credit-card.html Age: To apply for a Credit Card, one needs to be at least 18 years old. However, since a large majority doesn’t start earning by 18, most banks issue a Credit Card only after the applicant has attained the age of 21. Just like the minimum age, the maximum age differs for every bank, with most banks issuing Credit Cards till the age of 60. Annual salary: Credit Cards offer credit for a short period of time. One has to pay his/her pending dues at the end of every month. Banks take into account the servicing ability of the applicant before issuing a card. Nationality: A wide variety of banks cater to the Indian market that includes domestic as well as foreign banks. Citizens, residents, and non-residents can apply for a Credit Card, but some banks issue Credit Cards only to Indian nationals. It is imperative to check the exact Credit Card eligibility with the specific banks before applying for a card. Click here you will get full information about the General Eligibility For Credit cards. These are the basic conditions to apply for a Credit Card. However, there are certain factors that have an impact on the issuance of Credit Cards: credit score: With the emergence of digital payments and tools, it has become easier to track the spending patterns of customers. Existing debt: When you use a Credit Card, you essentially take on debt. If you already have a lot of debt, it doesn’t make sense for the bank to provide you with a tool for additional debt. Employment: No bank would like to trust an applicant who doesn’t have a stable source of income. Residence: While you can apply for a Credit Card online, certain banks take the place of residence into consideration. Some Credit Cards are only available to people residing in a particular city or region.…

credit cards for beginners

1
First Time Credit Card Tips For Students 1:43

3 years ago1:43

1:43

Your first credit card can be a step toward building a strong financial future and establishing an excellent credit score—or it can lead to a mountain of debt you struggle to repay for years. Before using your first credit card, here are some tips to guide you along the right path. Click on this link to get full information about first-time credit cards for students:- https://cardinsider.mystrikingly.com/blog/first-time-credit-card-tips-for-students Set a Budget A credit card is a convenient way to make purchases and earn rewards, but it shouldn’t be used to buy things you can’t afford. Having a realistic idea of the amount you can spend and pay off at the end of the month will keep you from getting in over your head. Keep Track of Your Purchases Calculating the amount you can afford to spend is the first step. After that, be diligent about tracking your purchases throughout the month, potentially with the help of your credit card’s mobile app or website. Once you’ve met your monthly spending limit, avoid using the card until you’ve paid off the balance. 6 tips to know about first-time credit card tips for the student. Set Up Automatic Payments It can take time to get used to paying a bill each month. Protect yourself from late credit card bills by scheduling automatic payments ahead of your due date. Be sure the scheduled payment is more than the minimum payment—ideally, for your full balance—and that you have enough funds in your checking account before the payment is scheduled. Otherwise, you may be charged a late fee or a returned payment fee. Use as Little of Your Credit Limit as Possible It can be tempting to max out your credit card—that is, charge up to your credit limit—but it’s crucial not to. Credit utilization, or how much of your credit limit you’re using, is the second biggest contributor to your credit score.…

credit cards for beginners

1
Axis Bank Credit Card 1:06

3 years ago1:06

1:06

Axis Bank is one of the leading credit card providers in the country offering a myriad of credit cards to its customers. Axis Bank credit cards come with exclusive rewards, cashback, and several other benefits. Some of the most popular credit cards offered by Axis Bank are, Axis Ace Credit Card, Axis My Zone Credit Card, Flipkart Axis Bank Credit Card, and Axis Neo Credit Card among others. To know more about the features and benefits of Axis Bank Credit cards, Click on this link: https://cardinsider.tumblr.com/post/678679869047078912/in-this-post-you-will-learn-about-the-top-5-best Top Axis Bank Credit Cards in India 2022 Axis Bank Credit Cards are designed to provide benefits across travel, shopping, rewards, cashback, etc. Based on your requirement you can check your eligibility and apply for the best Axis Bank credit card. Here are some of the top credit cards offered by Axis Bank . Indian Oil Axis Bank Credit Card Axis Bank Vistara Credit card Axis Bank Vistara Signature Credit Card Axis Bank Vistara Infinite Credit Card Axis Bank Aura Credit Card…

credit cards for beginners

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Benefits Of Union Bank Credit Card 1:26

3 years ago1:26

1:26

The Union Bank of India is one of the oldest financial institutions that have always impressed its customers with its services. It also offers credit cards at zero annual and renewal fees that can be used for doing various transactions. Click on this link to know about 5 best benefits of union credit cards:- https://articlescad.com/5-benefits-of-union-bank-credit-card-72018.html You can have a great experience through the Union Bank of India Credit Card by using it at different outlets in India and Outside India. It gives you various privileges and the opportunity to earn reward points. You can even enjoy an interest-free period for 50 days on the Union Bank Credit Cards. So, let’s explore the types of credit cards offered by the Union bank for their features as well. Features of Union Bank of India Credit Cards Joining and renewal fees of the Union bank credit cards are nominal and can be waived off. Earn thousands of reward points through credit cards and redeem them for free. Get a credit limit of up to 20% of your salary. Enjoy Free Credit Period for 50 days without any interest. Flexi Payment option is also available on the credit cards. Pay the bill of the Union bank Credit cards online. Enjoy Discounts on the fuel surcharge at all the refilling stations. Convert the transactions into EMIs for the period of 3, 6, 9, 12, 18, and 24 months.…

credit cards for beginners

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Best Credit Cards for first-timers in India 3:13

3 years ago3:13