Steve Szpytek of Axos Bank on Consumer Product Development

Data-Driven Finance: The Financial Intelligence Podcast

Steve Szpytek on LinkedIn

1:36:55

What’s up, Tribe, and welcome back to Good Moms Bad Choices! January was amazing, but its time to turn the page on the calendar and embrace beautiful new energy as we enter ‘The Journey of Love February.’ This month is all about the heart - join Erica and Milah to catch up and discuss what’s new in the world of motherhood, marriage, and amor! In this week’s episode, the ladies offer witty and sharp perspectives about personal growth in love, supporting your kids through their friend drama, and how to honor your true needs in a partnership. Mama Bear to the Rescue! The Good Moms discuss protective parenting and helping your kids fight their battles (8:00) Bad Choice of the Week: Help! My kids saw me in my lingerie! (20:00) My Happily Ever After: Erica and Milah discuss the prospect of marriage, dreams of becoming a housewife, and the top 5 ways to be confident in love (32:00) Yoni Mapping: Releasing Trauma and Increasing Pleasure (57:00) Its OK to fuck up, but also, what do you (really) bring to the table: The Good Moms have an honest discussion about finding accountability and growth before love (1:03:00) Watch This episode & more on YouTube! Catch up with us over at Patreon and get all our Full visual episodes, bonus content & early episode releases. Join our private Facebook group! Let us help you! Submit your advice questions, anonymous secrets or vent about motherhood anonymously! Submit your questions Connect With Us: @GoodMoms_BadChoices @TheGoodVibeRetreat @Good.GoodMedia @WatchErica @Milah_Mapp Official GMBC Music: So good feat Renee, Trip and http://www.anthemmusicenterprises.com Join us this summer in paradise at the Good Vibe Rest+Vibe Retreat in Costa Rica July 31- August 5 August 8 - August 13 See omnystudio.com/listener for privacy information.…

about a year ago 24:19

MP3•Episode home

How technology is moving so fast, there’s always a new product out there to help you service or enhance your platform that needs to be vetted.
Balancing what’s available vs. what really going to move the need for customers.
The importance of mobile and why 70-75% of Axos Bank’s customers interact with the bank on the mobile app.
How connecting accounts provides a better, fuller picture of the customer than the traditional small deposit verification method.
The enormous advantages of account linking for personalization and more targeted customer offers.
The four pillars that comprise Axos Bank’s strategy: customer/user experience, tracking, training, and communication.
The move toward better, easier, faster, simpler loan applications and processing.
The vital nature of transparency for trust building.
What’s most on the minds these days of those tasked with creating financial customer products.
Are physical banks on their way out?

Some Helpful Links

Axos Bank

Envestnet Yodlee

17 episodes

#Tech #Business News #Business #News #mstiles501

Steve Szpytek of Axos Bank on Consumer Product Development

Data-Driven Finance: The Financial Intelligence Podcast

published about a year ago

MP3•Episode home

How technology is moving so fast, there’s always a new product out there to help you service or enhance your platform that needs to be vetted.
Balancing what’s available vs. what really going to move the need for customers.
The importance of mobile and why 70-75% of Axos Bank’s customers interact with the bank on the mobile app.
How connecting accounts provides a better, fuller picture of the customer than the traditional small deposit verification method.
The enormous advantages of account linking for personalization and more targeted customer offers.
The four pillars that comprise Axos Bank’s strategy: customer/user experience, tracking, training, and communication.
The move toward better, easier, faster, simpler loan applications and processing.
The vital nature of transparency for trust building.
What’s most on the minds these days of those tasked with creating financial customer products.
Are physical banks on their way out?

Some Helpful Links

Steve Szpytek on LinkedIn

Axos Bank

Envestnet Yodlee

17 episodes

#Tech #Business News #Business #News #mstiles501

All episodes

Data-Driven Finance: The Financial Intelligence Podcast

1
Jeff Cain of Fidelity on Tech's Role in Building Wealth 18:05

5 weeks ago18:05

18:05

Our guest on this episode of Data Driven Finance is Jeff Cain, VP Fintech Research at Fidelity Investments. Before that he was Head of Partnerships at Brightside and spent eight years at Yodlee. Jeff got his Bachelor’s Degree in Economics at Stanford and a Masters from Harvard. We’re not really talking about Fidelity; we’re going bigger picture and getting Jeff’s personal take on wealth building and tech’s role in that. Topics covered include: How customers can be segmented to track behaviors, demographics, and goals. Are behaviors driving technology or are tech innovations changing what consumers want? How are finserv businesses doing at keeping up with consumer demands and innovating around those? What are the big trends in financial consumer behavior? And likewise, what are the coming trends in fintech? When it comes to the third-party apps and players, what’s going to separate the winners from the losers? Why should banks and financial institutions fully embrace APIs, data sharing, and open banking? What to look forward to and what to be cautious about as we move through 2025. Helpful Links: Fidelity Center for Applied Technology Jeff Cain on LI…

Data-Driven Finance: The Financial Intelligence Podcast

1
Gretchen Rodriguez of TD Bank on Payment Systems 26:35

10 weeks ago26:35

26:35

Our guest on this episode of Data Driven Finance is Gretchen Rodriguez , Head of Product for Payments at TD Bank . She approaches products with an entrepreneur’s mindset and has designed and launched products in fintech, e-commerce, cybersecurity, and identity & trust. Gretchen spent time as a Senior Product Manager and Product Owner at eBay, serves on a couple of boards, and is a product adviser to Med Fem Wellness. We talk about emerging payments and the ecosystems that support it. Topics covered include: The way we pay for products and services is changing. Consumer preferences and practices for online payments The ideal end game for payments from a consumer’s point of view. The obstacles still in the way of seamless, superior payment systems. How we can accomplish the interconnectivity required for improved payment experiences. The opportunities open banking offers for opening and funding accounts. Additional benefits of connectivity for business account holders. The payment enhancements that are being explored today. A warning for the banks allowing themselves to fall behind.…

Data-Driven Finance: The Financial Intelligence Podcast

1
Stephen Fishman and Matt McLarty of Boomi on Unbundling the Enterprise 34:36

18 weeks ago34:36

34:36

Our guests on this episode of Data Driven Finance are Stephen Fishman and Matt McLarty, authors of the book “Unbundling the Enterprise – APIs, Optionality, and the Science of Happy Accidents.” Stephen is North America Field CTO at Boomi and a Strategic Advisor at Revenium, while Matt is Boomi’s Chief Technology Officer. There’s a lot in the book about APIs, what they can power, and how they can be leveraged to create the experiences we’ll be experiencing ahead. Topics covered include: What finance businesses should know about what APIs can do that tech experts already know? Why companies who leveraged APIs early rapidly became some of the biggest in the world. Did you know Google Maps never intended to make their API available to third party developers? Hear why they did. Who are the financial businesses that gave themselves an advantage years ago? What does it mean to “unbundle the enterprise”? How are financial institutions doing in terms of awareness and adoption of API opportunities? What is capability capitalization? Why it’s better for finserv companies to go on offense with optionality than to engage in “reluctant compliance” with regulations. The three methodologies financial businesses need for an effective API strategy. The value in data being non-fungible, non-rivalrous, and experience-dependent. What are the risks of this kind of API-driven digital transformation? Helpful Links Stephen Fiscman Matt McLarty Unbundling the Enterprise book Boomi Yodlee…

Data-Driven Finance: The Financial Intelligence Podcast

1
Steve Szpytek of Axos Bank on Consumer Product Development 24:19

22 weeks ago24:19

24:19

Our guest on this episode of Data Driven Finance is Steve Szpytek , SVP and Head of Consumer Product Development at Axos Bank . Axos Bank is a diversified technology-driven financial services company with a well-balanced portfolio of verticals within the bank. Topics discussed include: How technology is moving so fast, there’s always a new product out there to help you service or enhance your platform that needs to be vetted. Balancing what’s available vs. what really going to move the need for customers. The importance of mobile and why 70-75% of Axos Bank’s customers interact with the bank on the mobile app. How connecting accounts provides a better, fuller picture of the customer than the traditional small deposit verification method. The enormous advantages of account linking for personalization and more targeted customer offers. The four pillars that comprise Axos Bank’s strategy: customer/user experience, tracking, training, and communication. The move toward better, easier, faster, simpler loan applications and processing. The vital nature of transparency for trust building. What’s most on the minds these days of those tasked with creating financial customer products. Are physical banks on their way out? Some Helpful Links Steve Szpytek on LinkedIn Axos Bank Envestnet Yodlee…

Data-Driven Finance: The Financial Intelligence Podcast

1
Kat Cloud of Yodlee on CFPB 1033 Rule Compliance 24:10

27 weeks ago24:10

24:10

Our guest on this episode of Data Driven Finance is Kat Cloud , Principal Director of Open Banking Compliance at Yodlee. Kat is also a Board member at the Financial Data Exchange, and prior to her time at Yodlee was head of UK Public Policy for Plaid. We discuss open banking compliance, specifically touching on the new CFPB 1033 rule, which is important for all financial institutions to be aware of. Topics covered include: What is open banking? How does it differ from how financial institutions operate today? What has to happen for open banking to reach its full promise? API as the “plumbing” behind financial data connections. What is the CFPB 1033 rule? What kind of data is and isn’t included under the CFPB 1033 rule. What happens if banks don’t meet the CFPB 1033 rule deadlines? What all this means for innovation in finserv and fintech. How are banks responding to both the rule and its timeline? How are all these stakeholders going to achieve true standardization? What does a new administration mean for the CFPB 1033 rule? Helpful Links CFPB website Open Banking with Yodlee FDX (Financial Data Exchange)…

Data-Driven Finance: The Financial Intelligence Podcast

1
Larry Rosenberger of FICO on Analytics for Decision-Making 29:40

36 weeks ago29:40

29:40

Our guest this episode is Larry Rosenberger, Research Fellow at FICO and formerly CEO and VP of R&D at FICO. The views Larry expresses in this episode are his and not necessarily those of FICO. He’s also an advisor and serves on multiple Boards of Directors for early-stage startups. Larry came out of MIT and the UC Berkeley College of Engineering. We talk about predictive and behavior analytics for decision-making, covering such topics as: How the FICO Score got started. What FICO brings to the financial system beyond the score. What is the Champion/Challengers approach to analytics with a learning element attached? The 3-step method for evaluating where you stand in your career. An overview of predictive analytics. The evolution from predictive only analytics to prescriptive analytics. The four pillars of behavior analytics. Creating conversations that actually work. Some helpful links: Fico.com Larry Rosenberger on LinkedIn Envestnet Yodlee…

Data-Driven Finance: The Financial Intelligence Podcast

1
Avery Miller of RBC on Data in Loyalty Programs 21:15

39 weeks ago21:15

21:15

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Data-Driven Finance: The Financial Intelligence Podcast

1
Chris Gifford of USAA Bank on Data and Analytics Strategies 24:48

42 weeks ago24:48

24:48

Our guest today is Chris Gifford, Chief Data & Analytics Officer at USAA Bank. We talk about data strategies, building with a mobile-first mentality and why people remain at the heart of innovation, covering such topics as: Working for a mission-driven organization and how this shapes USAA’s approach to data and analytics. The value of Advice as a product – and how data drives better outcomes for the consumer. How institutions can embrace innovation in a measured approach, while still moving at the speed of change. Near- and longer-term applications for AI in banking. Where and how the banking industry is finding innovation outside of AI. What data and analytics capabilities does a major bank in 2024 need to thrive? Helpful Links: USAA Bank Chris Gifford on LinkedIn Envestnet Yodlee…

Data-Driven Finance: The Financial Intelligence Podcast

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Justin Zeidman of Navy Federal Credit Union on Connected Finance 17:15

44 weeks ago17:15

17:15

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Data-Driven Finance: The Financial Intelligence Podcast

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Bruce Schilder of Accenture on Open Banking Transformations 16:54

46 weeks ago16:54

16:54

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Data-Driven Finance: The Financial Intelligence Podcast

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Dustin De Vincentis of Alumni Services on Digital Transformation 17:49

48 weeks ago17:49

17:49

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Data-Driven Finance: The Financial Intelligence Podcast

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Steve Boms of Allon Advocacy on Open Bank Regulation 21:54

50 weeks ago21:54

21:54

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Data-Driven Finance: The Financial Intelligence Podcast

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Jose Tagunicar of Stratyfy on AI in Lending 14:26

52 weeks ago14:26

14:26

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Data-Driven Finance: The Financial Intelligence Podcast

1
David Snitkof of Ocrolus on Lending Data 26:11

1 year ago26:11

26:11

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Data-Driven Finance: The Financial Intelligence Podcast

1
Jean-Paul LaClair of FDX on Open Finance 15:15

1 year ago15:15