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Mortgage Myths vs. Facts – What You Need to Know!
Manage episode 471257169 series 2653312
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Think you need a 20% down payment to buy a home? Worried your credit score isn’t high enough? Heard that getting pre-approved will tank your credit? Let’s bust these mortgage myths!
In this episode, we’re separating fact from fiction when it comes to home loans. Whether you’re a first-time homebuyer, a self-employed borrower, or just looking to refinance, we’ve got the truth you need to know before making a move.
Here’s what we’ll cover:
- Down Payment Myths – Do you really need 20% down? (Spoiler: No!)
- Credit Score Confusion – Can you qualify with a score below 700? Absolutely!
- Loan Types – Is a 30-year fixed mortgage always the best choice? Not necessarily.
- Self-Employed Borrowers – Yes, you can get a mortgage without a W-2!
- Pre-Approval Fears – Will it hurt your credit? We’ve got the real answer.
Ready to take the next step? Visit libertylendingconsultants.com to explore loan options, use our mortgage calculators, or get pre-approved today!
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