Why Your Credit Score Matters More Than You Think in 2025

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Why Your Credit Score Matters More Than You Think in 2025

"Your Credit Score is Judging You—Let’s Talk About It."

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In this power-packed episode of Elementary, I start with a BIG announcement—yes, The Globe and Mail featured me in their article on downsizing regrets! 🙌🏽 But here’s what that story really made clear: too many people make major life moves—like downsizing or buying a home—without knowing the real numbers that matter.

That’s why today we’re getting into something no one wants to talk about… but everyone needs to hear:
💳 CREDIT.
It’s not sexy, but it’s everything.

I’ll break down:

• Why “no credit” is not good credit
• What your score actually says about you (spoiler: it’s like a financial report card)
• How bad credit sabotages rental and homeownership dreams
• Simple fixes to clean up your score before the banks say “nope”

Plus: I share real stories from the frontlines—clients struggling to find rentals, seniors caught off guard, and new Canadians unsure where to start. I don’t say this to scare you. I say this to empower you.

Credit is the new currency. If you’re not paying attention to it, trust me—someone else is.

👀 Listen if:

• You’ve ever wondered what’s hurting your score
• You think rent control is a safety net (hint: it’s not if you’re not saving)
• You want to stop letting your credit card play YOU

💬 Let’s get real. Let’s get smart. And let’s get your credit where it needs to be before it becomes your biggest regret.

👩🏽‍💼 Hosted by Jacqueline Watson, Realtor + Real Talker with Sutton Group Tower Realty

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