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Are You Getting the Most Out of Your Social Security?
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The rules keep changing each year with Social Security while the full retirement age gradually increases. Frank and Frankie Guida discuss how claiming benefits before reaching full retirement age can reduce monthly payments, while delaying claims can lead to increased benefits. However, the decision is not straightforward, as individual circumstances such as health, longevity, and overall financial situation play critical roles.
Frank and Frankie highlight that as Social Security benefits are projected to reduce in 2035, it's essential to integrate Social Security into a comprehensive retirement plan.
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