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I Know What I Can Afford - How Do I Prepare Financially to Buy That Home?
Manage episode 489822037 series 3562735
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You’ve figured out what you can afford in a home, but how do you turn that into a real plan? In this episode, Ralph shares the practical steps every Christian should take to save, build credit, and avoid stress before signing on the dotted line. If you’ve asked this question lately, today’s the day you finally learn how to prepare financially for a home.
Check out the full podcast episode here
From building a targeted savings plan for your down payment and closing costs to keeping your credit clean and avoiding new debt, Ralph lays out a clear, faith-filled path toward peaceful homeownership. With biblical insight and practical advice, this episode will help you steward your resources wisely and take confident steps toward the home God has for you.
Chapters:
- 00:04 - Preparing Your Finances for Home Buying
- 01:24 - Preparing Financially for Homeownership
- 03:30 - Financial Preparation for Home Buying
- 06:10 - Building Your Financial Foundation
- 09:00 - Financial Preparation for Homeownership
- 09:58 - Navigating the Mortgage Maze
Takeaways:
- Figuring out what you can afford is a major first step towards homeownership.
- Creating a targeted savings plan for down payments and closing costs is absolutely crucial.
- Maintaining an emergency fund is essential to navigate unexpected expenses when buying a home.
- Reviewing your credit score and keeping debt levels low can save you money in the long run.
- Avoid taking on new debt before applying for a mortgage to keep your finances stable and lenders happy.
Links referenced:
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Want to be a guest on Financially Confident Christian? Send Ralph Estep, Jr. a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1704313698808231d175d3ba6
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