#422: Shmulik Fishman of Argyle

Fintech One•On•One

The most important type of financial data in our lives is our income data. This one factor can determine whether we get approved for a loan or to rent an apartment. And yet the majority of people today do not have a traditional salary providing 100% of their income. They often have disparate sources of income that until now has made it very difficult for financial institutions to process.

My next guest on the Fintech One-on-One podcast is Shmulik Fishman, the CEO and Co-Founder of Argyle. Argyle is all about solving this problem by working with a huge number of sources to provide a complete and accurate picture of income. This process is embedded into a loan or rental application to help make more informed decisions.

In this podcast you will learn:

• The founding story of Argyle.
• How Shmulik describes Argyle today.
• Their core competency and how they embed their experience.
• How they customize their offering depending on the use case.
• How they handle people with disparate income sources.
• The challenge of connecting to tens of thousands of payroll systems.
• The percentage of the workforce they cover.
• How they work with payroll-linked lending.
• Why mortgage lending is the holy grail for income verification.
• How their direct deposit switching offering works.
• How they work with the gig economy vertical.
• How traditional banks are learning from new digital banks.
• What it means today to be a modern lender.
• The best practices when it comes to automated underwriting.
• What the movement towards instant payouts means for funding of loans.
• What is coming down the pipe at Argyle.

Connect with Shmulik on LinkedIn
Connect with Argyle on LinkedIn

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