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🏠 Home Buying Challenges in 2025: Rising Rates, Low Inventory & Smart Strategies

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Manage episode 471885762 series 1446412
Content provided by Walkner Condon Financial Advisors. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Walkner Condon Financial Advisors or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.

What You’ll Learn:

✅ How rising mortgage rates impact home affordability

✅ The housing supply shortage and its effect on buyers

✅ Smart mortgage strategies to win in a competitive market

✅ Creative financing options to improve your loan approval chances

✅ The importance of pre-approval and how to strengthen your offer

💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!

🔔 Subscribe for more real estate insights! Like & share if you found this helpful! @walknercondon

0:00 - Introduction: Home Buying in 2025

0:40 - Guest Introduction: Ryan Smith from Guild Mortgage

1:11 - How the Mortgage Industry Has Changed

2:16 - Housing Market Challenges: Supply & Demand Issues

3:49 - Mortgage Strategies to Make a Stronger Offer

4:52 - Why Sellers Prefer Offers With Fewer Contingencies

6:27 - Why Pre-Approval is More Important Than Ever

8:34 - FHA vs. Conventional Loans: What’s Best?

9:36 - Why Gifted Money for Homebuyers is More Common

12:16 - The Long-Term Value of Real Estate

13:51 - Should You Consider a Temporary Rate Buydown?

15:58 - The Benefits of a 30-Year Fixed Mortgage

18:35 - Final Advice for Homebuyers in 2025

#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgage

Contact information for Ryan Smith:

For more on this topic and others check out the blog on our website

Visit our website for more financial planning resources and educational information

————————————————ADD US ON:

LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc

Facebook: https://facebook.com/walknercondon

  continue reading

257 episodes

Artwork
iconShare
 
Manage episode 471885762 series 1446412
Content provided by Walkner Condon Financial Advisors. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Walkner Condon Financial Advisors or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.

What You’ll Learn:

✅ How rising mortgage rates impact home affordability

✅ The housing supply shortage and its effect on buyers

✅ Smart mortgage strategies to win in a competitive market

✅ Creative financing options to improve your loan approval chances

✅ The importance of pre-approval and how to strengthen your offer

💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!

🔔 Subscribe for more real estate insights! Like & share if you found this helpful! @walknercondon

0:00 - Introduction: Home Buying in 2025

0:40 - Guest Introduction: Ryan Smith from Guild Mortgage

1:11 - How the Mortgage Industry Has Changed

2:16 - Housing Market Challenges: Supply & Demand Issues

3:49 - Mortgage Strategies to Make a Stronger Offer

4:52 - Why Sellers Prefer Offers With Fewer Contingencies

6:27 - Why Pre-Approval is More Important Than Ever

8:34 - FHA vs. Conventional Loans: What’s Best?

9:36 - Why Gifted Money for Homebuyers is More Common

12:16 - The Long-Term Value of Real Estate

13:51 - Should You Consider a Temporary Rate Buydown?

15:58 - The Benefits of a 30-Year Fixed Mortgage

18:35 - Final Advice for Homebuyers in 2025

#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgage

Contact information for Ryan Smith:

For more on this topic and others check out the blog on our website

Visit our website for more financial planning resources and educational information

————————————————ADD US ON:

LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc

Facebook: https://facebook.com/walknercondon

  continue reading

257 episodes

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