EP # 244 Insuring Southwest Florida: The Danis Insurance Story

Good Neighbor Podcast Estero

Ryan and Danielle from Danis Insurance bring authenticity and expertise to this enlightening conversation about navigating Southwest Florida's complex insurance landscape. Their journey into insurance—Ryan through an accidentally booked class and Danielle via funny faxes inviting her to "come to the dark side"—speaks volumes about how unexpected paths can lead to fulfilling careers.
As sixth-generation Floridian Ryan explains, the transition from being a captive Nationwide agent to establishing an independent agency during the 2008 recession proved challenging yet transformative. Now equipped with approximately 50 carriers instead of one, Danis Insurance tailors solutions that truly serve clients' needs rather than forcing them into limited options. This flexibility is particularly valuable in Florida, where major national carriers often don't write homeowners policies, creating a piecemeal approach that benefits independent agents and informed consumers alike.
The duo dispels common misconceptions with refreshing candor, particularly regarding agents' influence over claims decisions. "We would love to be able to help more sometimes, but we don't always have the option," Danielle explains, highlighting the separation between agents and adjusters. They also address concerning trends including the difficulty securing umbrella policies due to Florida's uninsured driver problem, while noting promising signs of new carriers entering the state. What truly distinguishes their approach, however, is an ethical commitment to proper coverage. As Ryan emphasizes, "We don't want to sell the cheapest policy because that'll come back to bite you when claims happen." It's not about adding extras—it's about refusing to remove essential protections just to save clients a few dollars.
When not helping clients navigate insurance complexities, Danielle teaches morning yoga to destress, while Ryan balances parenting two sons with occasional boating escapes. Ready to work with insurance professionals who prioritize relationships over sales? Connect with Danis Insurance at 239-939-7697 or [email protected] to experience the difference proper coverage makes.

Danis Insurance

Ryan and Danielle

15065 McGregor Blvd Suite 109 Fort Myers, FL 33908

239) 939-7697
[email protected]
DanisInsurance.net

Chapters

1. Meeting Danis Insurance Team (00:00:00)

2. Ryan's Accidental Insurance Career (00:01:17)

3. Overcoming Business Challenges (00:03:00)

4. Insurance Myths Debunked (00:05:47)

5. Insurance Trends in Florida (00:07:14)

6. Life Outside the Office (00:08:40)

7. Contacting Danis Insurance (00:10:58)