June 21, 2025: Lazy Money, Market Rattles, and Pet Math

Henssler Money Talks

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore smarter options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing—and why your idle Venmo balance might be doing more harm than good.

In market news, the Federal Reserve held interest rates steady, consumer sentiment is on the rise, retail sales are falling, and housing starts saw a steep drop. Meanwhile, markets reacted to global uncertainty after President Trump abruptly left the G7 summit in Canada to address rising tensions between Israel and Iran, triggering a Tuesday selloff.

We also dive into a recent Gallup poll revealing how Americans are letting political leanings influence financial decisions. We unpack the risks of trading on headlines, the long-term performance of buy-and-hold strategies across administrations and why letting politics dictate your portfolio could cost you over time.

Rounding out the show, the “Henssler Money Talks” hosts take a look at the true cost of pet ownership. While we would all take a bullet for our furry family members, everything from food, toys and routine care to dental work and emergency surgeries could run anywhere from $15,000 to $55,000 over a pet’s lifetime. But it’s not all bad news—there may be a veterinary sector play worth watching, with fewer restrictions than traditional pharmaceutical companies.

Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.

Henssler Money Talks — June 21, 2025 | Season 39, Episode 25

Timestamps and Chapters

• 5:53: Don’t Let Your Cash Nap: Smarter Ways to Save
• 24:13: Rates on Hold, Markets on Edge
• 36:49: Left, Right, or Buy-and-Hold?
• 43:45: Fur Babies and Financial Realities

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Chapters

1. June 21, 2025: Lazy Money, Market Rattles, and Pet Math (00:00:00)

2. Don’t Let Your Cash Nap: Smarter Ways to Save (00:05:53)

3. Rates on Hold, Markets on Edge (00:24:13)

4. Left, Right, or Buy-and-Hold? (00:36:49)

5. Fur Babies and Financial Realities (00:43:45)