“I inherited money in the form of an IRA, should I cash out now or keep it invested?”

HerMoney with Jean Chatzky

In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie.

First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he’s out of the service. Should they roll it over? Keep it where it is? And what’s the best way for a newly self-employed woman to start saving for retirement on her own terms?

💡 Topics Covered:

• How to make the most of an inherited IRA

• The emotional power of planning small financial “gifts” from loved ones

• Smart investment choices for idle HSA funds

• What to know before moving a TSP into a rollover IRA

• Retirement saving strategies for freelancers and the self-employed

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