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How a Drama Teacher Bought a Home Solo (INTERVIEW) - 351
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This first-time buyer went from $0 savings and defaulted student loans to buying a $170K home on a teacher’s salary—here’s how she did it. In this inspiring episode, David interviews Claudia, a middle school drama teacher who beat the odds to become a homeowner by 35. Starting with zero savings and a credit report dominated by student loan defaults, Claudia mapped out a three-year plan and stuck to it. She shares honest insights into her process—from budgeting and saving to navigating inspections, utilizing down payment assistance, and finding the right home. Claudia’s story proves that time, planning, and the right guidance can turn even the most daunting dreams into reality.
Quote
“So I’m 30 years old and the only thing on my credit report is defaulted student loans.” - Claudia
Highlights
- What it’s really like to start your homebuying journey with a $0 credit score and no savings?
- How Claudia planned over three years to hit her homeownership goal
- Smart strategies for saving money on a low income—without sacrificing everything
- What she learned about efficient home touring and spotting red flags during inspections
- How down payment assistance and grants helped make it all possible
- Why working with a real estate pro made the difference in navigating offers and negotiations
- Her #1 piece of advice for anyone who thinks homeownership isn’t an option for them
Connect with me to find a trusted realtor in your area or to answer your burning questions!
Subscribe to our YouTube Channel @HowToBuyaHome
Instagram @HowtoBuyAHomePodcast
Tik Tok @HowToBuyAHome
Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
477 episodes
Fetch error
Hmmm there seems to be a problem fetching this series right now. Last successful fetch was on June 16, 2025 10:48 ()
What now? This series will be checked again in the next day. If you believe it should be working, please verify the publisher's feed link below is valid and includes actual episode links. You can contact support to request the feed be immediately fetched.
Manage episode 487360435 series 2505056
This first-time buyer went from $0 savings and defaulted student loans to buying a $170K home on a teacher’s salary—here’s how she did it. In this inspiring episode, David interviews Claudia, a middle school drama teacher who beat the odds to become a homeowner by 35. Starting with zero savings and a credit report dominated by student loan defaults, Claudia mapped out a three-year plan and stuck to it. She shares honest insights into her process—from budgeting and saving to navigating inspections, utilizing down payment assistance, and finding the right home. Claudia’s story proves that time, planning, and the right guidance can turn even the most daunting dreams into reality.
Quote
“So I’m 30 years old and the only thing on my credit report is defaulted student loans.” - Claudia
Highlights
- What it’s really like to start your homebuying journey with a $0 credit score and no savings?
- How Claudia planned over three years to hit her homeownership goal
- Smart strategies for saving money on a low income—without sacrificing everything
- What she learned about efficient home touring and spotting red flags during inspections
- How down payment assistance and grants helped make it all possible
- Why working with a real estate pro made the difference in navigating offers and negotiations
- Her #1 piece of advice for anyone who thinks homeownership isn’t an option for them
Connect with me to find a trusted realtor in your area or to answer your burning questions!
Subscribe to our YouTube Channel @HowToBuyaHome
Instagram @HowtoBuyAHomePodcast
Tik Tok @HowToBuyAHome
Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
477 episodes
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