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Real Answers Pt 4: Should I Rent or Buy in 2025?

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Content provided by David Sidoni. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by David Sidoni or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Rent feels safer—but in 2025, skipping the full math could cost you more than you think. In this episode, David Sidoni breaks down the timeless rent vs. buy debate with a 2025 twist, delivering a deep-dive into the full financial picture first-time buyers need to make smart choices. While renting may seem cheaper at first glance, David walks listeners through the overlooked math that makes homeownership a long-term wealth builder—even when mortgage payments are higher than rent. Using real numbers and multiple market scenarios, he explains why simple online calculators don’t tell the full story. Whether you’re unsure about affording a home or think you’ve missed your chance, this episode gives you clarity with facts, not fear.

Quote:

“You’re comparing rent to a mortgage payment and making a huge decision based on just one of 10 to 20 variables—don’t cheat yourself with bad math.”

Highlights

  • Why comparing rent to mortgage payments is dangerously incomplete
  • How most people misinterpret mortgage calculators
  • What really matters: long-term financial outcomes vs. short-term expenses
  • A behind-the-scenes look at how homeownership builds wealth—even in “bad” markets
  • 2025 case studies: renting vs. buying across five market cycles
  • What sellers, banks, and influencers don’t tell you (but should)
  • How to make your decision based on your future—not just today’s prices

Referenced Episodes

  • Ep. 225 - Renting Versus Buying For 2024
  • Ep. 322 - Am I Ready to Buy a Home? The 5 Questions You Must Ask
  • Ep. 233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!
  • Ep. 187 - Interview - Balancing Saving and Paying off debt to find IMMEDIATE PEACE
  • Ep. 102 - First Time Home Buyer Terms And Definitions From A-Z – “F”

Connect with me to find a trusted realtor in your area or to answer your burning questions!

Subscribe to our YouTube Channel @HowToBuyaHome

Instagram @HowtoBuyAHomePodcast

Tik Tok @HowToBuyAHome

Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!

David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!


Visit the Podcast library to check out the rest of this series.

  continue reading

478 episodes

Artwork
iconShare
 

Fetch error

Hmmm there seems to be a problem fetching this series right now. Last successful fetch was on June 20, 2025 16:02 (2d ago)

What now? This series will be checked again in the next day. If you believe it should be working, please verify the publisher's feed link below is valid and includes actual episode links. You can contact support to request the feed be immediately fetched.

Manage episode 489822666 series 2505056
Content provided by David Sidoni. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by David Sidoni or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Rent feels safer—but in 2025, skipping the full math could cost you more than you think. In this episode, David Sidoni breaks down the timeless rent vs. buy debate with a 2025 twist, delivering a deep-dive into the full financial picture first-time buyers need to make smart choices. While renting may seem cheaper at first glance, David walks listeners through the overlooked math that makes homeownership a long-term wealth builder—even when mortgage payments are higher than rent. Using real numbers and multiple market scenarios, he explains why simple online calculators don’t tell the full story. Whether you’re unsure about affording a home or think you’ve missed your chance, this episode gives you clarity with facts, not fear.

Quote:

“You’re comparing rent to a mortgage payment and making a huge decision based on just one of 10 to 20 variables—don’t cheat yourself with bad math.”

Highlights

  • Why comparing rent to mortgage payments is dangerously incomplete
  • How most people misinterpret mortgage calculators
  • What really matters: long-term financial outcomes vs. short-term expenses
  • A behind-the-scenes look at how homeownership builds wealth—even in “bad” markets
  • 2025 case studies: renting vs. buying across five market cycles
  • What sellers, banks, and influencers don’t tell you (but should)
  • How to make your decision based on your future—not just today’s prices

Referenced Episodes

  • Ep. 225 - Renting Versus Buying For 2024
  • Ep. 322 - Am I Ready to Buy a Home? The 5 Questions You Must Ask
  • Ep. 233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!
  • Ep. 187 - Interview - Balancing Saving and Paying off debt to find IMMEDIATE PEACE
  • Ep. 102 - First Time Home Buyer Terms And Definitions From A-Z – “F”

Connect with me to find a trusted realtor in your area or to answer your burning questions!

Subscribe to our YouTube Channel @HowToBuyaHome

Instagram @HowtoBuyAHomePodcast

Tik Tok @HowToBuyAHome

Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!

David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!


Visit the Podcast library to check out the rest of this series.

  continue reading

478 episodes

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