S07E10: Fintech’s Secret Weapon - Modular IT & Smart Scaling with Felipe Peñacoba Martinez – CIO at Revolut Bank

In Check with Fintech

Scaling a fintech to 50M+ users isn’t just about speed—it’s about security, agility, and building IT infrastructure that won’t crack under pressure. In this episode of In Check with Fintech, host Rogier Rouppe van der Voort sits down with Felipe Peñacoba Martinez, CIO at Revolut Bank, to unpack how modular IT, AI-driven automation, and compliance-first strategies are shaping the future of fintech.

Key topics covered:
🤖 The AI Advantage in Fintech – How artificial intelligence is transforming fraud detection, customer service, and IT automation
🔐 Fintech’s Biggest Risk? Security & Compliance – Why fintech leaders must shift their mindset from prevention to fast response and containment
🏗️ Modular IT & Scalability – How fintechs can avoid legacy tech traps and build infrastructure that supports rapid global expansion
⚖️ Agility Without Chaos – Lessons from Revolut’s high-velocity development cycle and how fintechs can ship fast without breaking everything
🏦 What Traditional Banks Can (and Can’t) Learn From Fintechs – Why speed isn’t the only differentiator, and what legacy institutions get wrong about innovation

📈 Leadership in high-growth fintechs – the mindset shift needed to scale without micromanaging

Felipe shares first-hand insights from leading IT at Revolut Bank, navigating complex regulatory environments, and making the right tech choices to future-proof fintech operations. Whether you’re a fintech executive, product leader, or IT strategist, this episode is packed with actionable takeaways on how to scale smarter, innovate faster, and stay secure in an industry that never slows down.

Tune in now to learn how fintech’s fastest movers stay ahead of the curve. 🎧