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What’s Next for the CFPB? Leadership Changes and Regulatory Uncertainty
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The new administration is moving fast, and payments regulations are caught up in the changes. Recent leadership nominations, staff reductions, and agency reviews are raising big questions about the future of regulation — especially at the CFPB. Will the Bureau continue its enforcement agenda, scale back, or be restructured entirely?
In this episode, IPA CEO Brian Tate joins Ben Jackson to discuss:
The nomination of new leadership at the CFPB and OCC and what it signals for financial regulation.
The ongoing review of the CFPB, potential workforce reductions, and how it might impact enforcement.
What could happen to existing rules like overdraft and open banking in this changing environment.
The possibility of other regulators or lawsuits stepping in to enforce CFPB rules.
Recorded on February [DATE], 2025, this episode provides key insights into the shifting regulatory landscape and what payments companies should expect in the months ahead.
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