How to Spring Clean Your Investment

Keep it Simple

#Trading #Business #assetbuilder

1:36:55

What’s up, Tribe, and welcome back to Good Moms Bad Choices! January was amazing, but its time to turn the page on the calendar and embrace beautiful new energy as we enter ‘The Journey of Love February.’ This month is all about the heart - join Erica and Milah to catch up and discuss what’s new in the world of motherhood, marriage, and amor! In this week’s episode, the ladies offer witty and sharp perspectives about personal growth in love, supporting your kids through their friend drama, and how to honor your true needs in a partnership. Mama Bear to the Rescue! The Good Moms discuss protective parenting and helping your kids fight their battles (8:00) Bad Choice of the Week: Help! My kids saw me in my lingerie! (20:00) My Happily Ever After: Erica and Milah discuss the prospect of marriage, dreams of becoming a housewife, and the top 5 ways to be confident in love (32:00) Yoni Mapping: Releasing Trauma and Increasing Pleasure (57:00) Its OK to fuck up, but also, what do you (really) bring to the table: The Good Moms have an honest discussion about finding accountability and growth before love (1:03:00) Watch This episode & more on YouTube! Catch up with us over at Patreon and get all our Full visual episodes, bonus content & early episode releases. Join our private Facebook group! Let us help you! Submit your advice questions, anonymous secrets or vent about motherhood anonymously! Submit your questions Connect With Us: @GoodMoms_BadChoices @TheGoodVibeRetreat @Good.GoodMedia @WatchErica @Milah_Mapp Official GMBC Music: So good feat Renee, Trip and http://www.anthemmusicenterprises.com Join us this summer in paradise at the Good Vibe Rest+Vibe Retreat in Costa Rica July 31- August 5 August 8 - August 13 See omnystudio.com/listener for privacy information.…

3 years ago 34:38

MP3•Episode home

Adam Morse and Janet Griffith discuss a list of helpful things you can do to get your finances a little more organized and optimized for the future.

Have an idea for our next episode? Email us at podcast@assetbuilder.com

92 episodes

How to Spring Clean Your Investment

Keep it Simple

0-10 subscribers

published 3 years ago

MP3•Episode home

Adam Morse and Janet Griffith discuss a list of helpful things you can do to get your finances a little more organized and optimized for the future.

Have an idea for our next episode? Email us at podcast@assetbuilder.com

92 episodes

#Trading #Business #assetbuilder

All episodes

Keep it Simple

1
Most Popular Questions from Google 47:05

14 days ago47:05

47:05

Welcome back to the Keep It Simple Podcast! In this episode, your host, Joey Bottinger, alongside Adam Morris and Janet Griffith, takes on the most popular investment questions searched on Google in 2024. From the complexities of cryptocurrency to the foundational steps of starting your investment journey, we break down essential financial concepts in an easy-to-understand way. We discuss: Cryptocurrency Investing: Understanding the risks, practical platforms like Coinbase, and the emergence of Bitcoin ETFs. Getting Started with Investing: The importance of employer-sponsored retirement plans (401k), setting up brokerage accounts with traditional banks or online platforms like Robinhood, and the power of education. Initial Investment Amounts & Strategies: Prioritizing an emergency fund, consistent investing habits, and the benefits of diversified index funds over individual stocks. Passive Investing Explained: A deep dive into long-term investment strategies that aim to capture market growth rather than attempting to time the market. Calculating Return on Investment (ROI): A clear explanation of how ROI is determined, including the significance of total return versus price return. Choosing a Financial Advisor: Key factors like fiduciary duty, transparency in fees, and the critical role of trust and personal connection in a long-term financial relationship. Saving vs. Investing: Clarifying when to save (emergency fund, short-term goals) and when to invest (long-term growth). Retirement Savings Goals: Discussing how to forecast your future spending needs and the limitations of general rules like the 4% rule. Tune in for practical advice that will help you "Keep It Simple" and navigate your financial future with confidence. Keywords: investing, cryptocurrency, financial advisor, retirement planning, passive investing, ROI, budget, emergency fund, 401k, ETFs, Bitcoin, wealth management, personal finance, investment tips, asset builder, Keep It Simple podcast. Connect with Us: Email your questions: podcast@assetbuilder.com Visit our website: assetbuilder.com Watch us on YouTube: Asset Builder YouTube Channel…

Keep it Simple

1
Financial Wisdom from the Pros 34:03

6 weeks ago34:03

34:03

What do Warren Buffett, John Templeton, and Dave Ramsey have in common? They're all quoted in this spontaneous Q&A session with the AssetBuilder advisor team. In this episode, host Adam Morris surprises Joey Badinger, Janet Griffith, and Tommy Williams with unscripted prompts on famous financial advice. Tune in to hear the team reflect on timeless wisdom, modern market challenges, budgeting fears, and how lifestyle inflation can derail your plan. They also explain why even savvy investors may still benefit from a trusted advisor. Links: Learn more about AssetBuilder: https://assetbuilder.com Email us your questions: podcast@assetbuilder.com Timestamps: 00:00 – Intro & disclaimer 01:10 – Warren Buffett: Should you be “greedy when others are fearful”? 06:40 – “This time it’s different”: Is it ever true? 12:30 – Dave Ramsey’s take on budgeting 15:45 – Why clients resist budgeting and how we help 20:15 – Social pressure, lifestyle inflation, and Coachella tickets 26:00 – How to find meaning beyond money 28:00 – “Fire your advisor?” Why a fiduciary still matters 32:30 – Wrap-up: Consistency and psychological support…

Keep it Simple

1
The Benefits of a Financial Plan 33:34

9 weeks ago33:34

33:34

In this episode of Keep It Simple, host Joey Badinger is joined by Janet Griffith (Certified Financial Planner) and first-time guest Tommy Williams (Associate Advisor) from Asset Builder. Together, they break down the real-world benefits of having a financial plan — from achieving clarity and peace of mind to understanding spending goals and preparing for the unexpected. Whether you're planning for retirement, mapping out education savings, or just want to feel more confident about your next step, this conversation helps you understand how planning can shape your financial future. Topics include: How a financial plan gives you a 360° view of your finances Building confidence during market volatility Knowing when (and how) to spend or give Uncovering hidden risks and overlooked opportunities Why peace of mind is the ultimate outcome 🎧 Learn more at assetbuilder.com/podcast Timestamps [00:34] What is a Financial Plan? [06:45] The Role of a CFP and What They Cover [08:24] The 360° View: Bringing Everything Together [12:11] Building Confidence and Reducing Stress [15:00] Permission to Spend (and Give!) [20:00] Staying Steady During Market Volatility [22:20] Reality Check: Can You Retire When You Want? [25:59] Uncovering Hidden Opportunities and Risks [29:55] The Overarching Benefit: Peace of Mind [32:58] Where to Ask Questions or Learn More…

Keep it Simple

1
Tax Strategies 44:28

14 weeks ago44:28

44:28

Welcome to the Keep It Simple Podcast! In this episode, hosts Adam Morse, Janet Griffith, and Joey Badinger break down essential tax strategies to help you maximize savings and stay ahead in 2025. Join us as we explore key tax planning techniques, including maximizing deductions and credits, understanding tax-efficient investing, and navigating the latest IRS updates. We discuss why proactive tax planning is crucial, how to optimize retirement contributions for tax benefits, and strategies for minimizing capital gains taxes. Additionally, we provide practical tips on organizing tax documents, avoiding common filing mistakes, and leveraging tax-advantaged accounts to keep more of your hard-earned money. Whether you're a business owner, freelancer, or individual taxpayer, this episode is packed with valuable insights to help you simplify tax season and make smarter financial decisions. Connect with Team at Asset Builder: https://assetbuilder.com/ .…

Keep it Simple

1
Setting SMART Goals: A Guide to Financial Well-being in 2025 55:16

19 weeks ago55:16

55:16

Welcome to the Keep It Simple Podcast! In this episode, hosts Joey Badinger, Adam Morris, and Janet Griffith dive into the essential topic of goal setting for the new year. Join us as we explore the SMART goals framework—Specific, Measurable, Attainable, Relevant, and Time-bound—and discuss how to effectively apply these principles to your personal and financial goals. We share insights on why setting specific and measurable goals is crucial for success, the importance of aligning your goals with your values, and how to create a budget that works for you. Additionally, we provide practical tips on paying off high-interest debt, the benefits of saving and investing monthly, and the significance of increasing your financial literacy. Whether you're looking to improve your financial situation or simply want to set meaningful goals for the year ahead, this episode is packed with valuable advice to help you stay motivated and on track. Tune in to learn how to make 2025 your best year yet! Topics Covered: The importance of goal setting Understanding SMART goals Strategies for paying off debt Creating and maintaining a budget The benefits of regular saving and investing Tips for increasing financial literacy 👉 Connect with Team at Asset Builder: https://assetbuilder.com/ .…

Keep it Simple

1
Market Volatility 39:35

34 weeks ago39:35

39:35

In this episode of Keep It Simple, hosts Joey Badinger and Adam Morse dive into the recent fluctuations in the market. Market volatility is an inherent aspect of investing, characterized by fluctuations in asset prices over short periods. These fluctuations can be unsettling for investors, often leading to emotional reactions that result in poor decision-making and potential financial losses. [00:02:04] Market reactions and investor psychology. [00:05:12] Rates in Japan's impact. [00:07:48] Margin loans and market dynamics. [00:12:23] Panic and decision-making in finance. [00:14:39] Recognizing emotional states for decisions. [00:18:04] Market volatility and withdrawal strategies. [00:22:50] The enemy is ourselves. [00:24:40] Market recovery time analysis. [00:28:53] Bear markets as buying opportunities. [00:31:50] Importance of staying invested. [00:34:24] Control and fear in investing. [00:38:23] Long-term investment strategies.…

Keep it Simple

1
Make Good Easy, Make Bad Hard 48:34

1 year ago48:34

48:34

Tune in to 'Keep It Simple' with host Adam Morris and Joey Badinger from Asset Builder to discuss strategies for building good habits while eliminating bad ones. They delve into methods inspired by 'The Soul of Wealth' by Daniel Crosby and share practical advice for achieving financial and personal goals using the SMART and EAST models. Highlights include discussions on financial planning, fitness, mental health, and the importance of intentionality in achieving long-term success. [00:00] Introduction and Podcast Purpose [01:39] The Concept of Make Good Easy, Make Bad Hard [12:50] SMART Goals and the EAST Framework [23:54] The Importance of Intentionality and Discipline [16:25] Real-Life Examples and Applications [24:49] Impacts of Good Habits on Health and Finances [38:32] Mental Health Benefits and Therapy [42:45] Final Thoughts and Encouragement 👉 Connect with Team at Asset Builder: https://assetbuilder.com/ .…

Keep it Simple

1
Marriage & Finance 57:50

1 year ago57:50

57:50

In this episode of 'Keep It Simple,' host Adam Morris, Janet Griffith and the team at Asset Builder, including special guest Director of Operations, Hannah Vickery, delve into the intersection of marriage and finance. They share personal experiences, advice, and techniques to help couples manage their finances effectively and reduce stress. Topics include the importance of open communication, different budgeting methods, the role of premarital counseling, and strategies to handle financial disagreements. The episode underscores the importance of being on the same financial team with your spouse to achieve shared goals while navigating life's unexpected challenges. [00:34] Marriage and Finance: Today's Topic [16:08] Combining Finances: Joint Accountability [23:57] Handling Financial Stress and Goals [31:18] Implementing Personal Budgets: The Burn Pile Method [37:14] Choosing the Right Partner for Financial Harmony [39:28] Common Financial Disagreements and Resolutions [42:44] Planning for Retirement and Reducing Expenses [53:10] The Importance of Open Communication in Budgeting [54:05] Best and Worst Aspects of Working in Financial Services [56:43] Final Thoughts and Encouragement for Young Investors 👉 Connect with Team at Asset Builder: https://assetbuilder.com/ .…

Keep it Simple

1
The Power of Roth Conversions 45:24

1 year ago45:24

45:24

Tune in to 'Keep It Simple' with host Adam Morris, Janet Griffith, and Joey Badinger from Asset Builder to explore the intricacies and advantages of Roth conversions today! The discussion covers the fundamentals of what a Roth conversion is, the benefits, including tax optimization and managing required minimum distributions (RMDs), and its strategic advantages in certain market conditions. The team also challenges common myths about Roth conversions and emphasizes the importance of planning and asset location. They provide actionable insights for both novice and experienced investors, underscoring the significance of financial planning in securing a tax-efficient future. 01:07 Demystifying Roth Conversions: What You Need to Know 03:45 Roth IRA Basics: Understanding the Fundamentals 09:13 The Advantages of Roth Conversions for Future Planning 11:59 Inherited IRAs and the Impact of Recent Legislation 16:57 Maximizing Lifetime Wealth Through Strategic Tax Planning 18:32 Leveraging Roth Conversions in a Down Market 22:54 Exploring Asset Location in Investment Strategies 27:03 Debunking Myths Around Roth Conversions 29:17 Optimizing Roth Conversions for Different Tax Brackets 36:02 Strategic Planning: Roth Accounts and Estate Planning 40:22 Investment Wisdom and Financial Literacy Evolution 👉 Connect with Team at Asset Builder: https://assetbuilder.com/ .…

Keep it Simple

1
Tax Planning for the Tax Cuts & Jobs Act Sunset 29:00

1 year ago29:00

29:00

In this episode of 'Keep It Simple,' the team discusses strategies for tax planning in anticipation of the expiring provisions of the Tax Cuts and Jobs Act of 2017, set to phase out by the end of 2025. Joined by advisors Adam Morris, Janet Griffith, and Joey Badinger, they explore potential changes in tax rates, deductions, and credits, emphasizing the need for individuals and businesses to plan ahead. The discussion extends to the implications for estate and gift taxes, and the episode offers insights into making strategic decisions to optimize tax positions. The advisors remind listeners that while they are not tax professionals, their insights aim to prompt thoughtful consideration and consultation with tax experts. Key topics include maximizing tax brackets, leveraging charitable donations, understanding the shifting landscape of deductions, and the importance of early planning for estate taxes. 00:34 Special Topic: Tax Planning for the Tax Cuts and Jobs Act of 2017 01:09 Understanding the Sunset of Tax Provisions 04:08 Strategies for Tax Optimization Before 2026 12:25 Estate and Gift Taxation Changes 14:11 Long-Term Tax Planning Strategies 23:31 Utilizing Capital Gains and Loss Harvesting 26:35 Conclusion and Next Steps…

Keep it Simple

1
Topics from Same as Ever 41:48

2 years ago41:48

41:48

Ever thought about the countless variables that influence your investment decisions and how mastering the art of simplicity could be a game-changer? Join us, Jared and Adam, as we dissect Morgan Housel's enlightening book, "Same as Ever". Filled with bite-sized wisdom, this book reveals the power of long-term thinking, the beauty of focusing on constants over variables, and the potential traps of emotional investing. With Jeff Bezos' business strategy as a case study, you'll understand how these concepts work in the real world. Life, just like history, is unpredictable - small moments can drastically alter its course. From the Revolutionary War to the sinking of the Lusitania, we illustrate how seemingly insignificant factors can have enormous impacts. Drawing from these historical events, we delve into the importance of humility when predicting future trends, particularly for investing. After all, acknowledging our inability to foresee every detail could be the key to avoiding costly financial mistakes. In our final segment, we invite you to step back and look at the bigger picture, both in terms of your investments and life in general. We draw parallels between the roller coaster rides of the market and life, discussing the significance of managing expectations and practicing gratitude in cultivating happiness. Furthermore, we delve into the backstory of Housel's other book "The Psychology of Money," sharing how personal experiences, including a near-death experience, shaped his views on finance. As we wrap up, we leave you with a powerful story from the book that underscores the impact our financial decisions can have. Join us in this insightful journey as we navigate the often unpredictable, yet rewarding world of investing. (00:00) - Morgan Household's Book on Behavioral Finance Lessons (12:13) - Unpredictable History and Future (25:20) - The Importance of Perspective and Mindfulness (37:16) - Spread Knowledge and Share Personal Story…

Keep it Simple

1
2023 Q3 Review 43:21

2 years ago43:21

43:21

Gear up as we guide you through the fascinating world of financial trends, market volatility, and the simple pleasures of life, like attending a Baylor football game or organizing one's garage. We guarantee our casual yet in-depth discussion will not only enrich your understanding of asset classes and diversification but also shed light on the importance of gratitude in our lives. We'll chew over everything from fresh perspectives on investment strategies to the delights of ordering a pizza when you're worn out. This episode is a treasure trove of insights into the performance of various asset classes in the third quarter, the volatility of markets, and the benefits of premium investing. We peel back the layers of market performance, revealing what's behind the numbers, and explore the strategy of buying and holding funds that target specific characteristics of stocks. Be prepared to question conventional wisdom as we debunk the reliability of market forecasts and underline the long-term stability of value stocks. In our final segment, we reflect on the transformational power of gratitude. We share our thoughts on how an attitude of thankfulness can positively impact our lives and relationships. We discuss how social media has influenced our perceptions of gratitude and provide insights on cultivating a genuine sense of appreciation. Wrapping things up, we open the floor for your questions and comments. Don't miss out on this episode brimming over with thoughtful discussions, practical recommendations, and invaluable investment tips! (00:00) Quarterly Review and Current Trends (08:41) Asset Class Performance and Diversification Importance (18:17) Market Volatility and Rebalancing Strategies (26:51) Premium Investing and Stock Characteristics (31:42) The Changing View of Economic Growth (42:44) Adam and Janet's Farewell and Appreciation…

Keep it Simple

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Book Review: 4 Pillars of Investing - Part 2 43:34

2 years ago43:34

43:34

Join us as we navigate through topics such as the current Middle East situation and the looming tax season. As we approach tax season, we share insights on how to provide a smooth, fast and easy process for our clients in the preparation of their taxes. Furthermore, we discuss the unpredictability of the markets and the multiple factors that go into the evaluation of a share price. Despite the ongoing events in the Middle East, we unravel why markets continue to rise. In this captivating conversation with Peter Zahan, a geopolitical strategist, we analyze the macroeconomic view of markets, economic trends, and population changes across the globe. We dig into Russia's military strategy and the necessity for them to retain land in Eastern Europe. Also, we explore how population trends in western Europe impact their economy. The conversation wraps up with an inviting suggestion to relax and enjoy a bonfire, with smores of course! We also explore the lighter side of life as we chat about our plans to see comedian Nate Bargatzi, the high water bill due to extreme temperatures in Plano, and our busy weekend filled with plans for pickleball. We underline the importance of taking care of oneself and avoiding injury. We further analyze the 'Four Pillars' book series by Joseph Bernstein and emphasize the importance of avoiding overconfidence when making personal trading decisions. We delve into the difference between wealth and riches, and discuss how wealth is built over time through wise investing and allowing your money to generate interest. Listen in for an enlightening conversation! (0:00:01) - Tax Season and Market Predictability (0:06:11) - Recommendations and Anticipation (0:12:14) - Nate Bargatzi Show and Water Bill (0:14:09) - The Psychology of Investing (0:25:36) - Emotions and Influence in Investing (0:34:55) - Emotional Management in Investing Importance…

Keep it Simple

1
Book Review: 4 Pillars of Investing - Part 1 47:09

2 years ago47:09

47:09

Prepare for a journey that will arm you with timeless investing principles. This episode is set to demystify the complexities of investing as we unpack the enduring principles outlined in "The Four Pillars of Investing" by William Bernstein. We shed light on the intricate link between risk and reward, revealing why the brightest markets often yield the lowest returns, while the bleakest ones offer the highest. We also address the emotional turmoil that most investors face when grappling with the idea of higher risk for higher returns. Take a deeper look at the fascinating world of small and large cap stocks. We scrutinize their differences and dissect the historic trend of small cap stocks yielding higher long-term returns. As we navigate through this, we also touch on the potential implications of the US holding larger equity value than the rest of the world and the possible pitfalls this might pose for US investors. Discover the indispensable role of global diversification in maximizing returns and why it's crucial for every investor. Surely, you've heard the phrase, "this time it's different"? We'll explore why this mindset can be an expensive mistake, drawing from the canal revolution in England as a case study. Join us as we delve into the dangers of market frenzy brought about by inexperienced investors, and how understanding the principles of security valuation can serve as your compass. We also illuminate how current market conditions may lead to a bubble and the protective shield indexing provides. Then, we delve into the universe of returns, pulling data from various indexes. Remember, understanding bear markets and staying committed to your allocation is critical for any investor. You won't want to miss this episode! (0:00:01) - Exploring the Four Pillars of Investing (0:13:01) - Small vs Large Cap Stocks (0:26:22) - Market Bubbles and Long-Term Data Understanding (0:37:44) - Understanding Risk and Return in Investing (0:46:30) - Contact and Sponsor Information for Podcast…

Keep it Simple

1
Keeping Cybersecurity Simple 29:51

2 years ago29:51