Trusting Hashem with Our Expenses

Living Emunah By Rabbi David Ashear

Life can get very expensive—whether it's housing costs, tuition, weddings, bar mitzvahs, or even just the basic day-to-day expenses like food and clothing. When someone doesn't have the money available to cover these costs, it can become a source of great stress. Fortunately for us, Hashem is fully aware of every expense we face, and He is the One in charge of covering them. If He deems it best for us to afford these costs through our own income, He will send the money in the way He sees fit. And if He decides that we must rely on others for help, we must believe that this too is what's best for us. The key is to recognize that whatever happens, it's Hashem orchestrating it for our benefit. Sometimes, people must live in less-than-ideal conditions for a while. But when Hashem determines it's time for a change, He opens new doors. He can give someone a bigger home or a better location—without them even needing to figure out how to make it happen. A rabbi shared a personal story. Every summer, he works away from home at two jobs—leading a minyan and running a day camp. Each year, beginning in January, he starts searching for a rental near his summer responsibilities. In previous years, he and his family lived in small, distant basement apartments—sometimes more than a 30-minute drive away. One year, he split the cost of a house rental with his brother in the ideal location. That summer, every morning, an elderly woman walked past their rental home as she exercised. The rabbi's daughter, waiting for her camp bus, would always greet the woman with a polite "hello." Later that summer, the woman told the rabbi she was planning to move to Florida and would be selling her house right up the block. She said she wasn't interested in maximizing profit—she just wanted a nice family to live in it. And because of the way his daughter greeted her every day, she wanted to offer it to them first. She promised to reach out again when she was ready to sell. A few months later, she called the rabbi and told him she had freshly painted the home, renovated two bathrooms, and even installed a brand-new roof. She was ready for them to come see it. The rabbi and his wife came to visit. After showing them around, the woman asked what they could afford. They offered less than half the market value—and she gladly accepted. In the end, they purchased the home with a down payment of just $57,000. The woman was genuinely happy to help them. It was clear this was all from Hashem. When He decided it was time for the rabbi and his growing family to have their own home, He placed it right in their hands. Another man told me that he had once been very successful financially, but fell on hard times last year. This year, with many large expenses looming, he had no idea how he was going to pay for them. His business was not generating the necessary income, and the pressure was building. Then, one day, a check arrived in the mail—completely out of the blue. It was from the government, with an explanation that it was a refund for tax overpayments made over the past ten years. The amount? $250,000—the exact sum he needed to cover his upcoming expenses. And after all his bills were paid, and life returned to normal, his business was still underperforming. Then he received yet another unexpected check—this time for over $9,000—from an old investment he had long forgotten about. Hashem has infinite ways to provide. As it says in the Torah: " ואכלת ושבעת וברכת את ה' אלוקיך על הארץ הטובה אשר נתן לך " Hashem provides for us fully—so we may eat, be satisfied, and bless Him for it. We must internalize this truth: Hashem knows every single one of our expenses, and He will help us pay for them in the way that is best for us. Whether through work, through people, or through seemingly miraculous events, Hashem is always the One covering the cost.