The show that helps you maximize your wealth by turning complex financial situations into actionable advice. On Your Money. Your Mission., we answer the questions you’ve been asking about -- financial planning, investing, retirement and everything in between. Whether you’re navigating the complexities of the market or looking for the best ways to save or spend your money, tune in to hear from experienced financial advisors with JFG. Walk away from each episode with savvy tips and financial t ...
…
continue reading
Player FM - Internet Radio Done Right
Checked 3d ago
Added thirty-two weeks ago
Content provided by Frances Cook. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Frances Cook or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
Similar to Making Cents
Welcome to an exciting new season of the podcast Your Career: Choice or Chance? - as we dive into the ever-evolving world of GenAI in the Workplace and explore the latest trends, experiences, and career journeys shaping the future of work as AI is increasingly ingrained in it. Each episode provides fresh insights, addressing the transformative influence of GenAI in shaping the workforce of tomorrow, making it a must-listen for anyone interested in staying ahead in the ever-evolving world of ...
…
continue reading
Call them changemakers. Call them rule breakers. We call them Redefiners. And in this provocative podcast, we explore how daring leaders from across industries and around the globe are redefining their organizations—and themselves—to create extraordinary impact in today’s rapidly changing world. In each episode, Russell Reynolds Associates Leadership Advisor Hoda Tahoun and former CEO Clarke Murphy host engaging, purposeful conversations with leaders in and out of the business world who shar ...
…
continue reading
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
…
continue reading
Some Goodness is hosted by Richard Ellis, a seasoned sales leader passionate about inviting top business minds to share their wisdom. Each episode is only 15-20 minutes, perfect for your commute or workout.
…
continue reading
Big tech is transforming every aspect of our world. But how, and at what cost? This season of Land of the Giants – The Disney Dilemma – focuses on Disney’s ability to weather the ups and downs of the business cycle and changing tastes and explores what has kept it successful for over 100 years. The entertainment giant has leveraged nostalgia and its intellectual property to build a beloved brand, but after an acquisition spree that included Marvel, Lucasfilm, and 20th Century Fox, can it sus ...
…
continue reading
Named the Best Personal Finance Podcast by Bankrate.com and Kiplinger, The Stacking Benjamins Show features a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG ...
…
continue reading
Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews. The show is hosted by Dylan Lewis, Ricky Mulvey, and Mary Long.
…
continue reading
Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can ...
…
continue reading
The fun email marketing podcast. Sell more of your online courses, grow your membership and bring in more coaching clients with email marketing that doesn't stink. Sound good? Then join your fellow Email Marketing Heroes for your weekly dose of fun, practical, yet brutally honest email marketing advice. You can listen in to a piping hot, fresh episode every 'Email Marketing Wednesday' or if you prefer learning with your eyes instead of your ears, we turn each episode into a full written blog ...
…
continue reading
Player FM - Podcast App
Go offline with the Player FM app!
Go offline with the Player FM app!
))
Daily Deals
How to hack your brain to make saving fun
Manage episode 478063515 series 3606247
Content provided by Frances Cook. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Frances Cook or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee, supported by our lovely friends at Kiwibank.
I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you.
Have you ever wished you could hack your brain, so that you can actually do all of that good stuff you know you should be doing with your money?
You know, saving for a rainy day, paying off debt, investing… we know we should, but we often don’t, because frankly there are other things to do that are way more fun.
Well, enter the latest tech innovation.
They’ve tapped into the behavioural psychology that’s often used to keep us online, or gambling, or doing other naughty things… and they’ve flipped it, to help us do the good stuff instead.
Hosted on Acast. See acast.com/privacy for more information.
88 episodes
Share
Manage episode 478063515 series 3606247
Content provided by Frances Cook. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Frances Cook or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee, supported by our lovely friends at Kiwibank.
I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you.
Have you ever wished you could hack your brain, so that you can actually do all of that good stuff you know you should be doing with your money?
You know, saving for a rainy day, paying off debt, investing… we know we should, but we often don’t, because frankly there are other things to do that are way more fun.
Well, enter the latest tech innovation.
They’ve tapped into the behavioural psychology that’s often used to keep us online, or gambling, or doing other naughty things… and they’ve flipped it, to help us do the good stuff instead.
Hosted on Acast. See acast.com/privacy for more information.
88 episodes
All episodes
×
M
Making Cents
1 FOMO vs financial goals: How to stay focused when everything’s a temptation 17:04
17:04 
Play Later 
Play Later 
Lists 
Like 
Liked17:04
Play Later Play Later Lists Like LikedWelcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. FOMO is sneaky — it slides in to lighten your wallet while you're just trying to live your life. From social media comparison to impulsive late-night purchases, it's all too easy to get distracted from your long-term financial goals. Never mind the locked in spending like groceries, which can destroy the budget entirely. In this episode, we unpack the real psychology behind overspending, why self-control isn't just about willpower, and how to build systems that help you win without giving up what you love. Then it's on to tackling those bills you can't avoid, and getting life basics for less. EnableMe senior financial adviser Justin Gauci joins Frances Cook to share practical mindset shifts and small changes that can help you break the FOMO loop — and actually feel good about it. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Quick Hit: The reality behind early retirement 10:56
10:56 Play Later Play Later Lists Like Liked10:56
Play Later Play Later Lists Like LikedA highlight clip from the Janury 27th episode, “Financially free at 30: How this dad quit the corporate world”, with Nick Gentle, buyers agent and property coach. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
Jackson Hapeta, co-founder of Lenda, shares the moment he realised he was overpaying for his mortgage, and how that inspired him to found a business that helped everyone negotiate better. Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee.. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Buying a house is one of the biggest financial moves most of us will ever make. But paying it off smartly? That’s where the real money is. You could be spending thousands more on your mortgage than you need to, simply because nobody told you the tricks to get a better deal. There’s the interest rate that's advertised, and then there’s the real rate — the one they might offer if you know exactly what to ask for. There are also extra perks on the table (think cashbacks or fee waivers), but they often don’t mention them unless you bring it up. So in this episode, I talk to someone who’s built a business around helping people negotiate like a pro — after realising his mates were quietly saving thousands just by playing the mortgage game better. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Making Cents is supported by our friends at Kiwibank. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Why a moodboard is the secret to mastering your money: LIVE REPLAY 22:33
22:33 Play Later Play Later Lists Like Liked22:33
Play Later Play Later Lists Like LikedWant to save more money without relying on willpower? You might need a moodboard. In this live episode of Making Cents, financial journalist Frances Cook dives into the unexpected psychology behind saving money — and how a tool usually reserved for Pinterest weddings might actually be your biggest financial secret weapon. Don't believe me? Here's what you need to know: Why traditional budgeting often fails (and what to do instead) The science-backed link between moodboards and higher savings rates How to use “future self” visualisation to beat impulsive spending What financial psychologists like Dr Brad Klontz have discovered about motivation Practical hacks like renaming accounts, mental accounting, and financial mindfulness This isn’t about magical thinking — it’s neuroscience, and it works. If you’re tired of spreadsheets, and want a way to make money habits stick, this episode is for you. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Renting doesn't have to suck - how to outsmart the housing market to get the best deal 25:32
25:32 Play Later Play Later Lists Like Liked25:32
Play Later Play Later Lists Like LikedWelcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. We talk a lot about how to buy property — but what if you’re renting? With rental prices rising and housing taking up a huge chunk of the average budget, renters need smart strategies too. In this episode, I team up with realestate.co.nz and speak with property expert Vanessa Williams about how to make the most of your money while renting. We cover how to understand the rental market in New Zealand, how to protect yourself financially as a tenant, what to know if you want to buy a home eventually, and how to set goals that work whether you rent short- or long-term. Whether you're a lifelong renter or saving for your first home, this episode, we've got your back. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
Sharyn Casey, radio, TV, and podcast personality, shares why she quit what was once her dream job, and how she's handled that financially. You can have the dream job. The big career. The success everyone else envies. And still realise; this isn’t the life you want. That’s exactly what happened to Sharyn Casey, who you probably already know from listening to her on the radio during her long stint on The Edge, or maybe when she hosted Dancing with the Stars. Or maybe you just like following her on instagram, along with tens of thousands of other people. And if you do know her from all of that, you’ll also know, that at the top of her game, she walked away. So what actually happens when you step off the success treadmill? What about the bills that still need paying, the kids that still need feeding, the future you still have to build? What does it take to quit a top-tier media career? How do you handle the financial impact of leaving a steady job? And is it really possible to rebuild a better life on the other side? In this episode of Making Cents , Sharyn shares what led to her decision to quit, how she’s handling the transition financially, and the surprising truths about burnout, motherhood, and building a more meaningful career. If you’ve ever fantasised about quitting your job – or wondered what it really costs to change your life – this one’s for you. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 When can you crack into your KiwiSaver early? 17:39
17:39 Play Later Play Later Lists Like Liked17:39
Play Later Play Later Lists Like LikedWelcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. This week we’ve partnered up with AMP, who has kindly leant us their expert Devon Walen, a client adviser, and we’re talking about when you can crack into your KiwiSaver a little early, whether it’s for good, or bad reasons. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Listener mail: Buy your first home or invest? LIVE REPLAY 45:20
45:20 Play Later Play Later Lists Like Liked45:20
Play Later Play Later Lists Like LikedLive replay from a YouTube listener mail question. After years of living paycheck to paycheck, a Making Cents listener has received a substantial inheritance. But now she's frozen, worried about making the right choice, and torn between buying a first home for her family, or investing the money. There's also a layer of emotional pressure to not waste the gift her beloved dad left her. Frances Cook lays out the best money options for this situation, as well as inviting the Making Cents community to offer their own advice for this situation. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 AI vs human mortgage advice: Why 77% now prefer the robot 37:54
37:54 Play Later Play Later Lists Like Liked37:54
Play Later Play Later Lists Like LikedRoy Chowdhury, founder of Homely, shares how he created an AI tool to make home lending easier, and the dangers of letting AI take part in your financial decisions. The property journey can be a frustrating one, and frankly, a bit intimidating. We’re talking big numbers, lots of jargon, and people in suits who are in charge of telling you yes or no to your dream. Lovely. So what about a digital helper? An app, that helps you figure out what’s possible and what’s not? Of course, it’s 2025, so it’s using AI. Now this might sound like a welcome handy helper, or it might freak you right out, because you’re wondering why you would trust AI with some of your most sensitive financial information. So let’s dive in - what’s possible, what’s not, and should you trust it? Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 How to crush your mortgage while rates are low 18:01
18:01 Play Later Play Later Lists Like Liked18:01
Play Later Play Later Lists Like LikedWelcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Interest rates are finally coming down, and so many of us breathe a sigh of relief, especially all the people with a mortgage. But how do you make the most of that, and maybe even get ahead, by putting that new interest rate to work? To get under the skin of the banking world we’ve partnered up with Kiwibank, who has kindly leant us their expert Nicole Pervan, and we’re going to smash through this. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
A highlight clip from the February 10h episode, “Viral mortgage hacks debunked: Separating clickbait from real advice”, with Dan Bell, financial adviser and co-founder of Colab Mortgages. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee, supported by our lovely friends at Kiwibank. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Have you ever wished you could hack your brain, so that you can actually do all of that good stuff you know you should be doing with your money? You know, saving for a rainy day, paying off debt, investing… we know we should, but we often don’t, because frankly there are other things to do that are way more fun. Well, enter the latest tech innovation. They’ve tapped into the behavioural psychology that’s often used to keep us online, or gambling, or doing other naughty things… and they’ve flipped it, to help us do the good stuff instead. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 The small business finance guide for people who hate numbers 16:52
16:52 Play Later Play Later Lists Like Liked16:52
Play Later Play Later Lists Like LikedWelcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. This week we’ve partnered up with Xero, which has kindly lent us their expert GM Sustainability and Impact Tam Somers, and we’re talking about how we shouldn’t let the fear of numbers hold us back from those dreams of launching a side hustle or small business, absolutely speaking my language on this one because I don’t love the spreadsheet side of my business either, but it’s still doable! Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Your 2025 financial survival plan: LIVE replay 53:54
53:54 Play Later Play Later Lists Like Liked53:54
Play Later Play Later Lists Like LikedWith tariffs flying, interest rates falling, and the job market looking a little rough... how do you survive? Here's a survival plan, and an Ask Me Anything session, so that you can feel more confident with your cash in 2025. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
M
Making Cents
1 Escaping the broken 9-5: How Rosie McCarthy went from poverty to a $3m business, then burned it all down 1:05:55
1:05:55 Play Later Play Later Lists Like Liked1:05:55
Play Later Play Later Lists Like LikedWelcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee, supported by our lovely friends at Kiwibank. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. How much money would it take for you to abandon your morals? Or sell something that you didn’t really believe in anymore? That’s the question that today’s guest Rosie McCarthy had to ask herself. She’d built up a career coaching business, Badass Careers, and was making over a million dollars in sales a year. And yet, as it progressed, she got disillusioned. She had ringside seats to exactly how bruising the world of work was becoming, and she wasn’t sure she wanted to encourage people into the corporate grind anymore. Instead, she was becoming more convinced of self-employment, and entrepreneurship, as the path to help people find financial freedom while still living a life that they found rewarding. So she decided… time to shut it all down, and start again. To leap into the unknown, stop being a career coach, and instead help people build a business for themselves. So why has the world of work turned so toxic, and should we all become our boss? Let’s talk about it. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
Welcome to Player FM!
Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.
Similar to Making Cents
The show that helps you maximize your wealth by turning complex financial situations into actionable advice. On Your Money. Your Mission., we answer the questions you’ve been asking about -- financial planning, investing, retirement and everything in between. Whether you’re navigating the complexities of the market or looking for the best ways to save or spend your money, tune in to hear from experienced financial advisors with JFG. Walk away from each episode with savvy tips and financial t ...
…
continue reading
Welcome to an exciting new season of the podcast Your Career: Choice or Chance? - as we dive into the ever-evolving world of GenAI in the Workplace and explore the latest trends, experiences, and career journeys shaping the future of work as AI is increasingly ingrained in it. Each episode provides fresh insights, addressing the transformative influence of GenAI in shaping the workforce of tomorrow, making it a must-listen for anyone interested in staying ahead in the ever-evolving world of ...
…
continue reading
Call them changemakers. Call them rule breakers. We call them Redefiners. And in this provocative podcast, we explore how daring leaders from across industries and around the globe are redefining their organizations—and themselves—to create extraordinary impact in today’s rapidly changing world. In each episode, Russell Reynolds Associates Leadership Advisor Hoda Tahoun and former CEO Clarke Murphy host engaging, purposeful conversations with leaders in and out of the business world who shar ...
…
continue reading
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
…
continue reading
Some Goodness is hosted by Richard Ellis, a seasoned sales leader passionate about inviting top business minds to share their wisdom. Each episode is only 15-20 minutes, perfect for your commute or workout.
…
continue reading
Big tech is transforming every aspect of our world. But how, and at what cost? This season of Land of the Giants – The Disney Dilemma – focuses on Disney’s ability to weather the ups and downs of the business cycle and changing tastes and explores what has kept it successful for over 100 years. The entertainment giant has leveraged nostalgia and its intellectual property to build a beloved brand, but after an acquisition spree that included Marvel, Lucasfilm, and 20th Century Fox, can it sus ...
…
continue reading
Named the Best Personal Finance Podcast by Bankrate.com and Kiplinger, The Stacking Benjamins Show features a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG ...
…
continue reading
Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews. The show is hosted by Dylan Lewis, Ricky Mulvey, and Mary Long.
…
continue reading
Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can ...
…
continue reading
The fun email marketing podcast. Sell more of your online courses, grow your membership and bring in more coaching clients with email marketing that doesn't stink. Sound good? Then join your fellow Email Marketing Heroes for your weekly dose of fun, practical, yet brutally honest email marketing advice. You can listen in to a piping hot, fresh episode every 'Email Marketing Wednesday' or if you prefer learning with your eyes instead of your ears, we turn each episode into a full written blog ...
…
continue reading
Player FM - Podcast App
Go offline with the Player FM app!
Go offline with the Player FM app!
