Ryan Kimler: The Four Financial Pillars Every Business Owner Needs for a Secure Retirement

MaxAMAZING Your Retirement with Len Hayduchok

Certified Financial Planner Len Heyduch and Net Profit CFO founder Ryan Kimler reveal how business owners overcome financial challenges with expert guidance, profitable pricing, and disciplined cash flow management—ensuring enterprise growth while securing a sustainable retirement aligned with personal goals.

In this episode, Len Hayduchok and our guest, Ryan Kimler discuss:

• Pricing and profitability
• Profit First system
• Cash flow management
• Retirement planning for business owners
• Aligning financial goals with personal life goals

Key Takeaways:

• Business owners must ensure their pricing model not only generates sufficient profit but also allows them to grow the business without being constrained by capacity.
• By allocating revenue into separate accounts for taxes, profits, and expenses, owners can ensure they are prioritizing their own financial well-being alongside the needs of the business.
• Maintaining a healthy cash flow cushion is essential for business sustainability and growth.
• Retirement planning for business owners requires a specialized approach, including working with a dedicated retirement advisor in addition to other financial professionals.
• Thoughtful planning that considers one's desired lifestyle and experiences can help ensure financial resources are allocated to support a fulfilling retirement.

“Really set yourself up to control your own destiny and that, to me, means long-term planning… that could be with your retirement, and setting up your own goals and what you want to do, what your dreams are"

— Ryan Kimler

About the guest, Ryan Kimler:

Ryan Kimler is the Founder of Net Profit CFO, and he is the host of the Net Profit Podcast. At Net Profit CFO, Ryan and his team use their background in Accounting and Finance to help business owners do one thing; have a growing and more profitable business. Helping business owners have a growing and more profitable business means two things. One, your business has enough cash to grow and maintain a strong financial health. And two, your business produces enough cash for you as the owner to fulfill your wants and needs.

Connect with Ryan Kimler:

Website: https://netprofitcfo.com/

LinkedIn: https://www.linkedin.com/in/ryankfinancialclarityllc/

About the host, Len Hayduchok:

Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics.

Learn more about Len’s book:

MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your Life

Book website: https://maxamazing.com/

The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.

Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/

CONNECT WITH LEN:

https://maxamazing.com/len-hayduchok/

Show notes by Podcastologist: Hanz Jimuel Alvarez

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.