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Content provided by Marie Jo Caesar. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Marie Jo Caesar or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
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Ep. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS!

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Manage episode 455266411 series 2991667
Content provided by Marie Jo Caesar. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Marie Jo Caesar or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Send us a text

In this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website.

*KEY TAKEAWAYS*

Comprehensive Year-End Financial Review
Gather all financial documents, calculate net worth to track progress, and assess financial behavior and goal achievements. Set actionable SMART goals for 2025, focusing on budgeting, savings, debt repayment, and investment strategies.

Debt Management and Fee Optimization

Prioritize high-interest debt using effective strategies like snowball or avalanche methods. Regularly review accounts to avoid unnecessary fees and maintain credit utilization below 30% for a strong FICO score.

Optimizing Investments and Economic Awareness
Evaluate investment performance, adjust portfolios, and leverage tax-efficient strategies like maximizing retirement contributions. Stay informed on economic trends to make proactive decisions and implement systems for real-time financial tracking and ongoing education.

*KEY MOMENTS IN THIS EPISODE*

00:12 Importance of Year-End Financial Review

02:17 Key Areas to Assess in Your Financial Review

05:03 Gathering Financial Documents and Calculating Net Worth

06:00 Reviewing Income, Expenses, and Debt

07:40 Evaluating Savings and Investments

08:43 Reflecting on Financial Goals and Habits

12:20 Planning for 2025: Setting SMART Goals

15:28 Creating a Budget and Debt Repayment Plan

22:42 Implementing Systems for Financial Success

37:19 Conclusion and Next Steps

Download Your Free Checklist:
Get my interactive Year-End Financial Review Checklist to simplify your financial review. Track your progress, plan for 2025, and set yourself up for financial freedom. Download it here: mariejocaesar.com/year-end-financial-checklist

Support the show

Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar
Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

  continue reading

Chapters

1. Ep. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS! (00:00:00)

2. The Importance of a Year-End Money Review (00:00:12)

3. Assessing Your 2024 Financial Performance (00:05:03)

4. Planning for 2025 (00:11:30)

5. Implementing Systems for Ongoing Financial Success (00:17:16)

6. Track Your Net Worth (00:27:41)

7. Adjust Goals Regularly for Financial Success (00:31:23)

8. Download Your Free Year-End Financial Review Checklist (00:39:05)

194 episodes

Artwork
iconShare
 
Manage episode 455266411 series 2991667
Content provided by Marie Jo Caesar. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Marie Jo Caesar or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Send us a text

In this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website.

*KEY TAKEAWAYS*

Comprehensive Year-End Financial Review
Gather all financial documents, calculate net worth to track progress, and assess financial behavior and goal achievements. Set actionable SMART goals for 2025, focusing on budgeting, savings, debt repayment, and investment strategies.

Debt Management and Fee Optimization

Prioritize high-interest debt using effective strategies like snowball or avalanche methods. Regularly review accounts to avoid unnecessary fees and maintain credit utilization below 30% for a strong FICO score.

Optimizing Investments and Economic Awareness
Evaluate investment performance, adjust portfolios, and leverage tax-efficient strategies like maximizing retirement contributions. Stay informed on economic trends to make proactive decisions and implement systems for real-time financial tracking and ongoing education.

*KEY MOMENTS IN THIS EPISODE*

00:12 Importance of Year-End Financial Review

02:17 Key Areas to Assess in Your Financial Review

05:03 Gathering Financial Documents and Calculating Net Worth

06:00 Reviewing Income, Expenses, and Debt

07:40 Evaluating Savings and Investments

08:43 Reflecting on Financial Goals and Habits

12:20 Planning for 2025: Setting SMART Goals

15:28 Creating a Budget and Debt Repayment Plan

22:42 Implementing Systems for Financial Success

37:19 Conclusion and Next Steps

Download Your Free Checklist:
Get my interactive Year-End Financial Review Checklist to simplify your financial review. Track your progress, plan for 2025, and set yourself up for financial freedom. Download it here: mariejocaesar.com/year-end-financial-checklist

Support the show

Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar
Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

  continue reading

Chapters

1. Ep. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS! (00:00:00)

2. The Importance of a Year-End Money Review (00:00:12)

3. Assessing Your 2024 Financial Performance (00:05:03)

4. Planning for 2025 (00:11:30)

5. Implementing Systems for Ongoing Financial Success (00:17:16)

6. Track Your Net Worth (00:27:41)

7. Adjust Goals Regularly for Financial Success (00:31:23)

8. Download Your Free Year-End Financial Review Checklist (00:39:05)

194 episodes

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