Decoding insurance: What you need to know about your policies

My Money My Lifestyle

In the latest episode of our podcast, host Maya Fisher French engages in an open and honest discussion about insurance, particularly focusing on long-term insurance and the often-overlooked area of employee benefits. Joined by certified financial planners Bryan Nicol and Johann Peens, the episode dives deep into the complexities of insurance coverage, highlighting the importance of understanding what you have vs what you actually need.
Most people have some form of long-term insurance, even if it is just through their company, but few understand what it covers and whether it is the right type of insurance for their needs.
Are you over-insured? Does your company provide life insurance and how does that work? Do you understand your premium pattern? Are you going to be able to afford your premiums in ten years' time?
Listen to this podcast, where we explain how insurance works and the right questions you should ask your employer and your financial adviser.