Understanding Asset Allocation

New Focus on Wealth with Chad Burton

#Trading #Business #Certified #Estate #Financial #Investing #Planning #Portfolio #Retirement #Wealth #Chad Burton #Fitness #Financialadvisor #Financialplanner

26:28

Squid Game is back—and this time, the knives are out. In the thrilling Season 3 premiere, Player 456 is spiraling and a brutal round of hide-and-seek forces players to kill or be killed. Hosts Phil Yu and Kiera Please break down Gi-hun’s descent into vengeance, Guard 011’s daring betrayal of the Game, and the shocking moment players are forced to choose between murdering their friends… or dying. Then, Carlos Juico and Gavin Ruta from the Jumpers Jump podcast join us to unpack their wild theories for the season. Plus, Phil and Kiera face off in a high-stakes round of “Hot Sweet Potato.” SPOILER ALERT! Make sure you watch Squid Game Season 3 Episode 1 before listening on. Play one last time. IG - @SquidGameNetflix X (f.k.a. Twitter) - @SquidGame Check out more from Phil Yu @angryasianman , Kiera Please @kieraplease and the Jumpers Jump podcast Listen to more from Netflix Podcasts . Squid Game: The Official Podcast is produced by Netflix and The Mash-Up Americans.…

about a year ago 38:17

MP3•Episode home

[00:01:36] NVIDIA's impressive stock performance.

[00:06:36] Small cap stocks and interest rates.

[00:09:41] High expectations in the market.

[00:14:20] Value vs. growth investing.

[00:16:39] Retirement portfolio volatility and strategy.

[00:19:52] Why own bonds or bond funds?

[00:23:29] Bond funds.

[00:27:21] Bond market insights.

[00:30:09] Bonds and tax strategies.

[00:34:24] Timing tax payments for advantage.

[00:37:33] Financial planning strategies.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

105 episodes

New Focus on Wealth with Chad Burton

Understanding Asset Allocation

New Focus on Wealth with Chad Burton

11 subscribers

published about a year ago

MP3•Episode home

Timestamps:

[00:01:36] NVIDIA's impressive stock performance.

[00:06:36] Small cap stocks and interest rates.

[00:09:41] High expectations in the market.

[00:14:20] Value vs. growth investing.

[00:16:39] Retirement portfolio volatility and strategy.

[00:19:52] Why own bonds or bond funds?

[00:23:29] Bond funds.

[00:27:21] Bond market insights.

[00:30:09] Bonds and tax strategies.

[00:34:24] Timing tax payments for advantage.

[00:37:33] Financial planning strategies.

Email your money question to chad@chadburton.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

105 episodes

#Trading #Business #Certified #Estate #Financial #Investing #Planning #Portfolio #Retirement #Wealth #Chad Burton #Fitness #Financialadvisor #Financialplanner

All episodes

New Focus on Wealth with Chad Burton

1
Maximizing Real Estate Wealth & Retirement Planning: Strategies for High-Net-Worth Investors 1:16:57

24 weeks ago1:16:57

1:16:57

This episode recaps Chad Burton daily guest spots with Rob Black for the week of July 24th. Sign up for the live retirement event on 2/1 in Palo Alto at www.ChadBurton.com . Chad tackles real-world scenario where a high-net-worth investor owns several million in rental properties but has limited liquidity in traditional accounts. With inflation outpacing rental growth, what’s the smartest way to unlock equity? Chad explores loan strategies, strategic property sales, 1031 exchanges, Delaware Statutory Trusts (DSTs), and 721 exchanges to optimize wealth while minimizing tax burdens. But that’s just the beginning—this episode also dives into critical financial planning questions: Do I have enough? Where will each dollar come from? How do I navigate tough markets? Chad also breaks down the 7 essential steps to building a tax-efficient portfolio, including cash flow modeling, risk tolerance, tax-efficient withdrawal strategies, and Monte Carlo simulations for order of returns risk. Plus, he examines whether the primary issue is Roth conversions or single stock risk with capital gains and how to structure a portfolio for lower turnover and optimized tax efficiency. If you’re serious about long-term financial security, estate planning, and maximizing your investment potential, this episode is packed with expert insights you won’t want to miss!…

New Focus on Wealth with Chad Burton

1
Chad joins Rob Black to discuss new 401(k) contribution limits and other retirement topics. 37:24

25 weeks ago37:24

37:24

Chad joins Rob Black to dive into the latest updates on 401(k) contribution limits for 2025, including new IRS catch-up provisions for older workers, mega Roth strategies, and backdoor Roth IRAs. Explore retirement planning essentials like Morningstar's revised 3.7% withdrawal rate, strategies for optimizing Social Security timing, and the pros and cons of bond ladders versus ETFs. Chad also discusses common retirement mistakes—from underestimating inflation to overlooking health priorities—and offers actionable insights for a secure and fulfilling retirement.…

New Focus on Wealth with Chad Burton

1
2024 market recap, direct indexing and retirement asset allocation. 37:22

26 weeks ago37:22

37:22

In this episode, Chad joins Rob Black and dives into key financial market trends, including a recap of December's performance where the S&P 500 dropped, and bonds fell. Chad discusses high expectations for Q4 2024 earnings growth, the elevated forward P/E ratio for the S&P 500, and the unprecedented concentration of 10 companies comprising 39% of the S&P 500 index. Chad explores retirement portfolio strategies, emphasizing long-term planning, diversification between asset classes, and careful repositioning for those nearing retirement. He provides advice on managing windfalls, highlighting the benefits of dollar-cost averaging, individual tax-free bonds, and direct indexing, while also examining the role and risks of alternative investments such as private REITs, private credit, and private equity. The episode concludes with an analysis of California rental properties amid rising insurance challenges, detailing stringent requirements for coverage, the limitations of the FAIR plan, and the potential advantages of 1031 exchanges for property owners reassessing their investments.…

New Focus on Wealth with Chad Burton

1
EP Wealth Webinar - Exploring Passive Investment Options - 241216 - audio 1:12:24

29 weeks ago1:12:24

1:12:24

Are you looking for ways to optimize your real estate investments and potentially defer taxes? Watch our latest recording where we explore how 1031 exchanges into Delaware Statutory Trusts (DSTs) may potentially provide a path to passive income while reducing the burden of property management. Presented by Chad Burton, CFP® , this seminar walks you through the current real estate environment, trends in 1031 exchanges, and how DSTs can likely enhance your investment strategy. In this recording, we discuss topics such as: Understanding 1031 exchanges and how they work Exploring the factors of DSTs for passive investment income Considerations for real estate owners looking to diversify Strategies for deferring capital gains taxes while maintaining income flow This seminar is ideal for real estate investors, property owners, and individuals interested in simplifying their real estate portfolios while seeking tax-efficient investment strategies. The information being presented in this video is aimed at individuals who have at least $500,000 in investable assets. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. *Investable assets include qualified retirement plans (IRA, Roth IRA, 401(k), taxable brokerage, cash (savings/checking) and CDs. Investable assets do not include your home, vehicles, or collectibles.…

New Focus on Wealth with Chad Burton

1
Active Vs. Passive Real Estate, 1031 exchanges, DSTs, 721 Exchange 1:03:59

31 weeks ago1:03:59

1:03:59

In this episode, Chad Burton joins Rob Black to uncover the secrets of turning underperforming real estate into a reliable source of passive income. Learn how to spot problem rental properties and transform them into opportunities through strategies like 1031 exchanges, Delaware Statutory Trusts (DSTs), and 721 exchanges. Chad and Rob also explore how to seamlessly swap a single rental property into a diversified real estate portfolio. Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you maximize your real estate potential. Tune in now to unlock the keys to smarter investing!…

New Focus on Wealth with Chad Burton

1
Understanding Valuations: Analyzing The S&P 500 & Growth vs. Value 29:30

34 weeks ago29:30

29:30

In this episode of New Focus on Wealth, host Chad Burton, a Certified Financial Planner, discusses the current state of the market as we approach the end of the year. He highlights a busy period marked by clients selling businesses and estate planning issues. Chad notes that 2024 is shaping up to be significant for the market, with the recent Trump red wave positively impacting stock performance. He provides insights into the impressive run of NVIDIA, which has surged 183% in 2023, despite a recent dip. Chad emphasizes the importance of understanding revenue growth trends in the context of market expectations. Tune in now to learn more! Timestamps: [00:01:55] Stock market performance overview. [00:04:29] Inverse relationship of bond rates. [00:08:30] S&P 500 earnings expectations. [00:11:12] International markets and investment potential. [00:15:08] Private equity market changes. [00:19:13] Future tax implications for retirees. [00:22:11] Estate tax planning strategies. [00:25:21] Charitable giving from IRA. [00:28:54] Better cashflow and ease in life. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Opportunities In REITs & Passive Income 38:08

38 weeks ago38:08

38:08

In this engaging episode of "New Focus on Wealth," certified financial planner Chad Burton delves into the intricacies of the current financial landscape, offering listeners a comprehensive market update that highlights the impressive performance of tech-heavy indices like the NASDAQ and the S&P 500. He meticulously analyzes the recent fluctuations in interest rates, emphasizing their impact on bond values and the importance of strategic cash management in a volatile environment. Furthermore, Chad explores the evolving real estate market, shedding light on the resurgence of real estate investment trusts (REITs) and the potential for lucrative opportunities in commercial properties. He also addresses critical tax and estate planning updates, including the implications of upcoming changes in standard deductions and estate tax exemptions, urging listeners to reassess their financial strategies in light of these developments. With a wealth of insights and actionable advice, this episode serves as an invaluable resource for anyone looking to navigate the complexities of personal finance and investment in today's dynamic economy. Tune in now to learn more! Timestamps: [00:01:13] NASDAQ performance for the year. [00:06:38] Real estate and interest rates. [00:08:56] REITs as tax-efficient income. [00:12:15] Passive real estate investing options. [00:14:03] Tax implications of unrealized gains. [00:19:17] Tax cuts for middle-income Americans. [00:24:20] Global crisis and political divisiveness. [00:25:57] Charitable gifting and tax deductions. [00:28:15] Charitable giving tax strategies. [00:32:42] Digital assets in estate planning. [00:36:03] Discretionary trust distribution strategies. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Understanding Assumable Mortgages & Evaluating The Decision To Roll Over A 401k To An IRA 38:25

40 weeks ago38:25

38:25

In this episode of "New Focus on Wealth," certified financial planner Chad Burton delves into the intricacies of the current financial landscape, offering listeners a comprehensive analysis of market trends, interest rates, and investment strategies. He highlights the recent performance of various indices, including the NASDAQ and S&P 500, while addressing the implications of the Federal Reserve's interest rate adjustments and the ongoing economic stimulus in China. Chad also tackles listener questions, shedding light on the often-overlooked topic of assumable mortgages in today's high-rate environment, and discusses the merits of Roth IRAs versus traditional 401(k)s, emphasizing the importance of tax planning for future financial security. With a wealth of insights and practical advice, this episode serves as a valuable resource for anyone looking to navigate the complexities of personal finance and investment in a rapidly changing world. Tune in now to learn more! Timestamps: [00:01:48] Emerging markets performance update. [00:06:17] Volatility Index and market fear. [00:10:00] Assumable mortgages explained. [00:14:24] Assumable loans and inheritance. [00:15:40] Inheriting IRAs and tax implications. [00:19:14] Tax-free growth vs. tax breaks. [00:22:46] Tax strategies for retirement savings. [00:26:39] Estate planning in Nevada. [00:30:44] 1031 exchanges for real estate. [00:34:37] IRA to Roth conversions. [00:37:08] Charitable giving from IRA. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Navigating Market Highs: Investment Strategies & Charitable Giving 37:24

42 weeks ago37:24

37:24

In this episode, Chad Burton provides a comprehensive market update, highlighting significant gains in various indices, including the NASDAQ and S&P 500, while also discussing the recent rally in the bond market due to declining interest rates. He emphasizes the importance of portfolio diversification, particularly for younger investors building wealth, and suggests strategies for rebalancing portfolios as markets reach all-time highs. Chad also addresses the impact of upcoming elections on market volatility and encourages listeners to consider charitable giving, particularly through donating appreciated stocks to avoid capital gains taxes. He explains the benefits of donor-advised funds and charitable remainder trusts for those looking to maximize their charitable contributions while managing tax implications. Additionally, he answers listener questions about long-term care insurance, estate planning for blended families, and strategies for managing inherited IRAs and annuities, underscoring the necessity of having a clear financial plan that accounts for taxes, inflation, and potential long-term care needs. Tune in now to learn more! Timestamps: [00:02:08] Bond market changes and trends. [00:05:12] Investing during market highs. [00:08:06] Charitable gifting strategies explained. [00:11:22] Charitable remainder trust benefits. [00:16:29] Retirement planning and market risks. [00:18:24] Long-term care insurance challenges. [00:23:58] Estate planning before marriage. [00:25:35] Estate planning and asset protection. [00:30:40] Best states for estate planning. [00:34:06] Inheriting IRA and annuity. [00:36:54] Estate planning at age 90. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Health & Wealth: Strategies For A Fulfilling Retirement 35:17

42 weeks ago35:17

35:17

In this episode, Rob Black and certified financial planner Chad Burton discuss various aspects of personal finance, retirement planning, and the impact of inflation on financial decisions. They delve into common retirement questions, particularly the concern of whether individuals have enough savings to retire comfortably, especially in light of rising costs and changing economic conditions. Chad emphasizes the importance of understanding one's tax situation and the complexities of income sources in retirement, such as Social Security, pensions, and investment accounts. The conversation also touches on the rising costs of healthcare and insurance, the significance of maintaining health in retirement, and the potential benefits of concierge medicine and wellness investments. Additionally, they explore the complexities surrounding estate planning, particularly the distribution of assets to heirs and the importance of protecting those assets from potential divorce or lawsuits. Tune in now to learn more! Timestamps: [00:02:17] Retirement income sufficiency concerns. [00:04:50] Rising home insurance costs. [00:10:12] Annuities and their confusion. [00:12:30] Guaranteed lifetime income from annuities. [00:15:12] Fiduciary financial planners explained. [00:20:17] Health and retirement balance. [00:21:34] Botox and mental health effects. [00:26:28] Protecting assets for children. [00:29:10] Healthcare spending and wellness. [00:32:52] Gut health and wellness trends. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Withdrawal Strategies 35:26

42 weeks ago35:26

35:26

In this episode, Rob Black and certified financial planner Chad Burton discuss the current state of the financial markets, particularly focusing on the historical performance of September and the implications for retirement planning. They highlight the surprising resilience of the markets this year, with significant gains in major indices like the S&P 500 and NASDAQ. Chad emphasizes the importance of adjusting retirement withdrawal strategies, especially when markets are at all-time highs, and stresses the need for proactive portfolio management to avoid potential pitfalls during market corrections. The conversation also touches on the complexities of retirement planning, including the impact of inflation, required minimum distributions (RMDs), and the importance of tax-efficient strategies. Tune in now to learn more! Timestamps: [00:01:25] Retirement withdrawal strategies. [00:05:25] Retirement spending and inflation. [00:10:18] Inheriting a spouse's 401k. [00:12:24] Focus on Roth for heirs. [00:14:25] Portfolio volatility in retirement. [00:18:58] Withdrawal strategies in retirement. [00:24:12] Inflation's impact on retirement planning. [00:25:20] Wealth preservation retirement strategies. [00:31:33] Estate planning mistakes. [00:32:45] Updating estate plan beneficiaries. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Fed's 50 Basis Point Cut 36:29

43 weeks ago36:29

36:29

In this episode, host Rob Black and certified financial planner Chad Burton discuss the recent 50 basis point cut by the Federal Reserve and its implications for the economy and investment strategies. They analyze the current market conditions, including the volatility in stocks and the impact of rising interest rates on various sectors, particularly real estate and alternative investments. Chad emphasizes the importance of understanding alternative investments such as private real estate, private credit, and private equity, which are typically reserved for accredited investors with over $2 million in assets. The conversation also touches on the use of options as a financial tool for managing risk and generating income, highlighting strategies like selling covered calls and buying protective puts. Tune in now to learn more! Timestamps: [00:01:24] Fed's 50 basis point cut. [00:06:18-00:06:29] Real estate and retirement planning. [00:10:12] Alternative investments for high net worth. [00:13:43] Private credit and direct lending. [00:15:21] Private credit and lending risks. [00:19:11] Private credit investments explained. [00:21:45] Private equity in niche markets. [00:25:35] Options trading risks and strategies. [00:30:34] Stock options strategies explained. [00:34:51] Using options for financial planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Federal Reserve's Impact On Your Retirement 36:32

43 weeks ago36:32

36:32

In this episode, Rob Black and certified financial planner Chad Burton discuss various aspects of personal finance, particularly focusing on retirement planning and the current economic climate. They highlight an upcoming event on income and retirement scheduled for September 26th at the Juniper Hotel in Cupertino, California, where attendees can learn about tax planning, portfolio transitions, and social security. The conversation delves into the implications of the Federal Reserve's anticipated rate cuts, the performance of different market indices, and the importance of total return versus current income for retirees. They also address the significant amount of cash currently sitting in money market funds, emphasizing the need for individuals to invest wisely to combat inflation and ensure long-term financial stability. Additionally, they explore the complexities of annuities, discussing when they might be appropriate and the potential pitfalls associated with high fees and surrender charges. Tune in now to learn more! Timestamps: [00:02:00] Federal Reserve rate cut discussion. [00:04:21] Yield curve inversion explained. [00:10:12] $6.3 trillion in cash. [00:11:15] Financial Alzheimer's and retirement planning. [00:15:19] Investing at market highs. [00:19:20] Smiley face spending in retirement. [00:23:07] Financial Alzheimer's and market memory. [00:27:37] Annuities and retirement planning. [00:30:11] Annuities and their complexities. [00:32:20] Annuities and retirement income risks. [00:35:55] Retirement planning for income. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Planning Essentials 36:28

44 weeks ago36:28

36:28

In this episode, Chad & Rob discuss essential topics related to retirement planning and wealth management. They emphasize the importance of preparing for retirement well in advance, ideally starting serious planning around age 55, and highlight the need for a balanced portfolio that can withstand market volatility. Chad explains how to get started on a retirement plan by gathering key financial documents, such as investment account statements and tax returns, to create a comprehensive financial picture. They also delve into the significance of understanding average annual returns versus actual returns, particularly in the context of market fluctuations. The conversation touches on the impact of inflation on everyday expenses, including travel and food, and the necessity for individuals to adapt their budgets accordingly. Tune in now to learn more! Timestamps: [00:03:31] Retirement portfolio preparation strategies. [00:07:28] Average annual rate of return. [00:12:38] Charitable contribution strategies for wealth. [00:15:48] Inflation's impact on budgets. [00:18:27] September market volatility analysis. [00:23:06] Total return in investments. [00:26:29] Healthy food costs rising. [00:30:42] Retirement strategies for self-employed. [00:35:10] Estate planning and inheritances. [00:00:00] Income and retirement planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Current Economic Landscape In This Political Climate 36:51

44 weeks ago36:51

36:51

In this episode, Chad and Rob discuss the current economic landscape, focusing on inflation, taxes, and retirement planning. They analyze the recent inflation report and its implications for families and retirees, emphasizing the rising costs of essentials like food and gasoline. The conversation shifts to the political climate, particularly the recent debate, where both candidates are criticized for their lack of fiscal responsibility and tendency to increase government spending. Chad highlights the importance of utilizing Roth IRAs and Roth 401(k)s as strategic tools for tax-free growth, especially in light of anticipated tax increases in the future. They also explore the concept of the mega Roth 401(k) and the potential for after-tax contributions, providing listeners with actionable insights on how to effectively manage their retirement savings amidst a challenging economic environment. Tune in now to learn more! Timestamps: [00:01:38] Wealth Preservation and Retirement. [00:05:34] Fiscal responsibility in politics. [00:10:08] Fertility rate and financial pressures. [00:11:25] Health insurance rate increases. [00:15:01] Roth versus traditional 401k. [00:19:32] Retirement planning and taxation. [00:24:34] Mega Roth 401k option. [00:26:27] Dividends and passive income. [00:31:05] Roth IRA strategies for retirement. [00:33:36] Roth IRA conversion strategies. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Evaluating Rental Properties For Net Income & Considering 1031 Exchanges 38:37

45 weeks ago38:37

38:37

This episode covers various financial topics related to personal finance, wealth management, and investment strategies. Chad discusses the importance of planning for retirement, including strategies for turning retirement savings into a reliable income source. He delves into umbrella insurance. How much do you need? How much does it cost? Inflation hitting insurance premiums? He dicusses using a 1035 exchange to improve cash value life insurance. Chad explores the benefits of 1031 exchanges for real estate investments and provides insights on leveraging real estate for wealth building. Tune in now to learn more! Timestamps: [00:02:31] Roth 401ks and Roth IRAs. [00:06:20] Money market funds and retirement. [00:10:09] Retirement Planning and Wealth Preservation. [00:13:37] Rising Umbrella Insurance Claims [00:18:42] Long term care insurance. [00:19:49] Wealth Preservation and Retirement Planning. [00:25:13] Long-term care insurance options. [00:27:30] Life insurance 1035 exchange. [00:33:18] Real estate investment considerations. [00:36:09] Real estate wealth-building strategies. [00:37:48] Turning rental property into second home. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Impact of Proposed Tax Reforms 38:36

46 weeks ago38:36

38:36

This episode focuses on various financial topics discussed by certified financial planner Chad Burton. He covers updates on the stock market, including the performance of different indexes and the potential impact of NVIDIA's earnings report. Additionally, Burton delves into the proposed tax reforms by Vice President Harris, highlighting the potential implications on capital gains and taxes for high-income individuals. He also emphasizes the importance of strategic financial planning, particularly in terms of utilizing Roth accounts, charitable giving, and navigating changes in tax laws. Tune in now to learn more! Timestamps: [00:01:23] Retirement planning for lifetime income. [00:05:22] Earnings Growth Rates in Markets. [00:10:23] Taxes and tax reform. [00:14:32] Taxation and Child Nutrition. [00:18:28] Taxes and Capital Gains Rates. [00:23:21] Government accountability and taxes. [00:25:40] Roth 401ks and Roth IRAs. [00:30:29] Tax-free growth forever. [00:32:27] Charitable Giving Strategies. [00:35:28] Charitable IRA Contributions. [00:15:42] Chad Burton dot com. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Identity Theft Safeguards & Long-Term Care Options 38:29

47 weeks ago38:29

38:29

This episode focuses on various financial topics, including market updates, identity theft protection, and planning for long-term care costs. Certified financial planner, Chad Burton, discusses the current market trends, such as the performance of different ETFs and the impact of interest rates on bond investments. He also delves into the importance of protecting oneself from identity theft by using credit freezes, monitoring services, and strong password practices. Additionally, Burton highlights the options available for long-term care insurance, including pure insurance policies and hybrid life insurance policies. He emphasizes the significance of tax planning in managing healthcare expenses and provides insights on how to navigate financial challenges related to aging and healthcare. Tune in now to learn more! Timestamps: [00:00:53] Market update real quick. [00:05:20] Market Cap Weighted Price Ratios. [00:09:45] Identity theft and cybersecurity. [00:12:39] Credit freeze and fraud alerts. [00:16:27] Identity theft protection [00:20:26] Identity theft protection. [00:24:10] Email scams and security awareness. [00:29:48] Digital assets in estate planning. [00:33:23] Long-term care insurance issues. [00:36:00] Hybrid life insurance policies. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Active vs. Passive Management in Asset Classes 38:52

48 weeks ago38:52

38:52

This episode focuses on various financial topics discussed by Certified Financial Planner, Chad Burton. He provides a market update, discussing the performance of different indices and the impact of interest rates on investments. Chad also delves into the debate between active and passive investing, particularly in the context of large-cap stocks. He emphasizes the importance of asset allocation, tax implications under the 2017 Tax Cuts and Jobs Act, and the potential consequences of the tax cut expiring. Additionally, Chad touches on the benefits of smart beta indexing and the significance of government accountability in financial planning. Throughout the episode, he offers insights and advice on managing investments, tax planning, and retirement preparation. Timestamps: [00:02:54] Bond Market Performance. [00:05:29] Interest rates and recession predictors. [00:09:20] Maximizing Cash Investments. [00:13:31] Total return on investments. [00:17:27] Active vs. passive investing. [00:20:48] Large Cap Investing Strategies. [00:26:07] Active vs. passive management. [00:27:55] Asset allocation for retirement. [00:33:28] Tax implications for California and Oregon. [00:35:14] Tax law changes analysis. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Market & Economic Update: What Is Driving Volatility? 38:48

49 weeks ago38:48

38:48

This episode focuses on the recent market volatility, the importance of asset allocation, and the impact of recent economic events on investments. Chad also delves into the intricacies of rental properties, insurance coverage, and the use of target date funds in retirement planning. He provides insights on the benefits and drawbacks of target date funds, emphasizing the need for a personalized financial strategy as individuals approach retirement. Additionally, Chad touches on the significance of proper asset management, especially during retirement, to navigate market fluctuations and ensure financial stability. Timestamps: [00:01:56] Timing the Stock Market [00:04:06] Asset Allocation and Wealth Management. [00:08:27] Political polling and cell phones. [00:14:34] Timing the market is silly. [00:17:03] Owning rental property in an LLC. [00:19:29] Rental property investments. [00:24:07] Real Estate Investment Strategies. [00:27:20] 721 Exchange and REIT Benefits. [00:32:51] Umbrella insurance for asset protection. [00:36:13] Retirement investment strategies. [00:37:39] Retirement date funds discussed. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Strategies for Selling Covered Calls, Capital Gains Tax & 529 Plans 38:57

50 weeks ago38:57

38:57

This episode discusses various financial topics, including market updates, strategies for selling covered calls to create income on large stock positions, estate planning considerations, capital gains tax implications, and the flexibility of 529 plans for education savings. Chad provides insights on the pros and cons of different financial strategies, such as transferring funds from 529 plans to Roth IRAs and the importance of considering risk versus tax savings when making financial decisions. Additionally, the episode touches on the evolving landscape of education and the potential need for reevaluation of traditional college education in light of changing job markets and specialized training opportunities. Timestamps: [00:02:36] Market update and Fed day. [00:04:25] Small cap companies and interest rates. [00:10:26] Covered calls for income. [00:11:52] Selling covered calls for income. [00:17:09] Selling calls for current income. [00:22:05] Capital gains tax rates. [00:23:23] Tax implications of stock sales. [00:28:27] 529 plans basics. [00:30:14] Maximizing 529 Plan Benefits. [00:35:34] Changing landscape of college education. [00:38:13] Specialized Training in Financial Planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Sudden Shift On Wall Street, Small Caps Surge as Fed Rate Cuts Loom 47:13

52 weeks ago47:13

47:13

In this episode, Chad & Rob discuss the sudden shift on Wall Street towards rewarding small cap companies, particularly the Russell 2000 which is up 11.7% year to date. Patrick O'Hare from briefing.com explores the unprecedented move and its impact on the market and reflects on the fast-paced nature of this change and compare it to historical trends, providing valuable insights for listeners navigating the evolving landscape of finance and investing. The conversation delves into advanced estate planning strategies, tax-efficient retirement portfolio building, and the importance of diversification in investment portfolios. Chad emphasizes the need for individuals to start planning for retirement and wealth preservation about 10 years before retirement, focusing on budgeting, income projections, and tax considerations. Timestamps: [00:02:24] Small caps market shift. [00:04:51] Trump, Taiwan, and semiconductor risks. [00:10:22] Market valuation and Buffett Indicator. [00:13:52] Market changes and trends. [00:18:49] Politics impact on retirement planning. [00:22:27] Advanced estate planning strategies. [00:24:37] Estate planning strategies. [00:27:16] Estate planning strategies. [00:33:33] Advanced estate planning ideas. [00:34:42] Retirement planning strategies. [00:39:29] Roth IRA conversion strategies. [00:44:28] Concentration in single stocks. [00:46:01] Planning for retirement and budgeting. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
All Star's National Anthem, Wall Street Updates & Amazon Prime Day 36:08

52 weeks ago36:08

36:08

In this episode, Chad & Rob discuss various topics related to personal finance, wealth management, and tax-conscious retirement portfolios. Chad and the host talk about the recent national anthem controversy at the All-Star Game, the current state of Wall Street, including the Dow Jones Industrial Average and S&P 500 hitting record highs, and the importance of tax-efficient asset allocation in retirement planning. They also touch on the concept of direct indexing for tax efficiency, the changing rules around Required Minimum Distributions (RMDs), and the benefits of attending Chad's upcoming event on building a tax-conscious retirement portfolio. Timestamps: [00:01:19] National anthem controversy and marketing. [00:06:29] Managing taxes in retirement. [00:10:33] Earnings season and price inflation. [00:11:47] Concentration in top market cap. [00:17:05] Earning season and Netflix advertising. [00:19:32] Asset allocation strategies. [00:24:40] Municipal bonds comparison. [00:28:30] Amazon Prime Day shopping. [00:32:05] Direct indexing and tax benefits. [00:34:33] Wealth building through retirement strategies. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Strategies For Managing Investments To Minimize Taxes In Retirement 36:09

1 year ago36:09

36:09

This episode features a discussion between Rob Black and certified financial planner Chad Burton on the topic of building a tax-conscious retirement portfolio. They delve into the importance of strategically managing investments to minimize taxes in retirement, focusing on asset allocation, dividend achievers, real estate investments, and the impact of dividends on retirement income. Chad provides insights on the significance of holding the right asset classes in the appropriate accounts to reduce tax liabilities and ensure a steady income stream during retirement. Timestamps: [00:02:19] Tax-conscious retirement portfolio. [00:04:25] Tax implications of dividends and bonds. [00:09:15] Disney's expanding cruise businesses. [00:12:33] Tax-efficient investing for wealthy individuals. [00:15:02] Tax-efficient investing strategies. [00:20:36] Costco raising starting wages. [00:22:31] Commercial real estate in San Francisco. [00:26:30] Simplifying life by selling property. [00:31:28] Dividend achievers vs handpicking. [00:34:08] Dividend Achiever approach. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Concentration in the S&P 500 39:27

1 year ago39:27

39:27

This episode focuses on various financial topics, including portfolio allocation, tax strategies, and real estate investments. Chad Burton, a certified financial planner, discusses the concentration of the S&P 500, the importance of diversification, and the benefits of tax-efficient investing. He also delves into the concept of direct indexing for larger portfolios, tax loss harvesting, and the challenges faced by individuals with rental properties in retirement. The episode provides valuable insights and strategies for managing wealth, optimizing tax efficiency, and making informed financial decisions. Timestamps: [00:02:06] S&P 500 concentration in tech. [00:06:31] Market concentration concerns. [00:10:41] Trusts and inheritance strategies. [00:12:27] Estate planning strategies for families. [00:18:05] Estate planning strategies. [00:20:55] Building a tax-appropriate retirement portfolio. [00:24:24] Asset allocation strategies. [00:26:31] Tax-efficient investment strategies. [00:29:42] Tax-efficient investment strategies. [00:34:54] Direct indexing customization. [00:38:08] Building wealth with real estate. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Build A Tax-conscious Retirement Portfolio 35:47

1 year ago35:47

35:47

Chad & Rob discuss strategies for building a tax-conscious retirement portfolio. Chad emphasizes the importance of tax-efficient investing and retirement planning, especially as individuals transition from wealth accumulation to wealth management. He delves into various tax planning strategies, including estate planning techniques to address changes in tax exemptions, gifting strategies, and the use of trusts to minimize taxes and maximize wealth transfer to heirs. The episode also touches on the challenges of managing concentrated stock positions, diversification, risk reduction, and the significance of proper portfolio construction for long-term financial success. Timestamps: [00:01:03] Tax conscious retirement portfolio. [00:06:36] Tax efficient planning. [00:08:38] Tax-efficient investment strategies. [00:13:15] Estate tax planning strategies. [00:16:07] Estate planning and taxes. [00:19:24] Estate planning strategies. [00:23:27] Spousal Lifetime Access Trust. [00:25:24] Setting up trusts for kids. [00:31:33] Risk reduction and portfolio construction. [00:32:39] Minimizing taxes and risk. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Should You Give Your Money To Younger Generations While Alive? 38:37

1 year ago38:37

38:37

On this episode of New Focus on Wealth, host Chad Burton, a certified financial planner, delves into important money matters and financial advice. He discusses whether it's wise to give money to younger generations while still alive, particularly for those with larger estates. Chad also recaps the second quarter, highlighting the tech rally and the performance of indexes like the NASDAQ 100 and the S&P 500. Tune in for insightful discussions on personal finance, wealth management, Wall Street, and the economy. Timestamps: [00:01:02] Younger generations financial challenges. [00:07:00] Financial state of younger generations. [00:10:30] Generational Wealth Distribution. [00:14:57] Generation Z economic challenges. [00:17:24] Gen Z and pandemic experiences. [00:19:41] Estate planning strategies. [00:24:20] Estate tax planning strategies. [00:29:44] Gifting strategies and tax planning. [00:32:07] Estate planning techniques [00:36:18] Dynasty Trusts. [00:37:56] Qualified Personal Residence Trust Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Real Estate Investment Strategies 34:25

1 year ago34:25

34:25

On this episode of New Focus on Wealth, Certified Financial Planner Chad Burton discusses the topic of real estate and 1031 exchanges. He explains how a 1031 exchange allows individuals to sell a property used in trade or business, such as rental or commercial properties, without paying taxes on the gain. Listeners will learn about the benefits of 1031 exchanges and the requirements to qualify for this tax-saving strategy. Timestamps: [00:00:52] Real Estate and 1031 Exchanges. [00:05:16] Real Estate Investment Leverage. [00:07:14] 1031 Exchange and Real Estate [00:12:08] Depreciation and tax implications. [00:15:47] Rental property return expectations. [00:20:13] Real estate investment strategies. [00:23:40] Drop and swap in LLC. [00:26:40] Rental property horror stories. [00:31:19] Real Estate Investment Trusts. [00:33:29] Real estate investment diversification. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Having Safe Money In Your Investment Portfolio 36:03

1 year ago36:03

36:03

This episode of New Focus on Wealth with Chad Burton addresses the importance of having safe money in your investment portfolio, especially as you approach retirement. Chad discusses the significance of having two to three years of safe money to avoid selling in a down market, emphasizing the need for a strategic approach to financial planning. With an increasing number of baby boomers retiring each year, the topic of safe money allocation becomes more relevant than ever. Chad provides insightful advice on navigating safe money strategies in the context of market fluctuations and retirement planning. Timestamps: [00:00:41] Safe Money in Retirement. [00:03:44] Living off dividends and interests. [00:09:37] Safe money in retirement [00:12:47] Large future expenses planning. [00:15:17] Safe money and investments. [00:20:01] Safe money in retirement. [00:22:39] Safe money options in retirement. [00:26:03] Safe investment options. [00:29:48] Capital gains on primary residence. [00:32:28] Capital gains tax strategies. [00:35:29] Financial planning services and resources. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Importance of Reinvesting Dividends & Balancing Safety & Growth in Retirement Planning 39:04

1 year ago39:04

39:04

This episode focuses on financial planning strategies, particularly in relation to investing, dividends, and retirement planning. Chad discusses the importance of reinvesting dividends to build wealth, provides insights on market updates, and offers guidance on asset allocation for retirement planning. He addresses listener questions about safe money strategies, asset diversification, and the impact of interest rates and inflation on investment decisions. Overall, the episode emphasizes the significance of proactive financial planning, including managing dividends, asset allocation, and retirement income strategies to achieve long-term financial goals. Timestamps: [00:02:02] International Markets Outperforming Russell 2000. [00:07:05] Tax planning strategies. [00:09:22] T-bills and Treasury Investments. [00:12:27] Reinvesting dividends in stocks. [00:18:32] Importance of dividend reinvesting [00:21:05] The power of dividend reinvestment. [00:27:06] Dividend tap in retirement. [00:30:24] Planning Retirement Finances. [00:32:10] Balancing safety and growth. [00:35:24] Retirement planning strategies. [00:38:15] Maximizing retirement planning options. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Trump Conviction, Market Update, Direct Indexing & 1031 Exchanges 40:20

1 year ago40:20

40:20

This episode covers a wide range of financial topics. Chad discusses the Trump convictions, bias in news reporting, the market reactions to current events, the impact of the Trump tax cuts, and the performance of various sectors and indices in the market. He delves into the concept of direct indexing for larger portfolios, the importance of protecting against title fraud in real estate, and the benefits of considering a 1031 exchange for property owners. Chad also touches on the issue of identity theft and the importance of monitoring credit reports. Overall, the episode provides valuable insights into financial planning, investment strategies, and risk management for listeners. Timestamps: [00:01:14] News Bias and Trump Conviction. [00:05:32] Fiscal responsibility in government spending. [00:10:44] Sector returns for the year. [00:12:32] Interest rates and inflation trends. [00:17:02] Alternative Investments. [00:20:35] Rise of Private Credit Market. [00:23:49] Direct Indexing. [00:27:10] Importance of dividend reinvestment. [00:32:19] Title or deed fraud. [00:34:40] Property Title Protection [00:37:54] Identity theft protection options. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Understanding Asset Allocation 38:17

1 year ago38:17

38:17

The podcast episode focuses on various financial topics such as market updates, asset allocation, bond funds, and tax planning in retirement. The host, Chad Burton, discusses the importance of proper asset allocation, the differences between money market funds and bond funds, and strategies for tax withholding and payments in retirement. He emphasizes the need for a comprehensive financial plan that includes investments, taxes, insurance, retirement planning, and estate planning. The episode provides insights into managing finances effectively and making informed decisions to optimize financial outcomes. Timestamps: [00:01:36] NVIDIA's impressive stock performance. [00:06:36] Small cap stocks and interest rates. [00:09:41] High expectations in the market. [00:14:20] Value vs. growth investing. [00:16:39] Retirement portfolio volatility and strategy. [00:19:52] Why own bonds or bond funds? [00:23:29] Bond funds. [00:27:21] Bond market insights. [00:30:09] Bonds and tax strategies. [00:34:24] Timing tax payments for advantage. [00:37:33] Financial planning strategies. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Leveraging AI in Financial Planning & Investing 38:57

1 year ago38:57

38:57

On this episode of New Focus on Wealth, host Chad Burton, a certified financial planner, discusses market and earnings updates for the first quarter of 2024. He shares insights from FactSet's Earnings Insight report, noting that 92% of S&P 500 companies reported results, with 78% showing positive earnings per share surprise and 59% positive revenue surprise. The blended year-over-year earnings growth for the S&P 500 is 5.4%. For more personal finance tips and resources, visit chadburton.com. Timestamps: [00:01:23] Earnings growth and valuations in 2024. [00:06:09] Sneaker return for the year. [00:09:13] Artificial intelligence and tech revolution. [00:14:18] AI in Energy Sector. [00:16:20] AI in financial planning. [00:21:19] Pfizer spinoffs and mergers. [00:25:34] Reinvesting dividends for wealth building. [00:28:48] Planning Retirement Cash Flow. [00:33:44] Building a laddered bond portfolio. [00:36:39] Building a bond ladder. [00:37:53] Building a diverse bond ladder. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Demystifying Social Security & Investment Strategies 36:05

1 year ago36:05

36:05

This episode features Chad Burton discussing various financial topics such as the stock market, retirement planning, Social Security, real estate, and estate planning. Chad provides insights on the current state of the market, the challenges facing Social Security, the importance of tax-efficient investing, and the strategies for wealth preservation and retirement planning. He emphasizes the need for proper financial education, especially for younger individuals, and highlights the significance of estate planning to ensure the responsible management of inherited assets. The episode also promotes an upcoming event focused on wealth preservation and retirement planning, where attendees can gain valuable insights and advice from Chad Burton. Timestamps: [00:02:39] Social Security Trust Fund [00:05:00] Employer-funded child benefits. [00:09:00] Endless travel pass for $2,500. [00:12:54] Non-traded REITs and their risks. [00:17:00] ALICE financial struggles. [00:19:33] Financial literacy in education. [00:22:43] Property tax advantages in retirement. [00:27:54] Renting vs. Buying Homes. [00:31:14] Haunting children with estate planning. [00:34:42] Teaching financial responsibility to heirs. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Current Economic Landscape, Market Trends, Interest Rates, & Inflation 1:11:42

1 year ago1:11:42

1:11:42

The podcast episode features Chad & Rob discussing various financial topics related to wealth management, retirement planning, and estate protection. Throughout the episode, Chad covers a range of subjects, including the current economic landscape, market trends, interest rates, and inflation. He emphasizes the importance of tax planning, insurance reviews, and estate planning in the context of financial management. Chad also delves into the significance of alternative investments, such as private equity, private lending, and private real estate, for portfolio diversification and wealth preservation. The episode provides insights into the role of a wealth manager versus an investment advisor, highlighting the comprehensive approach of a certified financial planner in addressing various financial aspects beyond just managing investment portfolios. Furthermore, the episode touches on the basics of estate planning, including considerations for individuals with children and the need for life insurance coverage. Chad discusses the transition from basic estate planning to advanced estate planning, focusing on the complexities of leaving substantial assets to heirs and the importance of financial education for beneficiaries. Advanced estate planning involves strategies to protect and distribute wealth effectively, considering factors like inheritance taxes, asset protection, and the long-term financial well-being of future generations. The episode underscores the value of seeking professional guidance from a certified financial planner to navigate the intricacies of estate planning and ensure a comprehensive approach to managing one's financial legacy. Timestamps: [00:01:23] Inflation and the economy update. [00:06:35] Portfolio transition for dividend focus. [00:09:37] Alternative Investments for Retirement. [00:12:15] Direct lending and private equity. [00:14:32] Retirement portfolio diversification strategies. [00:19:08] Social movement in stock market. [00:22:21] Real estate investment analysis. [00:27:20] Wealth management and real estate. [00:30:37] Jobless claims and consumer trends. [00:34:45] The Bored Ape Yacht Club [00:37:04] Estate planning and dog liability. [00:39:52] Importance of reviewing insurance. [00:44:56] Advanced estate planning [00:47:02] Leaving money to family. [00:49:56] Keeping assets separate for love. [00:53:14] Trusts explained clearly. [00:57:54] Charitable remainder unit trust. [00:59:49] Wealth management and relationships. [01:05:06] Real estate investment strategies. [01:07:28] 1031 exchange for real estate. [01:11:01] Interest Rate Environment Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The World Of EVs & Health Savings Account Strategies 36:57

1 year ago36:57

36:57

This podcast episode focuses on various financial topics, health tips, and investment strategies discussed by certified financial planner Chad Burton. In the episode, Chad provides insights on the current market trends, including the impact of tech earnings, interest rates, and inflation on investment decisions. He delves into the importance of diversification in portfolios, highlighting the performance of different asset classes such as tech-heavy NASDAQ, S&P 500, and emerging markets. Additionally, Chad emphasizes the significance of managing health alongside wealth, offering practical advice on improving health through dietary changes, exercise, and lifestyle modifications. He also touches on the benefits of Health Savings Accounts (HSAs) for retirement planning and healthcare expenses. Furthermore, Chad shares valuable tips on hedging against downside risks in investments, particularly for individuals nearing retirement age. He discusses the benefits of rebalancing portfolios, utilizing health savings accounts strategically, and making informed decisions regarding long-term care costs and inherited IRAs. Chad also provides guidance on starting a health-conscious lifestyle by cutting out sugar, processed foods, and adopting a Mediterranean diet. By incorporating simple steps like taking a walk after meals and making dietary adjustments, listeners can enhance their overall well-being and financial stability. The episode underscores the importance of proactive financial planning, health management, and strategic investment choices for a secure and fulfilling future. Timestamps: [00:01:14] The world of EVs changing rapidly. [00:05:00] Inflation and economic impact. [00:08:03] Inverted yield curves and recessions. [00:14:38] Fighting inflation with stocks. [00:18:00] Managing investment risks. [00:20:00] Hedging against downside risk. [00:24:09] Paying taxes on stock gains. [00:26:26] Health Savings Account Strategies. [00:31:30] Health and wealth swap. [00:35:25] Foods that spike blood sugar. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Wealth-Health Connection 38:31

1 year ago38:31

38:31

This podcast episode focuses on various financial topics, including market updates, investment strategies, and insurance considerations. The host, Chad Burton, discusses the recent market trends, highlighting the performance of different indexes and individual stocks like NVIDIA, Apple, and Tesla. He emphasizes the importance of diversification in investment portfolios, especially in light of the concentrated nature of the current market, with a significant portion of the S&P 500 being tech or communication services companies. Additionally, Chad provides insights into mutual funds and ETFs, explaining the differences between the two and the factors to consider when choosing between them. He also delves into the importance of health and wellness in retirement planning, stressing the significance of maintaining good health to enjoy wealth in later years. Furthermore, the episode delves into the intricacies of life insurance and the considerations individuals should make when evaluating their policies. Chad discusses the significance of term life insurance and the concept of "buy term and invest the difference" as a strategy for financial planning. He also provides valuable insights on managing old cash value life insurance policies, including options like 1035 exchanges and transitioning to more suitable policies based on current needs. Moreover, the importance of staying hydrated and maintaining overall health was highlighted, with Chad offering practical tips on water intake, exercise routines, and lifestyle choices to ensure a healthy and fulfilling retirement. The episode underscores the holistic approach to financial planning, integrating wealth management strategies with health and wellness considerations for a well-rounded and prosperous future. Timestamps: [00:02:28] Tesla's range anxiety and complaints. [00:05:09] Bonds and interest rates discussion. [00:09:04] S&P 500 PE Ratio. [00:13:04] Actively managed vs. passive investing. [00:16:21] Active vs. Passive Fund Management. [00:19:37] Life insurance and investments. [00:23:41] The importance of full physicals. [00:26:30] Options for old life insurance. [00:31:16] Importance of health. [00:33:29] Importance of staying hydrated. [00:36:16] Importance of weight training. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Balancing Wealth & Health: Financial Planning & Wellness Tips 38:27

1 year ago38:27

38:27

This episode focuses on a variety of financial topics, including current news on consumer prices, market performance, interest rates, and alternative investments. Chad provides insights on the latest data on consumer prices, market trends, and the potential impact on interest rates. Additionally, he discusses the importance of diversification in investment portfolios, the performance of different asset classes, and strategies for managing wealth effectively. In the latter part of the episode, Chad shifts the discussion towards the importance of health and wellness in conjunction with financial planning. He emphasizes the significance of maintaining a healthy lifestyle, making simple dietary changes, and incorporating exercise routines to improve overall well-being. He highlights the correlation between wealth and health, urging listeners to prioritize their physical health alongside financial planning to ensure a balanced and fulfilling life. Timestamps: [00:00:52] Consumer prices rose higher. [00:06:28] Balanced portfolio options. [00:09:55] Asset allocation for retirement. [00:13:35] Alternative Investments. [00:18:37] Wealth management strategies. [00:19:44] Interest rates and inflation trends. [00:24:44] Annuity options explained. [00:27:37] Annuity tax implications. [00:31:09] Wealth vs. Health. [00:34:25] The link between gut and brain. [00:37:37] Potential risks of statins. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Smart Tax Moves: 1031 Exchanges, DSTs & Charitable Remainder Trusts 38:45

1 year ago38:45

38:45

This podcast episode discusses various financial topics, including market numbers, stock and bond market performance, interest rate-sensitive assets, tax considerations, and real estate investment strategies. Chad provides insights on market trends, the impact of interest rate changes on investments, the importance of tax planning, and options for optimizing real estate investments, such as 1031 exchanges and charitable remainder trusts. The episode also delves into the concept of rebalancing portfolios, evaluating rental property performance, and making informed decisions based on individual financial goals and circumstances. Overall, this episode emphasizes the importance of financial planning, tax-efficient strategies, and investment diversification to achieve long-term financial success. Listeners were encouraged to consider their unique financial situations, assess their investment portfolios, and explore options like 1031 exchanges, DSTs, and charitable remainder trusts to optimize their real estate investments and minimize tax liabilities. The host highlighted the significance of understanding market trends, staying informed about tax implications, and making strategic decisions to enhance financial well-being and achieve financial goals. Timestamps: [00:00:51] Market numbers review. [00:06:32] Interest rate impact on bonds. [00:08:49] Benefits of diversified portfolio. [00:14:25] Backdoor Roth IRA strategy. [00:17:50] Tax planning in retirement. [00:20:38] Retirement and mortgage strategies. [00:23:04] Rental properties in the Bay Area. [00:25:47] Rental property investment strategies. [00:30:59] Paying down mortgage options. [00:33:39] Unlocking property cost basis. [00:37:46] Charitable Remainder Trust. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Managing Insurance Costs & Exploring the World of Timeshares 38:17

1 year ago38:17

38:17

The podcast episode discusses various financial topics, including the current market trends, the impact of interest rates on different sectors, and the challenges faced by the insurance industry. The host, Chad Burton, shares insights on the performance of different investment options like stocks, bonds, and real estate investment trusts. He also delved into the complexities of helping children buy homes and the pitfalls of owning a timeshare. The episode provides valuable information on selling a timeshare, navigating insurance rate increases, and making informed financial decisions in various scenarios. Additionally, the episode highlightes the importance of understanding the hidden costs associated with homeownership, such as property taxes, maintenance, and insurance. Chad Burton emphasizes the need for thorough financial planning when assisting children with home purchases and cautioned against the risks of buying timeshares directly. The discussion also touches on the challenges faced by retirees in managing long-term care insurance, navigating insurance rate hikes, and making strategic decisions to optimize travel expenses. Overall, the episode offers practical advice on financial planning, investment strategies, and navigating the complexities of the current market landscape. Timestamps: [00:03:22] AI and productivity in finance. [00:06:29] ETF performance comparison. [00:08:35] REITs and Real Estate Investment Trusts. [00:14:42] Active management in investment. [00:17:23] Rising home insurance costs. [00:19:08] Insurance industry challenges. [00:23:30] Home fire risk and insurance. [00:26:46] Timeshares financial implications discussed. [00:31:08] Time share situation. [00:35:53] Timeshare scams. [00:37:17] Buying direct investment experiences. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Planning, Tax Strategies & The New Law Regarding 529 Plans 35:44

1 year ago35:44

35:44

This podcast episode features certified financial planner Chad Burton and Rob Black discussing various financial topics related to retirement planning, tax strategies, and investment decisions. Chad highlighted the importance of careful financial planning, especially for those looking to retire early or maintain their lifestyle in retirement. He discussed income gaps, working after retirement, tax season issues, and the impact of recent laws on financial planning, such as the Secure 2.0 Act affecting 529 plans. Chad also emphasized the need for personalized financial advice and decision-making based on individual circumstances and goals. Additionally, the episode promoted an upcoming event in Lafayette, California, titled "Crafting Your Retirement," scheduled for Saturday, March 23rd. The event, hosted by Chad Burton and Stephanie Richmond, aimed to provide insights and strategies for retirement planning, tax-efficient investing, insurance considerations, and long-term care planning. Chad's expertise in financial planning and wealth management was highlighted as they discussed complex financial topics such as IRA to Roth conversions, 529 plan rollovers, and the importance of delegating financial decisions to professionals to focus on other aspects of life. Timestamps: [00:02:12] Working longer to delay retirement. [00:06:31] Income gaps. [00:10:01] Influencers and social media. [00:11:44] Tax withholding issues due to yields. [00:15:50] Contract workers transitioning to W-2. [00:20:56] Underperforming rental properties in Bay. [00:23:41] Rental property inheritance changes. [00:27:25] Crafting your retirement. [00:30:46] 529 Plan Rollover Rules. [00:34:22] Delegation and financial planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Stress Testing Your Financial Plan 36:16

1 year ago36:16

36:16

In this podcast, Chad and Rob discuss various aspects of personal finance, wealth management, and estate planning. Throughout the episode, Chad and Rob delved into topics such as stress testing financial plans, the importance of estate planning, and the evolution of wealth management strategies over time. They also touched on the significance of having a solid financial plan in place to navigate market volatility and potential risks, emphasizing the need for proper asset allocation and risk management. Additionally, the conversation covered the role of relationships in financial planning, the impact of tax law changes on investment strategies, and the importance of managing wealth effectively to secure financial stability. Chad highlighted the importance of staying informed about market trends, utilizing financial planning tools and software, and making informed decisions to protect and grow one's wealth over time. Timestamps: [00:03:02] Stress testing for financial plans. [00:04:47] Planning for long-term care. [00:08:55] Retirement planning strategies. [00:12:54] Reacting to market fluctuations. [00:17:49] Estate planning. [00:20:29] Estate planning for younger families. [00:23:41] Estate planning and heirlooms. [00:28:49] Estate planning insights. [00:32:31] Wealth management strategies. [00:34:30] Geometric mean in wealth management. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Financial Planning Is A Dynamic Process 36:05

1 year ago36:05

36:05

In this episode, Chad and Rob delve into the complexity of financial planning, covering topics such as insurance, investments, taxes, 401ks, stock options, and more. Chad emphasizes the importance of proactive and ongoing financial planning, highlighting how life changes at different stages require continuous adjustments to financial strategies. The discussion underscores that financial planning is a dynamic process, not a one-time event, with factors like market trends impacting retirement plans and spending decisions. Timestamps: [00:00:52] What is financial planning. [00:04:51] Asset Allocation in Retirement. [00:08:37] Financial advice on social media. [00:15:29] The great wealth transfer. [00:16:19] Estate planning and inheritance changes. [00:19:36] Leaving inheritance wisely. [00:25:54] Keeping Trusts Separate [00:28:47] Wealth management company factors. [00:31:00] Real estate investment insights. [00:35:08] Certified financial planner's role. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Recent Market Fluctuations & Savings Trends Across Different Generations 37:11

1 year ago37:11

37:11

On this episode, Chad and Rob discuss the recent market downturn and its impact on retirement planning. Chad highlights the importance of saving for retirement, citing statistics on savings across different generations. Chad invites listeners to an upcoming event focused on retirement readiness and financial planning strategies. Tune in to gain insights on managing your finances for a stress-free retirement. Timestamps: [00:03:51] Portfolio construction is key. [00:04:59] Tax efficiency and retirement planning. [00:09:29] Jeff Bezos financial moves [00:13:29] Tax-efficient portfolio construction. [00:17:47] The importance of retirement readiness. [00:22:14] Private Credit and Direct Lending. [00:25:32] Private real estate tax efficiency. [00:26:14] Real Estate Investment Trusts. [00:32:36] Real estate investment stories. [00:36:04] Real estate investment trusts. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Readiness, Active Vs Passive Investing & Sequence Of Returns Risk 37:30

1 year ago37:30

37:30

Chad starts by discussing the upcoming event, "7 Steps for Retirement Readiness," which covers crucial aspects such as taxes, income, long-term care, safe money, investing, life goals, and health and wellness. He emphasizes the importance of this event in light of the challenges faced by investors in the current economic climate. Moving on, Chad delves into the world of investing, specifically focusing on the S&P 500, NASDAQ, and popular tech funds like XLK. He highlights the concentration of the S&P 500 in technology stocks and the need for diversification, especially as one approaches retirement and transitions from growth-focused investments to a more balanced portfolio. The discussion then shifts to the 4% rule, a guideline for determining retirement income. Chad explains that while the 4% rule is a useful starting point, it should not be blindly followed. He emphasizes the importance of having a comprehensive financial plan that considers factors like taxes, healthcare costs, and unexpected expenses. The episode also explores the active vs passive investing debate. Chad suggests that a combination of both approaches can be beneficial, with passive investing being more tax-efficient in taxable accounts and active management potentially outperforming in certain asset classes like small cap and international stocks. Lastly, Chad addresses the concept of sequence of returns risk, which refers to the impact of market fluctuations on retirement income. He emphasizes the need for a withdrawal strategy, diversification, and proper planning to mitigate the potential negative effects of market downturns. Overall, this episode of "New Focus on Wealth" provides valuable insights and practical advice for individuals seeking to enhance their retirement readiness, navigate the active vs passive investing landscape, and understand the risks associated with sequence of returns. Don't miss out on this informative and engaging discussion with Chad Burton, a seasoned financial planner. Timestamps: [00:01:35] Retirement challenges and inflation. [00:04:34] Concentration in investment portfolios. [00:10:05] The 4% rule. [00:14:55] Home maintenance and expenses. [00:17:57] The Suitcases Always Packed Pass. [00:22:34] Subscription management and savings. [00:26:02] Active Management in Other Asset Classes. [00:29:48] Trends in music industry. [00:31:47] Sequence Return Risk. [00:36:40] Long-term care and Medicaid planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Ensure A Secure & Fulfilling Retirement 37:27

1 year ago37:27

37:27

In this episode, Chad & Rob provides valuable insights and advice on preparing for retirement. From wealth accumulation to wealth management, Chad covers the essential steps to ensure a secure and fulfilling retirement. Here's a breakdown of what was discussed in this episode: Retirement Phases: Chad explains the two main phases of retirement - wealth accumulation (age 20-60) and wealth management (age 60-100). He emphasizes the importance of planning for each phase and adapting to changing circumstances. Five Years Out: Chad highlights the significance of dialing in your expenses and practicing retirement. He discusses the importance of finding purpose in retirement and managing financial freedom. Steps to Retirement Readiness: Chad previews the upcoming event, "Seven Steps for Retirement Readiness," where he will delve deeper into the essential steps for a successful retirement. Topics include expense management, withdrawal strategies, social security planning, and more. Healthcare Considerations: Chad advises on healthcare options for retirees, including COBRA, Covered California Plans, and Medicare. He emphasizes the need for careful tax planning and exploring premium tax credits. Rolling Over a 401k: Chad provides a step-by-step guide on rolling over a 401k into an IRA. He discusses the importance of choosing the right custodian, understanding pre-tax and Roth contributions, and handling company stock options. Annuities: Chad shares his insights on annuities, cautioning against the majority of annuity products in the market. He explains the importance of working with a fee-only advisor and considering alternatives like laddered bond portfolios. Consolidating Accounts: Chad discusses the benefits of consolidating retirement accounts into a single IRA. He explains how this simplifies management, allows for random withdrawals, and avoids blackout periods during 401k provider changes. Don't miss out on the valuable information shared in this episode! Join Chad Burton and Rob Black at the upcoming event, "Seven Steps for Retirement Readiness," where they will provide in-depth guidance on achieving a secure and fulfilling retirement. Sign up today at chadburton.com or robblackshow.com. Remember, retirement planning is a crucial aspect of your financial journey. Stay informed, make wise decisions, and secure your financial future with New Focus on Wealth. Timestamps: [00:01:02] Getting ready for retirement. [00:03:51] Planning for retirement expenses. [00:07:44] Spousal options and retirement. [00:11:39] Market highs and reduced risk. [00:15:08] Investing in value vs growth. [00:19:36-00:19:46] Giving notice and retirement plans. [00:23:23] Rolling options into annuities. [00:27:29-00:28:00] Annuities and life insurance policies. [00:32:34] After-tax dollars in 401k. [00:35:07] Rolling over retirement accounts. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Planning, Market Updates & Financial Tips 39:01

1 year ago39:01

39:01

The episode kicks off with a market update, discussing the performance of different indexes and highlighting the impact of China's economy on emerging markets. Chad also explores the challenges faced by regional banks and the potential risks associated with commercial loans and real estate investments. Moving on to retirement planning, Chad emphasizes the importance of knowing your expenses and understanding how they may change throughout different stages of retirement. He provides valuable insights into the 4% rule, which helps determine if your portfolio can sustain your desired lifestyle in retirement. Chad also touches on the significance of balancing your financial goals with your personal fulfillment, including travel plans, hobbies, and volunteer work. Throughout the episode, Chad shares practical tips and strategies, such as leveraging pledged asset lines to avoid selling securities, maximizing credit card rewards for travel, and navigating the complexities of timeshares. He also highlights the benefits of working with a certified financial planner to create a comprehensive financial plan tailored to your specific needs and goals. Don't miss out on this engaging and informative episode that will empower you to make sound financial decisions, plan for retirement, and achieve long-term financial success. Tune in now to gain a new focus on personal finance, wealth management, and the economy. Timestamps: [00:02:18] China's impact on emerging markets. [00:06:32-00:06:43] Commercial real estate loans refinancing. [00:07:59] Flushed down the toilet. [00:11:41] Commercial properties and restructuring. [00:15:26] Small cap value investing. [00:19:33] Financial considerations when selling homes. [00:24:00] Borrowing against securities for real estate. [00:26:59] The rule of 4%. [00:31:39] Rough year for snow. [00:33:35] Increasing vacation budget. [00:36:26] Planning vacations on the fly. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement Readiness & Healthcare Costs 37:09

1 year ago37:09

37:09

In this episode of New Focus on Wealth , certified financial planner Chad Burton dives into the important topics of retirement readiness and healthcare costs. Chad starts by discussing the seven steps to retirement readiness, which include assessing your financial situation, determining your asset allocation, and creating a withdrawal strategy. He emphasizes the importance of having enough safe money to cover expenses and the need for a proper tax plan to minimize taxes in retirement. The episode also delves into the rising healthcare costs in retirement. Chad highlights a study that reveals a typical US couple may need up to $413,000 to cover healthcare expenses in retirement, especially if they have high prescription drug needs. He explains the complexities of Medicare, supplemental plans, and the impact of income on healthcare costs. Throughout the episode, Chad emphasizes the need for individuals to prioritize their health and well-being in retirement. He encourages listeners to focus on maintaining a healthy lifestyle and making informed decisions about healthcare coverage. Don't miss this informative and engaging episode of New Focus on Wealth as Chad Burton provides valuable insights and strategies for retirement readiness and managing healthcare costs. Timestamps: [00:02:30] Valuations of technology companies. [00:06:09] Office real estate delinquencies. [00:07:46] Real estate investment trust companies. [00:13:04] Retirement planning and expenses. [00:15:02] Retirement readiness [00:19:04] How much to draw in retirement. [00:23:44] Tax situation changes with Social Security. [00:27:05] Long-term care and retirement. [00:30:00] Healthcare expenses in retirement. [00:34:15] Healthcare costs in retirement. [00:36:43] Retirement planning and saving. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Building A Retirement Portfolio & Proper Asset Allocation 34:44

1 year ago34:44

34:44

In this episode, host Chad & Rob discusses the importance of building a retirement portfolio and proper asset allocation. Chad emphasizes the stages of wealth accumulation and management and introduces the seven steps for retirement readiness. He also announces an upcoming event in Menlo Park, California, where attendees with $500,000 or more in stock market assets can learn about various financial topics. Tune in to gain valuable insights on retirement planning and investment strategies. Timestamps: [00:01:02] Retirement portfolio and asset allocation. [00:03:53] Asset allocation in retirement. [00:09:03] A good year in 2023. [00:13:08] Asset allocation and diversification. [00:17:08] Commercial real estate trends. [00:19:08] Real estate occupancy rates. [00:23:31] A 60-40 portfolio's recovery. [00:28:29] The order of stock market returns [00:30:37] Reverse dollar cost averaging. [00:33:58] Planning for retirement expenses. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Retirement, Cognitive Health & The Gut-Brain Connection 33:35

1 year ago33:35

33:35

The episode kicks off with a discussion on the seven steps to retirement readiness. Chad emphasizes the need for a comprehensive financial plan that goes beyond just having enough savings. He highlights the importance of tax efficiencies, safe money allocation, and planning for long-term care costs. Listeners are encouraged to attend an upcoming event hosted by Chad, where he will delve deeper into these topics. Chad also delves into the concept of linear cash flow and its significance in retirement planning. He explains how to calculate the rate of return needed to ensure a comfortable retirement and stresses the importance of being conservative in projections. By using a rate of return just under 6%, Chad helps listeners assess the longevity of their retirement savings. The conversation then shifts to the challenges retirees face, including healthcare costs and the decision of when to take Social Security. Chad provides valuable insights on navigating Medicare, choosing supplemental insurance, and optimizing Social Security benefits based on individual circumstances. He also highlights the impact of tax planning on retirement income and the benefits of charitable gifting from IRAs. In addition to financial planning, Chad emphasizes the importance of prioritizing health in retirement. He shares his personal interest in longevity and discusses the emerging research on the gut-brain connection, exercise, and healthy lifestyle choices. Chad encourages listeners to invest in their health now to enjoy a fulfilling retirement. Timestamps: [00:02:10] Linear cash flow. [00:04:10] Rate of return in retirement. [00:08:37] Average market gains and losses. [00:14:33] CFP Chad Burton's outdoor adventures. [00:16:20] Order of stock market returns. [00:20:09] Medicare and supplemental insurance. [00:23:05] IRA charitable contributions. [00:29:36] Gut health and brain function. [00:30:51] Focusing on healthcare and wellness. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Diversifying Company Stock, Strategies For 401k Rollovers & Impact Of Diet And Lifestyle On Inflammation 39:56

1 year ago39:56

39:56

The episode starts with a discussion on the potential rate cut by the Fed and its impact on the market. Chad also highlights the importance of diversifying your portfolio, especially if you are overweight in company stock. He shares strategies for reducing exposure to single company stock and maximizing tax benefits, including the net unrealized appreciation (NUA) tax strategy. Chad emphasizes the significance of understanding tax brackets and deductions in retirement planning. He explains how to leverage the standard deduction and capital gains tax brackets to minimize taxes and optimize your retirement income. Additionally, Chad provides valuable tips for improving your overall health, including cutting out sugar, processed foods, and alcohol, and incorporating intermittent fasting and infrared saunas. Timestamps: [00:01:13] Fed Day and rate cut. [00:06:28] First home buying challenges. [00:07:56] Commission-based stock trading. [00:11:41] Overweight in company stock. [00:17:22] Net unrealized appreciation tax benefits. [00:19:19] Endless travel pass. [00:24:15] Tax planning in retirement. [00:27:08] Rolling over 401k to IRA. [00:31:11] Mailing checks to your brokerage firm. [00:34:07] Dealing with pain and inflammation. [00:37:58] Diets and health effects. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Risks Associated With Concentrated Stock Positions & Importance Of Diversification 35:44

1 year ago35:44

35:44

In this episode of New Focus on Wealth, certified financial planner Chad Burton dives into the important topics of retirement readiness and managing concentrated stock positions. Chad begins by sharing his personal experience attending his father's retirement party and reflecting on the concept of retirement. He then introduces the upcoming event, "Seven Steps for Retirement Readiness," hosted by EP Wealth Advisors, where he will be discussing crucial aspects of retirement planning such as taxes, income, long-term care, safe money, investing, life goals, and health and wellness. The conversation shifts to the recent rally in the market sparked by the anticipation of rate cuts by the Federal Reserve. Chad explains the implications of rate cuts and the potential impact on the economy. He also discusses the inverted yield curve and its historical correlation with recessions. The discussion then delves into the importance of asset allocation, specifically the balance between growth and value investments. Chad emphasizes the need for diversification, especially as individuals approach retirement. He highlights the performance differences between growth and value ETFs and the significance of rebalancing one's portfolio. The episode also addresses the challenges of managing concentrated stock positions. Chad provides practical steps to mitigate risk, including selling vested RSUs, trimming ESPPs, and reviewing 401(k) investments. He emphasizes the need to diversify and reduce risk as retirement approaches. Furthermore, Chad explores the strategy of selling covered calls as a way to generate income and manage concentrated positions. He explains the concept of call options and how they can be used to hedge against potential losses or create income. He also clarifies common misconceptions about selling calls and the benefits of actively managing these positions. Overall, this episode of New Focus on Wealth offers valuable insights and practical advice for individuals preparing for retirement and managing concentrated stock positions. Listeners will gain a deeper understanding of retirement readiness and the importance of diversification in building a secure financial future. Timestamps: [00:03:08] Recent rally sparked by rate cuts. [00:06:06] Inverted yield curve and recession. [00:07:32] Rebalancing investment portfolios. [00:12:05] Tech wreck and higher interest rates. [00:18:08] Concentrated stock positions. [00:19:30] Concentrating on stock positions. [00:23:05] Mega Roth 401k option. [00:26:46] Retirement and wealth issues. [00:30:09] Selling covered calls. [00:33:28] Diversification through selling calls. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Recent Market Rally & The Potential Impact Of Interest Rate Cuts 38:12

1 year ago38:12

38:12

In this episode of New Focus on Wealth, host Chad Burton discusses the current market conditions and the potential impact of interest rate cuts. He explains that there was a rally in both stocks and bonds at the end of 2023, driven by the expectation that the Fed would cut interest rates four to six times. However, Burton warns that this may not be a positive sign, as excessive rate cuts indicate a struggling economy. He emphasizes that rate cuts are primarily beneficial for bonds and explores the reasons behind them, which is to stimulate economic growth. Listeners are encouraged to be cautious and mindful of the potential implications of these rate cuts on their investments. Timestamps: [00:02:17] Emerging market assets dropping. [00:07:11] An interesting topic. [00:08:35] Drop in real estate agents. [00:13:30] Online crypto trading scams. [00:17:19] Inflation and grocery store prices. [00:19:32] Proper inflation rate. [00:23:06] Bucket list and retirement expenses. [00:28:31] Retirement planning and market volatility. [00:30:06] Diet and its significant changes. [00:33:09] Aging and health through diet. [00:37:11] Annuities for growth. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Upcoming Elections & Potential Changes in Taxes 41:42

2 years ago41:42

41:42

In this episode of New Focus on Wealth, host Chad Burton discusses the themes for 2024 in the stock market and economy. Despite expectations of a recession in 2023, it did not materialize. Looking ahead, the upcoming elections and potential changes in taxes and other policies are important factors to consider. The overall theme is that the Federal Reserve has likely achieved a soft landing by raising rates. Stay tuned to gain insights into the financial landscape for the year ahead. Timestamps: [00:01:24] Wacky elections and taxes. [00:04:03] 10-year bond overvalued. [00:08:01-00:08:12] Value over growth in 2024. [00:10:53] REITs underperforming S&P 500. [00:16:40] Volatility and consistent returns. [00:18:14] REITs and real estate investment trusts. [00:23:24] Safe money ideas for retirees. [00:25:23] Tradable money market funds. [00:30:23] Estate tax and gifting limits. [00:33:36] Estate planning for pets. [00:37:35] Rental property income discrepancies. [00:40:01] Real estate as a business. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
2023: A Year of Interest Rate Volatility / Financial Planning Tips for 2024 37:01

2 years ago37:01

37:01

In 2023, interest rates underwent significant fluctuations, starting with an inversion where the two-year U.S. Treasury paid more than the 10-year U.S. Treasury. However, as the year progressed, interest rates rallied. By year-end, the 10-year U.S. Treasury rate stood at approximately 3.88%, reaching a peak of 4% at one point. Meanwhile, the two-year treasury closed the year at 4.23%. This unprecedented volatility in interest rates had a profound impact on the market. The episode highlights the strong performance of the NASDAQ, with the QQQ ETF rallying by 54.85%. This indicates that the QQQ ETF, which tracks the NASDAQ's performance, achieved a total return of 54.85% in 2023. This remarkable increase surpassed other major indexes like the S&P 500. The NASDAQ's robust performance can be attributed to the recovery of tech stocks, which had experienced a decline in the previous year. Additionally, the S&P 500 delivered a total return of 26.19% in 2023, indicating a positive year, albeit not as strong as the NASDAQ. In 2023, growth stocks significantly outperformed value stocks. The NASDAQ, which heavily comprises growth stocks, achieved a total return of 54.85% for the year, while the S&P 500, consisting of a mix of growth and value stocks, achieved a total return of 26.19%. This highlights the strong performance of growth stocks in the market. However, it remains crucial to maintain a balanced portfolio that includes both growth and value stocks. While growth stocks may have outperformed in 2023, value stocks tend to exhibit more stability and provide consistent returns over the long term. Value stocks are often attractively priced and possess lower price-to-earnings ratios, making them more resilient during market volatility. By incorporating both growth and value stocks into a balanced portfolio, investors can benefit from the potential upside of growth stocks while enjoying the stability of value stocks. This approach helps mitigate risk and provides more consistent returns over the long term. Furthermore, diversifying the portfolio by including different asset classes, such as bonds and international stocks, can further enhance stability and performance. Spreading investments across various sectors and regions reduces the impact of any single investment or market segment on the overall portfolio. In summary, while growth stocks may have outperformed in 2023, it is essential to maintain a balanced portfolio that includes both growth and value stocks, along with other asset classes. This approach enables investors to achieve consistent returns and mitigate risk over the long term. Timestamps: [00:05:06] Wild ride in interest rates. [00:09:29] Endless travel for $2,500. [00:09:58] Value versus growth investing. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Tax Loss Harvesting & Direct Indexing 38:07

2 years ago38:07

38:07

In this episode of New Focus on Wealth, certified financial planner Chad Burton provides valuable insights into the current state of the market and offers expert advice on managing your investments. Chad discusses the recent market rally since November 1st, highlighting the performance of various asset classes such as the S&P 500, equal-weighted S&P 500 ETF, emerging markets, international developed markets, Russell 2000, and bonds. He emphasizes the importance of diversification and the potential opportunities in areas that have experienced price declines. The episode also delves into the concept of tax loss harvesting, where Chad explains how investors can strategically sell assets showing losses to offset gains and reduce their tax liability. He provides examples and tips on how to effectively implement this strategy in a taxable investment account. Furthermore, Chad explores the benefits of direct indexing for high-net-worth individuals, explaining how it allows investors to replicate the holdings of an index fund or ETF and actively manage their portfolio to optimize tax efficiency. Timestamps: [00:00:41] Market performance since November 1st. [00:07:18] Large cap outperformance versus small cap. [00:10:09] Bond market volatility. [00:18:38] Retirement planning resources. [00:19:35] Managing taxes on portfolios. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Understanding ETFs, Direct Indexing & Year-End Tax Moves 37:44

2 years ago37:44

37:44

In this episode of "New Focus on Wealth," Certified Financial Planner Chad Burton provides a market update, discussing the performance of various indices and asset classes. He highlights the strong performance of the NASDAQ and S&P 500, as well as the potential opportunities in emerging markets and actively managed funds. Chad also shares year-end tax moves to consider, including tax loss harvesting and managing capital gains distributions. He delves into the 4% draw rule for retirement income, explaining its limitations and the importance of adjusting spending during market downturns. Additionally, Chad explores the differences between ETFs and mutual funds, emphasizing the tax efficiency of ETFs in taxable accounts. Overall, this episode offers valuable insights and strategies for managing wealth and making informed financial decisions. Timestamps: [00:01:09] Tech recovery [00:04:10] Selective value stocks outperforming. [00:08:31] Year end tax moves. [00:13:00] Selling stock tax-wise for the year. [00:15:25] Capital gains tax brackets. [00:19:14] The 4% draw rule. [00:24:20] Stock market recoveries can be fast. [00:28:00] Guardrails for retirement spending. [00:31:18] ETFs vs Direct Indexing. [00:34:05] Tax efficiency of ETFs. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Future of Airline Miles: Devaluation or Opportunity? 39:27

2 years ago39:27

39:27

In this episode of "New Focus on Wealth," certified financial planner Chad Burton provides a comprehensive market update, discussing the recent rally in stocks, the bond market, and the potential impact of the Federal Reserve's interest rate decisions. He highlights the performance of different indexes, such as the NASDAQ, S&P 500, and Russell 2000, and emphasizes the importance of diversification in a balanced portfolio. Chad also delves into the value of credit card points and airline miles, addressing concerns about potential devaluation and the impact of the Credit Card Competition Act. Additionally, he shares insights on the significance of water consumption for overall health and retirement readiness, emphasizing the importance of staying hydrated and maintaining a healthy lifestyle. The episode concludes with a reminder to sign up for a webinar on retirement readiness and the benefits of using a corporate bond ladder in retirement planning. Timestamps: [00:01:10] Market update and rally. [00:03:42] Commercial refinance issue coming up. [00:08:46] Small cap market performance. [00:13:13] Value versus growth performance. [00:16:41] Market oversold in 2022. [00:19:30] Endless travel pass. [00:23:31] Retirement portfolio strategies. [00:26:05] Air miles devaluation concerns. [00:29:23] Value of airline miles. [00:33:56] Water consumption and health. [00:37:24] Retirement and community living. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Dynamic Withdrawal Strategies, Charlie Munger's Legacy, HSA Accounts & Retirement Readiness 48:18

2 years ago48:18

48:18

In this episode of "New Focus on Wealth," certified financial planner Chad Burton discusses various topics related to retirement planning and financial security. He starts by paying tribute to Charlie Munger, vice chairman of Berkshire Hathaway, who recently passed away. Chad then delves into the performance of Berkshire Hathaway over the years and highlights the differences between its A and B shares. He also provides an update on the overall market and discusses the importance of having a dynamic withdrawal strategy in retirement, taking into account factors such as tax planning, healthcare costs, and market cycles. Chad emphasizes the need to track expenses, consider long-term care insurance, and utilize health savings accounts (HSAs) for retirement planning. He concludes by stressing the significance of maintaining good health and staying active in retirement. Listeners are invited to sign up for a webinar on the seven steps for retirement readiness, hosted by Chad and Rob Black. Timestamp: [00:01:33] Charlie Munger's passing. [00:05:24] Value investing performance. [00:09:41] Layaway and credit card usage. [00:13:59] Medicare and supplemental insurance. [00:17:42] Retirement withdrawal strategy. [00:19:16] Endless travel for $2,500. [00:24:18] Running Retirement on Fixed Budget. [00:27:31] Long-term care costs. [00:30:10] Long-term care insurance policies. [00:33:33] Health Savings Account benefits. [00:37:21] A shocking dance floor accident. [00:41:13] The 4% draw rate. [00:45:09] The benefits of EP Wealth's software. [00:47:52] Seven steps to retirement readiness. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Navigating Taxes, Investments & Health for a Secure Future 37:59

2 years ago37:59

37:59

In this podcast episode, the host, Chad Burton, discusses various topics related to personal finance, wealth management, and retirement readiness. Here are some key points covered in the episode: The stock market performance in 2023, with the NASDAQ up 46.5% and the S&P 500 up 19.85%. The impact of the Federal Reserve's interest rate cycle on market performance. The importance of balanced portfolios and volatility management in retirement planning. The use of AI technology, such as chat GPT-4, in changing the way people search for information online. The need for investors to be cautious about chasing high returns and to focus on long-term investment strategies. The expectation of future tax increases and the importance of utilizing Roth IRAs and Roth 401(k)s for tax-free growth. The potential challenges facing the Social Security system and the need for individuals to plan for retirement beyond relying solely on Social Security benefits. The impact of processed foods and microplastics on mental health and overall well-being. The benefits of focusing on health and exercise in retirement planning. Additionally, the host mentions a webinar on "Seven Steps for Retirement Readiness" that he and Rob Black will be conducting on December 7th. He encourages listeners to sign up for the webinar and provides information on how to do so. Timestamps: [00:01:34] Tech stocks and market cycles. [00:06:46] How well international developed has done. [00:08:01] Historically high interest rates. [00:11:38] Recession and earnings calls. [00:17:14] Taxation of Social Security. [00:19:05] Taxes and FICA Contribution. [00:24:12] Mega Roth 401k. [00:27:09] Tax-free growth in a Roth. [00:32:46] Mental health and processed foods. [00:34:24] Terrible effects of plastic water bottles. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Market Updates & Strategies For Funding Charities During The Month Of Giving 55:01

2 years ago55:01

55:01

In this episode of the podcast "New Focus on Wealth," host Chad Burton, a certified financial planner, discusses various topics related to personal finance, wealth management, and the economy. The episode begins with a disclaimer that the views and opinions expressed are not necessarily those of the radio station or its sponsors, and should not be taken as legal, tax, or investment advice. Listeners are encouraged to consult with an appropriate advisor before making any financial decisions. Chad Burton starts by introducing himself as a certified financial planner and invites listeners to send in their money-related questions. He mentions that the episode will cover the current state of the market, IRA to Roth conversions, and strategies for funding charities during the month of giving. The discussion on the market begins with an overview of the S&P 500 and its tech-heavy composition. Chad explains that the market has experienced a rally in recent weeks due to the Federal Reserve signaling a pause in interest rate hikes. He emphasizes the importance of not trying to time the market and highlights the need for a long-term perspective when investing. The conversation then shifts to IRA to Roth conversions, which are particularly relevant for retirees. Chad explains that November is an ideal time for year-end planning, as individuals have a good idea of their tax situation for the year. He emphasizes the benefits of Roth conversions in retirement planning, such as maximizing tax savings and creating a tax-free growth account. However, he cautions that careful analysis and consultation with a financial planner and tax advisor are necessary to navigate potential pitfalls, such as the impact on premium tax credits and Medicare premiums. Lastly, Chad discusses strategies for funding charities during the month of giving. He encourages listeners to consider their tax brackets and the potential benefits of donating appreciated assets, such as stocks or real estate, to minimize taxes and maximize charitable impact. Overall, this episode provides valuable insights into the current market conditions, retirement planning strategies, and charitable giving considerations. Chad Burton's expertise as a certified financial planner shines through as he offers practical advice and encourages listeners to take a long-term perspective in their financial decisions. Timestamps: [00:01:19] Retirement readiness and planning. [00:04:14] The impact of rising interest rates. [00:09:36] The broad market performance. [00:12:28] Bond market rally and rates. [00:16:37] Real estate investment trusts. [00:20:05] REITs and Small Caps Performance. [00:23:16] IRA to Roth conversions [00:35:00] Roth IRA conversions and taxes. [00:38:09] Capital gains tax brackets. [00:44:06] Moving money from an IRA to a Roth. [00:45:52] Charitable giving strategies. [00:49:48] Donor advised funds. [00:52:26] Qualified charitable distribution. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Performance Of Different Asset Classes & The Appropriate Use Of Life Insurance In Financial Planning 43:09

2 years ago43:09

43:09

In this episode of the podcast, certified financial planner Chad Burton provides insights and analysis on various financial topics. The episode begins with a discussion on the current state of the market, focusing on the S&P 500 and NASDAQ indexes. Burton explains the composition of these indexes and highlights the dominance of tech stocks in their performance. He also emphasizes the importance of diversification in building portfolios and cautions against solely relying on large-cap growth stocks. Burton then delves into the performance of different asset classes, including emerging markets, international developed markets, small-cap and mid-cap stocks, and real estate. He compares their returns for the year and provides context by examining their performance since January 2022. He notes that while large-cap growth stocks have seen significant gains this year, other asset classes are still down from their January 2022 levels, presenting potential opportunities for investors. The discussion shifts to fixed income investments, particularly bonds. Burton highlights the attractive yields currently available in the bond market and suggests considering options such as corporate bond ladders and treasury ladders. He explains how these strategies can provide consistent cash flow and potential capital appreciation if interest rates decline in the future. In the latter part of the episode, Burton addresses the topic of life insurance. He clarifies his stance on life insurance, stating that he supports its use when appropriate, such as for protecting families, funding buy-sell agreements, and addressing estate planning needs. However, he cautions against using life insurance as a blanket investment and emphasizes the importance of prioritizing other retirement savings options, such as maxing out 401(k) contributions and Roth IRAs, before considering cash value life insurance policies. Burton concludes the episode by providing a formula for determining life insurance coverage based on income, number of children, and outstanding debts. He also discusses specific scenarios where life insurance can be beneficial, such as second marriages, key person insurance for businesses, and estate tax planning. Overall, this episode offers valuable insights into the current market conditions, the performance of different asset classes, and the appropriate use of life insurance in financial planning. Chad Burton's expertise as a certified financial planner shines through as he provides practical advice and guidance for listeners. Timestamps: [00:01:15] S&P 500 and NASDAQ components. [00:04:09] Asset class performance [00:07:26] Tech stocks performance. [00:12:31] Small cap value opportunities. [00:15:21] REITs and their decline. [00:19:18] Earnings growth in the S&P 500. [00:23:11] Bonds creating stock market competition. [00:27:48] The stock market and bonds. [00:30:42] Buy term and invest. [00:35:40] Long-term care insurance tax. [00:39:08] Estate tax and life insurance. [00:41:12] The downsides of life insurance. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Importance Of Seeking Unbiased Advice From A Certified Financial Planner Practitioner 35:59

2 years ago35:59

35:59

In this episode, Chad & Rob dive into the seven tests for retirement readiness, providing valuable insights and advice to help you make sense of your money matters. With over 28 years of experience in finance and investing, Chad draws from his expertise to guide you through the intricacies of retirement planning. But before delving into the tests, Chad emphasizes the importance of seeking unbiased advice from a certified financial planner practitioner, rather than relying on financial advisors who may be more focused on selling products than providing comprehensive planning. He also highlights the need to have a clear understanding of your expenses, including non-discretionary and discretionary costs, as well as healthcare expenses and potential future expenses such as grandkids' gifts, home maintenance, and vacations. Chad stresses the significance of considering your tax situation and the potential impact of market corrections on your portfolio. He also touches on the importance of long-term care planning and the various options available, such as long-term care insurance, hybrid life insurance policies, and Medicaid planning. Throughout the episode, Chad emphasizes the need for a well-rounded financial plan that takes into account risk tolerance, tax planning, safe money allocation, and the potential impact of market fluctuations. Don't miss this informative episode that will help you assess your retirement readiness and make informed financial decisions. Timestamps: 00:02:04 Prepare for retirement with unbiased advice. 00:06:26 Retirement planning requires careful consideration. 00:14:23 Plan for longer retirement years. 00:15:16 Eating healthy is important. 00:21:10 Long-term care planning is crucial. 00:27:07 Long-term care insurance reduces stress. 00:30:01 Adjust portfolio for retirement success. 00:35:29 Financial planning event this Saturday. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Different Phases Of Retirement & Financial Considerations That Come With Each Stage 1:07:14

2 years ago1:07:14

1:07:14

In this episode, Chad & Rob dive into the complex world of retirement income and strategies. From taxes and healthcare costs to investment withdrawal and Social Security, Chad breaks down the different phases of retirement and the financial considerations that come with each stage. He also discusses the importance of having a solid retirement plan, especially for those aged 55 and older with significant investable assets. Chad also highlights an upcoming event, the "Seven Tests of Retirement Readiness," where attendees can gain valuable insights and guidance on navigating the complexities of retirement. Whether you're looking to optimize your retirement income or make informed financial decisions, this episode offers valuable advice and expert insights from a seasoned financial planner. Timestamps: 00:01:27 Retirement income strategies and phases. 00:05:08 Social Security benefits and taxes. 00:10:11 Consider bond laddering for safety. 00:15:00 Be cautious when rolling over a 401k into an IRA, especially if you're a high income earner or planning to retire before age 59 and a half. 00:20:29 Rolling over 401k to IRA. 00:26:00 401k rollovers require careful planning. 00:30:37 Retirement plan management options. 00:35:24 Tech companies dominate market index. 00:40:29 Active management can pay off. 00:46:00 Proper asset allocation reduces risk. 00:50:05 Individual bond ladders offer stability. 00:55:00 Careful consideration before buying. 01:00:47 Real estate analysis for retirement. 01:04:30 Real estate investment options explained.…

New Focus on Wealth with Chad Burton

1
Prioritize Health In Retirement To Ensure A Fulfilling & Enjoyable Experience 1:01:15

2 years ago1:01:15

1:01:15

In this episode of the podcast, certified financial planner Chad Burton joins host Rob Black to discuss the various aspects of retirement planning and wealth management. The episode focuses on the importance of retirement readiness and happiness, emphasizing the need to plan for a fulfilling and financially secure future. Chad highlights the significance of factors such as taxes, income, long-term care, safe money, investing, life goals, and health and wellness in retirement planning. He also delves into the complexities of required minimum distributions (RMDs) and Roth conversions, providing valuable insights and strategies to navigate these aspects of retirement planning. Additionally, Chad sheds light on unexpected retirement expenses, such as taxes, inflation, healthcare costs, home maintenance, travel expenses, and the financial implications of losing a spouse. Timestamps: [00:02:00] Delaying retirement for happiness. [00:04:24] Bad advice versus a fiduciary. [00:08:22] Account consolidation and taxes. [00:10:57] RMDs - a ticking tax time bomb. [00:15:05] Avoiding taxes with charitable donations. [00:19:50] Seven Tests of Retirement Readiness. [00:23:14] Tax benefits of a Roth IRA. [00:25:13] Health insurance and retirement. [00:29:06] Self-employed 401k strategies. [00:33:14] Home maintenance expenses. [00:35:43] Rising vacation costs. [00:39:23] Timing the market doesn't matter. [00:43:29] Retiring before a market decline. [00:46:01] Social Security sustainability. [00:49:10] Taxes on Social Security. [00:53:02] Market performance scenarios. [00:56:18] Knowing when to sell. [01:00:10] Selling covered calls for income. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Gifting To Family & Charity For Year-end Tax Planning 34:43

2 years ago34:43

34:43

In this podcast episode, Chad & Rob cover the topic of gifting to family and charity for year-end tax planning. Chad emphasizes the importance of doing a long-term cashflow projection and considering the potential taxes that need to be paid when drawing from retirement accounts. Burton explains that individuals can gift to as many people as they want, but exceeding $17,000 to a single person requires filing a gift tax return. He also discusses the estate tax exemption and how gifting can help reduce the taxable estate. Timestamps: [00:01:52] Gifting rules and tax implications. [00:03:48] Gifting to reduce estate tax. [00:07:37] Setting up spousal lifetime access trusts. [00:11:11] Health and fitness advice. [00:14:39] Giving from IRA to charity. [00:17:59] Donor-advised fund. [00:21:01] Tax deductions for charitable giving. [00:24:29] Charitable remainder trust and donor advised funds. [00:29:08] Tax loss harvesting. [00:32:39] Lower taxes for longer. [00:34:06] Accumulating wealth and financial planning. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Welcome To Correction Day 37:26

2 years ago37:26

37:26

In this episode of New Focus on Wealth, host Chad Burton discusses the current stock market correction and its implications for investors. He explains that a correction occurs when the market is down 10% from a recent peak and highlights that most indexes have been negative since January 2022. Chad also mentions the impact of rising interest rates on tech stocks and the subsequent rally in the AI sector. Despite the QQQ ETF representing the NASDAQ being up 33.87% for the year, it is still down from its highs. Listeners are encouraged to consult a financial advisor before making any investment decisions. Timestamps: [00:03:08] Overall stock market performance. [00:04:14] Negative year in bonds. [00:07:53] Safe money in retirement. [00:11:08] Stock market corrections. [00:15:34] Tech stocks and buying opportunities. [00:19:26] Interest rates [00:22:13] Massive inflation caused by PPP loans and ERC credits. [00:26:05] Bonds as buying opportunities. [00:29:05] Laddered bond portfolios with high yields. [00:33:19] High yield bonds and risk. [00:36:09] Tax loss harvesting. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Insights Into The World of Bonds & Their Implications for Investors 35:10

2 years ago35:10

35:10

In this episode of "Joining Me Now" Chad & Rob discuss the complexities of the bond market and the differences between short-term and long-term bonds. Chad explains that bonds are essentially IOUs where investors lend money to the government or corporations in exchange for a rate of return. To gauge the performance of the bond market, Burton suggests looking at the total return of different ETFs. Timestamps: [00:02:14] Bond market performance. [00:04:00] Reinvestment risk and bond portfolio. [00:07:55] The vibe in the bond market. [00:11:32] Long-term care insurance. [00:14:20] Long-term care insurance complexities. [00:18:27] Spending habits and retirement. [00:21:20] Long-term care tax. [00:25:02] Inter-family reverse mortgage [00:29:13] Viatical settlements and life insurance. [00:33:09] FTX bankruptcy and Bitcoin. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Proactive Planning & Professional Guidance To Determine The Best Route For Long-Term Care 38:21

2 years ago38:21

38:21

In this episode of New Focus on Wealth, host Chad Burton provides a market update and discusses the recent pullback in stocks and bonds. He shares the current numbers for the S&P 500 and highlights the comparison between the S&P 500 and the NASDAQ. Chad also mentions an upcoming event on retirement readiness and encourages listeners to sign up. Timestamps: [00:01:23] Market update and performance. [00:04:23] Stock market performance analysis. [00:09:21] Small cap stocks and recovery. [00:14:04] REITs and rising interest rates. [00:16:32] Real estate investment trusts. [00:21:06] Bond rates reinvestment risk. [00:25:00] Laddering Treasury bonds and corporate bonds. [00:30:57] Medicaid and Spousal Impoverishment. [00:32:41] Medicaid planning for nursing homes. [00:36:23] Planning for long-term care. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Resilient Economy Despite Inverted Yield Curves And Higher Interest Rates 37:46

2 years ago37:46

37:46

In this episode of "New Focus on Wealth," host Chad Burton provides a market update, discussing the resilient economy despite inverted yield curves and higher interest rates. He also touches on the topic of inflation, with the CPI coming in slightly higher than expected. The episode concludes with a discussion on the rise in energy prices, particularly oil prices reaching a new year-to-date high. Timestamp: [00:01:05] Inflation and interest rates. [00:06:56] REITs and their performance. [00:08:25] Real estate investment and office buildings. [00:12:26] ETFs and Index Funds [00:15:18] Weird math. [00:21:07] Where active management pays off. [00:24:06] Investing beyond index funds. [00:29:49] Asset location and tax efficiency. [00:32:08] Pay attention to your diet. [00:36:06] Probiotics for ADHD and depression. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Importance of Having a Will, Trust, Power of Attorney & Healthcare Directive 37:13

2 years ago37:13

37:13

In this episode, host Chad Burton provides a market update and discusses estate planning. He explains the importance of having a will, trust, power of attorney, and healthcare directive, and addresses the cost associated with these documents. Additionally, he shares that the S&P 500 has seen a rally with a total return of 18.36% for the year. Timestamps: [00:01:36] Market cap weighted index. [00:05:21] Weaker dollar and international positions. [00:08:22] Inverted yield curve. [00:11:22] Roth 401k and tax breaks. [00:17:06] Roth contributions and tax deductions. [00:19:07] What is an estate plan? [00:25:02] Power of attorney for digital assets. [00:26:09] Incapacity and healthcare directive. [00:30:55] Leaving money for kids. [00:34:06] Fully discretionary trust. [00:36:40] Financially screwing up kids. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Achieving a Successful Retirement: Financial Clarity and Fulfillment 34:28

2 years ago34:28

34:28

In this episode, Chad & Rob discuss various finance and investment topics, including retirement and wealth preservation. Chad highlights the importance of being prepared for retirement and the potential consequences of not doing so. Chad also explains the significance of the CFP (Certified Financial Planner) designation and how it plays a vital role in managing portfolios. Timestamps: [00:01:31] The CFP designation. [00:05:23] Retirement planning complexities. [00:08:02] Social Security and retirement. [00:11:28] Taxes in retirement. [00:17:36] Long-term care planning. [00:19:03] Medicaid planning and spousal impoverishment. [00:22:24] A sausage grinder inheritance. [00:26:49] Phantom income in taxable accounts. [00:32:07] A successful retirement look. [00:33:19] Higher portfolio value investment options. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Issue Of Overspending In Retirement 38:12

2 years ago38:12

38:12

In this podcast, Chad & Rob discuss the importance of budgeting in retirement. They highlight the risk of overspending in the early years of retirement, especially when faced with a market correction. Burton suggests using a baseline approach, such as living off 70-80% of current income, or looking at net income after taxes to determine retirement spending. He also mentions the need to account for healthcare costs, as retirees are responsible for their own healthcare until they reach 65 and become eligible for Medicare. Timestamps [00:02:18] Spending in retirement. [00:06:21] Safe cash withdrawal rate. [00:08:00] Retirement challenges and portfolio management. [00:13:24] Health and retirement planning. [00:14:13] Whitewater rafting and injuries. [00:19:31] Retirement savings statistics. [00:21:10] Social Security and retirement. [00:24:14] Asset location and tax efficiency. [00:28:04] The stock market's safety. [00:30:44] Retirement savings for low-income workers. [00:34:01] Making assets last in retirement. [00:37:15] Maximizing Social Security Benefits. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Current Earnings Season & Performance Of The S&P 500 & Nasdaq 38:48

2 years ago38:48

38:48

In this podcast, Chad & Rob, discuss the current earning season and its impact on the market. They note that while reports have been better than expected, there is still an overall earnings decline of the S&P 500. However, the S&P 500 has seen a 14.95% return, indicating a slight pullback from previous levels. The discussion also touches on the importance of comparing the S&P 500 to the Nasdaq. Tune in to gain valuable insights into the financial landscape. [00:02:20] Tech stocks and market performance. [00:04:18] Inverted yield curve. [00:08:51] The order of stock market returns. [00:11:35] Sequence of returns. [00:16:20] Shortcut mentality in wealth management. [00:20:07] Larger portfolios for retirement. [00:21:47] Portfolio design and alternatives. [00:25:07] Evolving retirement plans. [00:29:27] Financial planning in changing times. [00:32:02] Finding a retirement location. [00:36:22] Paying off mortgages vs. investing. [00:38:26] Should I stay retired? Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Avoid Retirement Mistakes: The Seven Retirement Readiness Tests 37:37

2 years ago37:37

37:37

In this episode, Chad Burton and Rob Black discuss the retirement readiness test and their upcoming event. They also address what to do when a retirement plan fails, emphasizing the importance of seeking unbiased and fiduciary-based advice. Listeners are encouraged to attend the event for more in-depth knowledge on personal finance and wealth management. Timestamps: [00:02:28] Saving more for retirement. [00:04:21] After-tax contributions to Roth 401k. [00:07:12] Roth 401k changes. [00:13:06] Cutting expenses in retirement. [00:15:11] Investing for children's accounts. [00:20:31] Paying off non-mortgage debt. [00:23:32] Downsizing and moving in the future. [00:24:33] Retirement savings and downsizing. [00:29:07] Maximizing rental property income. [00:31:12] Expensive annuity contracts. [00:35:16] Expenses that retirees forget. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Seven Key Tests for Retirement 39:14

2 years ago39:14

39:14

In this episode, Chad Burton discusses the importance of focusing on health in retirement. He emphasizes that while financial planning is crucial, it is equally important to prioritize one's physical and mental well-being. Burton shares personal experiences and observations from working with older clients, highlighting the impact that poor health can have on the enjoyment of retirement. He encourages listeners to invest in their health by exercising regularly, eating well, and taking proactive measures such as medical scans and tests to address potential health issues. Burton also discusses the various aspects of retirement planning, including budgeting for travel and hobbies. He emphasizes the need to consider both fixed and variable expenses, such as healthcare costs, home remodeling, and car purchases. The episode touches on the growing field of longevity and biohacking, with Burton cautioning against getting overwhelmed by the abundance of supplements and testing options available. Ultimately, he stresses the importance of finding a balance between financial planning and maintaining good health to ensure a fulfilling and enjoyable retirement. Timestamps: [00:01:29] The life plan and fulfillment task. [00:06:59] The cost of longevity. [00:08:29] Eating well and longevity. [00:12:41] Focus on your health. [00:15:57] Infrared sauna and cold plunge. [00:21:09] Full body scan issues. [00:24:11] Supplements and health focus. [00:28:00] Cognitive needs in retirement. [00:32:40] What retirement activities cost. [00:36:09] Longevity and biohacking. [00:37:52] Fulfillment in retirement. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Seven Tests of Retirement Readiness: A Comprehensive Guide to Financial Preparedness 39:13

2 years ago39:13

39:13

In this episode, Rob Black and certified financial planner Chad Burton discusses the seven tests of retirement readiness. Chad breaks down each test and provides valuable insights and strategies for achieving a secure and fulfilling retirement. From the linear cash flow test to the tax test, Chad covers important considerations such as expenses, risk tolerance, tax planning, and more. Listeners will gain a deeper understanding of what it takes to be financially prepared for retirement and learn how to make informed decisions to ensure a comfortable and prosperous future. Rob and Chad delve into the seven tests of retirement readiness, offering ideas, hints, tips, and tricks for achieving a successful retirement. With a focus on personal finance, wealth management, and the economy, Chad provides valuable advice on topics such as unbiased advice, detailed expense tracking, risk tolerance, tax planning, and the importance of health and fitness in retirement. Listeners will gain valuable insights and practical strategies to help them make informed financial decisions and achieve their retirement goals. Timestamps: 00:02:30 Retirement readiness requires unbiased advice. 00:05:12 Travel costs have increased. 00:10:28 Retirement readiness requires careful planning. 00:21:07 Prepare for market downturns. 00:26:21. Tax planning is crucial in retirement. 00:34:48 Planning for retirement is crucial. 00:36:00 Focus on health in retirement. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
The Recent Downgrade of the US Government's Credit Rating by Fitch 39:35

2 years ago39:35

39:35

In this episode, Chad Burton discusses the recent downgrade of the US government's credit rating by Fitch. He highlights the fiscal and political instability as the reasons for the downgrade. Despite the government's ability to borrow, the interest rates are increasing. Chad emphasizes the need for new leaders and term limits to address the country's growing debt, which currently stands at around 120 percent of GDP. Timestamps: [00:01:40] We need new leaders. [00:04:05] Strongest recovery of any. [00:08:30] Lower income and unfair treatment. [00:12:43] Inverted yield curve. [00:14:38] Rebalancing and bond strategies. [00:18:57] Large cap tech valuations. [00:24:11] Retirement portfolio allocation [00:28:30] Knowing your discretionary expenses. [00:29:21] Retirement and fulfillment. [00:35:09] Medicare part B premiums. [00:36:10] Linear cash flow model. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
A Week of Surprising Headlines & Earnings Reports 38:55

2 years ago38:55

38:55

In this episode of "New Focus on Wealth," host Chad Burton discusses a range of topics, including UFO hearings, a potential mini-stroke by Mitch McConnell, and the discovery of a new room temperature superconductor. He also highlights the busy week of earnings reports for the second quarter. Stay tuned for the release of FactSet's earnings insight report on Friday. Timestamps: [00:00:54] UFO hearings. [00:04:12] Investing and retirement strategies. [00:08:09] Abusing the 1031 exchange. [00:12:26] Concentrated stock positions. [00:16:19] Highly concentrated stock position. [00:19:32] Selling covered calls for income. [00:23:44] Charitable remainder trust. [00:25:27] Charitable remainder trust and taxes. [00:29:01] Hedging highly concentrated stock positions. [00:32:13] Mental health and homelessness. [00:36:37] Passive income options. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Current State of the Housing Market & The Impact of Low Mortgage Rates 38:49

2 years ago38:49

38:49

In this episode of "New Focus on Wealth," host Chad Burton discusses the current state of the housing market and the impact of low mortgage rates. He highlights the benefits of holding onto properties with low-rate mortgages, as they can generate cash flow and make real estate investing easier. Chad also shares insights on the rental market in the Bay Area, emphasizing the importance of evaluating the potential income from rental properties against the costs involved. Tune in to gain a better understanding of the financial considerations surrounding real estate and mortgages. Timestamps: [00:02:41] Banks' Q2 earnings and provisions. [00:06:49] Nasdaq special rebalance. [00:08:11] Capital gains distributions in investments. [00:13:44] Transferring assets to new custodian. [00:19:27] Estate planning basics. [00:20:02] Estate planning basics. [00:25:45] Importance of power of attorney. [00:27:06] Taking care of kids in trusts. [00:31:11] Special Needs Trusts and Estate Planning. [00:35:37] Inheritance and estate planning. [00:38:10] Financial planning beyond portfolios. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Inflation & Its Potential Impact on the Federal Reserve's Actions 38:18

2 years ago38:18

38:18

In this episode of "New Focus on Wealth," host Chad Burton discusses the latest news on inflation and its potential impact on the Federal Reserve's actions. He shares that inflation rose at the slowest pace since March 2021, raising questions about the Fed's future decisions. Burton provides a weekly market update, highlighting that the S&P 500 has gained 16.58% so far this year. He also discusses bond market trends and the performance of the US aggregate bond index. Finally, Burton touches on the challenges faced by emerging markets. Tune in to get a comprehensive update on the current financial landscape. Timestamps: [00:02:27] Small and mid-cap stocks. [00:04:18] Tech stocks and earnings. [00:09:02] Earning higher interest rates. [00:12:58] Bonds and annuities explained. [00:16:41] Annuities and alternative investments. [00:19:24] Annuities and financial advisors. [00:23:07] Health care costs and financial planning. [00:28:26] Premium tax credits in retirement. [00:33:40] Roth conversion considerations. [00:35:07] Tax diversification for retirement. [00:37:30] Helping with taxes and withholding. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
2023 Mid-Year Reflection: Tech Stocks and Investment Opportunities 36:07

2 years ago36:07

36:07

In this podcast, Chad Burton & Rob Black discuss the recent market activity and the performance of the NASDAQ. Despite the potential for recession, the market has seen a rebound, particularly in the tech sector. Burton emphasizes the importance of asset allocation and rebalancing in a diversified portfolio. He also discusses the attractiveness of tech stocks and the impact of artificial intelligence on investing. Furthermore, Burton highlights the similarities between the NASDAQ and the S&P 500 indexes. Timestamps: [00:02:15] When it drops hard, what a great time to buy. [00:06:07] Tech-heavy market index. [00:09:46] Market breadth and catch up. [00:11:15] Housing starts and market trends. [00:15:01] Reinvesting dividends for long-term growth. [00:18:27] Concentrated stock positions. [00:23:14] Concentrated stock and income strategies. [00:26:30] Exchange funds and diversification. [00:29:23] Rental property issues in California. [00:33:20] Real estate vs. stocks. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Value vs Growth Investing & Everything You Need To Know About 401K Rollovers 38:48

2 years ago38:48

38:48

In this episode of the podcast "New Focus on Wealth," hosted by certified financial planner Chad Burton, the focus is on the stock market. Burton points out that the NASDAQ is up 33% for the year due to the market cap weighted tech-heavy index. However, if you look at the return from January 1st, 2022, to today, the NASDAQ is down 10%. He advises listeners to avoid FOMO and be cautious when making financial decisions. Burton shares that massive corrections are usually buying opportunities but cautions that most investors were already overweight in large cap growth. Timestamps: [00:02:19] NASDAQ explained and analyzed. [00:04:15] Tech stocks and valuation. [00:08:16] Tech stock recovery rally. [00:12:06] Small and mid cap struggles. [00:15:24] International developed outperforming the US. [00:19:02] High deductible health plans. [00:23:02] Medicare and retirement savings. [00:27:28] Tax-free retirement income. [00:31:11] Refinancing commercial loans. [00:35:05] Investing in T bills. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Utilizing HSAs and Altering Tax Strategies for Retirees 38:01

2 years ago38:01

38:01

Miss the latest radio episode of New Focus on Wealth? No problem, listen now to catch up on the latest insight from Certified Financial Planner Chad Burton. In this episode, Chad analyzes the growing similarities between the makeup of the NASDAQ and S&P 500, noting the recent performance of both. Next, Chad describes the benefits of Health Savings Accounts (HSAs) and how to utilize them properly to take care of you in the golden years of retirement. Finally, listen to Chad talk about altering your tax strategy to set yourself up for lower federal taxes in retirement. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 29: How New Models Are Changing Retirement Planning 1:09:51

2 years ago1:09:51

1:09:51

Tune in for the latest from Joining Me Now featuring an extended episode that dives into tax strategies and how to approach a complex retirement plan with your CFP. Hosts Rob Black and Chad Burton talk about the first steps taken with new clients, such as identifying personal expenses, what you’re planning to do for fun, and finding your purpose in retirement. Chad explains how he takes this information to model various retirement scenarios, making it easier than ever to prepare for a successful retirement and provide a New Focus on Wealth. Also, hear about IRA to Roth conversions and handling concentrated stock positions. Listen now! Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 28: Wealth Preservation & The Importance of Fiduciaries 35:44

2 years ago35:44

35:44

On this episode of Joining Me Now, Rob and Chad talk about taxes, financial planning, wealth preservation, and more. Listen as Rob and Chad discuss the importance of working with a fiduciary and avoiding salesmen that don’t have your best interest in mind. Rob and Chad identify and break down the various steps to planning and executing a successful financial plan for you and your loved ones. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 27: Withdrawal Strategies And Maximizing Your Retirement Fund 30:02

2 years ago30:02

30:02

The latest episode of joining me now with hosts Rob Black and Chad Burton features a discussion on withdrawal strategies in retirement. Next, Rob and Chad discuss what yesterday’s 60/40 portfolio has evolved to in the modern age of retirement planning. Don’t miss the latest from Rob and Chad. Listen now! Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 26: Insightful Tests For Your Financial Plan 36:44

2 years ago36:44

36:44

The latest episode of Joining Me Now covers the various tests that can help determine the likelihood of your finances successfully supporting your retirement. Rob and Chad take a question from a listener about inherited IRAs and identifying the best time to take the tax hit. Finally, Rob and Chad discuss why enabling your children with finances can be detrimental for everyone involved. Listen now! Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 25: Why You Should Rely On A Conservative Retirement Plan 37:07

2 years ago37:07

37:07

This episode of Joining Me Now with Hosts Rob Black & Chad Burton discusses the importance of conservative retirement planning, an analysis of the bond market, and evergreen topics on the wealth management cycle. Catch the latest from this dynamic duo and listen now. Email your money question to chad@chadburton.com . Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com…

New Focus on Wealth with Chad Burton

1
Joining Me Now Ep. 24: Is Now A Good Time To Rebalance Your Portfolio? 37:14

2 years ago37:14