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Content provided by Natalie Kime. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Natalie Kime or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
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Stopping the Spin. Breaking Free from Yo-Yo Finances

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Manage episode 486796724 series 3570711
Content provided by Natalie Kime. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Natalie Kime or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Tell Natalie what you love about this episode, text here!

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores the concept of "yo-yoing" in personal finances, a cycle of fluctuating between saving and overspending. Natalie discusses emotional and psychological factors like emotional spending and lack of budgeting that contribute to this behavior. She emphasizes tracking expenses, creating a flexible financial plan, and automating savings to break the cycle. Sharing her personal financial struggles, Natalie offers practical advice for achieving financial stability and invites listeners for a complimentary financial checkup to help them create personalized financial plans.

Key points:

  • Concept of "yo-yoing" in personal finances
  • Emotional and psychological factors influencing financial behavior
  • Impact of emotional spending and impulsive purchases
  • Statistics on Americans living paycheck to paycheck
  • Importance of having a structured budgeting system
  • Strategies for tracking expenses and identifying spending patterns
  • Creation of a flexible financial plan that allows for leisure activities
  • Benefits of automating savings and bill payments
  • Personal experiences with financial struggles and resilience
  • Encouragement to have fun within a budget and assign purpose to every dollar

Get my FREE Financial Check-up Guide
Connect with me on:
Facebook
Instagram
LinkedIn

  continue reading

62 episodes

Artwork
iconShare
 
Manage episode 486796724 series 3570711
Content provided by Natalie Kime. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Natalie Kime or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Tell Natalie what you love about this episode, text here!

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores the concept of "yo-yoing" in personal finances, a cycle of fluctuating between saving and overspending. Natalie discusses emotional and psychological factors like emotional spending and lack of budgeting that contribute to this behavior. She emphasizes tracking expenses, creating a flexible financial plan, and automating savings to break the cycle. Sharing her personal financial struggles, Natalie offers practical advice for achieving financial stability and invites listeners for a complimentary financial checkup to help them create personalized financial plans.

Key points:

  • Concept of "yo-yoing" in personal finances
  • Emotional and psychological factors influencing financial behavior
  • Impact of emotional spending and impulsive purchases
  • Statistics on Americans living paycheck to paycheck
  • Importance of having a structured budgeting system
  • Strategies for tracking expenses and identifying spending patterns
  • Creation of a flexible financial plan that allows for leisure activities
  • Benefits of automating savings and bill payments
  • Personal experiences with financial struggles and resilience
  • Encouragement to have fun within a budget and assign purpose to every dollar

Get my FREE Financial Check-up Guide
Connect with me on:
Facebook
Instagram
LinkedIn

  continue reading

62 episodes

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