Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16

NoBS Wealth

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE

Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys - and yeah, it was sleazy as hell.

But here's the raw truth: you NEED life insurance, and you're bullshitting yourself with every excuse not to get it.

In this no-holds-barred episode, I'm calling out every weak excuse:

• "I'm too young" - Bullshit. It's CHEAPER when you're young.
• "I don't have anyone to leave it to" - You don't know what the future holds.
• "I'm too broke/too rich" - Neither is true.

For my Black and Brown families especially - this isn't just protection, it's our shot at building GENERATIONAL WEALTH.

Why are we dropping $350 on Jordans but hoping a GoFundMe goes viral enough to bury our loved ones?

Term, whole life, universal - I break down the options without the sales pitch. The ultra-wealthy use these tools for tax strategies and income - not just death benefits.

Get off your ass and secure your family's future. Real wealth starts with real protection.

Watch the full episode: https://youtu.be/9GpdtAyTg0o

For more unfiltered financial truth, visit nobswealth.com

Welcome to the No BS Wealth Podcast with Stoy Hall, your candid guide to financial clarity. In our third year, we're spicing things up by enhancing community ties and bringing you straight, no-fluff financial insights. Connect with us on NoBSWealthPodcast.com, and follow Stoy on social media for the latest episodes and expert discussions. Tune in, join the conversation, and transform your financial journey with us—no BS!

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DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Chapters

1. Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16 (00:00:00)

2. Why “I’m too young” is the dumbest excuse you can make (00:02:12)

3. How life insurance is the ONLY wealth transfer tool for many Black, brown, and middle-class families (00:03:12)

4. The real difference between term, whole, and universal life—and why term is your launch pad (00:04:12)

5. How the rich weaponize life insurance to dodge taxes and grow wealth (00:05:12)

6. Four no-BS, actionable steps to start TODAY (00:06:12)