Episode 407: Dependable Dividends

Not Your Average Financial Podcast™

In this episode, we ask:

• What can be intimidating?
• What about big, life-long decisions?
• How do dividends work?
• How can you regain certainty, control and safety in the midst of a very uncertain world?
• What did Mark learn in school from his math teacher?
• Who does Mark have great respect for?
• What takes courage?
• How have the stock markets done this year?
• What is a dividend?
• Are dividends on stocks guaranteed?
• Who is showing a dividend cut?
• What is the problem with dividend cuts in retirement?
• What about dividends paid out from life insurance companies?
• What are the factors involved in dividend calculations?
• Are you an owner?
• What is a return of premium?
• Are dividends taxable?
• What’s the difference between the dividends and the non-forfeiture guarantee interest rate?
• What is the most important thing about dividends?
• Are dividends a marketing ploy?
• Are dividends a sign of a company’s health?
• Are dividends guaranteed?
• What are the guarantees in the contract?
• Can life insurance suffer from shrink-flation?
• What is the most frustrating thing about dividends?
• Is there a uniform industry standard for calculating the dividend rate?
• What is the real test of real financial strength?
• What should you look at when evaluating insurance companies?
• Can the company maintain its profit margins?
• Would you like to see the chart on YouTube or schedule a time to talk with Mark about the chart?
• What can be very misleading?
• Will that dividend repeat itself every year for the rest of your life?
• What about steady performance over time?
• What can I do with my dividends?
• What about using the dividend to purchases paid-up additional insurance (PUAs)?
• What about using the dividend to pay part or all of your annual premium?
• What about using the dividend to pay down a policy loan?
• What about letting the dividends earn interest with the insurance company?
• What about taking the dividends as a check in the mail?
• Does the cash value continue to grow?
• Where else could you access your dividends and still have continuous, uninterrupted compound growth?
• What are the takeaways?
• What is the history of dividends?
• What are the guarantees?
• What are the dividend options?
• Would you like to read the article, 7 Reasons Why Banking on Yourself Makes Sense?
• Would you like to meet with Mark?