Beyond the Diagnosis: Financial Planning for Special Needs Families

On the Spectrum with Sonia Krishna Chand

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Michael Pereira, an insurance specialist and father of a son with autism, shares critical financial planning strategies for families with special needs children. He offers insight into comprehensive insurance planning that protects dependents with special needs if something happens to their caregivers.
• Michael's strong passion is helping special needs families after his son's autism diagnosis
• Three key areas of focus: income protection, funding special needs trusts, and long-term care planning
• Financial planning gets more expensive and difficult to qualify for as you age
• Special needs trusts protect government benefits while providing for children's futures
• Building an "A-team" of professionals is essential: attorney, insurance advisor, accountant, and specialized coaches
• Different insurance carriers have different qualification requirements, offering options for varied situations
• The Autism Voyage blog provides resources for parents researching special needs topics
For more information or to connect with Michael, visit www.theautismvoyage.com where you can read blog posts, subscribe to the newsletter, or book a call with Michael or his team.

Chapters

1. Introduction to On the Spectrum with Sonia (00:00:00)

2. Michael's Journey as an Autism Parent (00:01:44)

3. From Corporate Career to Financial Planning (00:07:15)

4. Three Core Areas of Special Needs Planning (00:11:33)

5. Understanding Insurance Options and Strategies (00:14:56)

6. Special Needs Trusts and Building Your A-Team (00:19:14)

7. Closing and Contact Information (00:23:42)