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Will changes to the stress test make it harder or easier to buy a home in Ontario?
Manage episode 475584492 series 3584094
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In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We delve into the recent changes to the mortgage stress test in Ontario, examining its impacts on the market. The discussion then shifts to Canadian mortgage default rates and proposed regulatory changes aimed at addressing them. We explore the challenges faced by those trying to enter the housing market and discuss the qualifications needed for new homes. The episode concludes with closing remarks and a reminder of our sponsor, Real Approved Inc. (0:00) Welcome and Introduction (0:19) Sponsor: Real Approved Inc. (0:39) Recent changes to the mortgage stress test in Ontario and its impacts (1:40) Canadian mortgage default rates and proposed regulatory changes (2:22) Challenges of entering the housing market and new home qualifications (3:14) Closing remarks and sponsor reminder
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