))
Why Are There So Many Loan Products? | Oct. 14, 2024
Manage episode 445200662 series 3602753
Content provided by Optimal Blue. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Optimal Blue or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
Welcome to this week’s episode of Optimal Insights. In this episode, our experts explore the intersection of economic indicators and mortgage market dynamics with guests Alex Hebner and Kevin Foley. The team discusses market updates, recent inflation metrics, and the topic of specified pools and loan products in this week’s episode.
Key Takeaways:
- The recent economic conditions have led to rising mortgage rates, impacting the housing market.
- Hurricane impacts in Florida may significantly affect home insurance and the mortgage industry.
- The complexity of loan products has increased over the past decade, complicating the mortgage landscape.
- Specified pools of loans are becoming more prevalent, driven by investor demand for yields.
Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability
Hosts and Guests:
Hosts:
- Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
- Jeff McCarty, Director of Hedging Product, Optimal Blue
Guests:
- Alex Hebner, Hedge Account Manager
- Kevin Foley, Director of Product Management
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of Optimal Blue, LLC.
--
Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations
Mentioned in this episode:
Capture for Originators
Reengage Past Clients Without the Spreadsheet Headache Tired of manually hunting for refinance opportunities? Capture for Originators does the heavy lifting for you. It automatically scans your closed loan portfolio and flags recapture opportunities – no spreadsheets, no manual work. Just actionable recapture opportunities delivered straight to you. Learn more: https://www2.optimalblue.com/optimal-blue-launches-new-lead-generation-tool-for-originators or reach out to your Optimal Blue Client service representative for more information.
Market Advantage Report – Newly Expanded With New Origination and Secondary Markets Data Points
Smarter Lending Starts with Smarter Data The newly enhanced Market Advantage report from Optimal Blue delivers unmatched insights across both origination and secondary markets, including property type, debt-to-income ratio, first-time homebuyer status, servicing rights, market rate indices, and investor count at loan sale. 📊 Get the data from the engine that powers your profitability. https://engage.optimalblue.com/market-advantage
42 episodes
Share
