Blockchain Money Transfer Tools for Finance Leaders to Cut FX Costs Globally with Kevin Lehtiniitty

PayPod: The Payments and Fintech Podcast

Episode Topic

Today’s episode gets into the weeds into how stablecoins are transforming cross-border payments and financial access. Kevin Lehtiniitty, CEO of Borderless.xyz, reveals how his team is building the connective tissue for global stablecoin movement by partnering with licensed financial institutions. This episode uncovers the opportunities and challenges in building a compliant, scalable crypto payment network that thrives in both developed and emerging markets.

Lessons You’ll Learn

You’ll learn why stablecoins are reshaping how people save, spend, and move money globally, especially in inflation-stricken economies. Kevin breaks down the difference between fiat-backed and algorithmic stablecoins, explains how Borderless.xyz operates without holding custody of funds, and explores how compliance and innovation can coexist in crypto infrastructure.

About Our Guest

Kevin Lehtiniitty is the CEO of Borderless.xyz, a fintech startup building the world’s largest stablecoin orchestration network. Kevin’s journey began with a rejected Bitcoin transaction that led him to question the role of banks and the need for permissionless money. Before founding Borderless.xyz, he worked in regulated crypto custody and healthcare fintech. He’s a strong advocate for financial freedom, regulatory clarity, and building tech that levels the global playing field.

Topics Covered:

What stablecoins should be—and why algorithmic ones don’t qualify

How Borderless.xyz connects local payment rails via a global network

Dollarization and stablecoins as proxies for USD in emerging markets

Regulatory challenges and why being non-custodial matters

The rise of stablecoin-driven neobanks across Latin America and Africa

CBDCs and the looming impact of forced conversions in authoritarian regimes

Lessons from banking restrictions and the push for financial innovation