Revolutionizing Finance ToweBank’s Bold Move into Crypto with Ikigii

PayPod: The Payments and Fintech Podcast

Episode Topic

In this episode, we dive into the groundbreaking world of cryptocurrency and banking, featuring Gabriel Campa from TowerBank. Gabriel introduces Ikigii, a revolutionary product combining a crypto wallet with a fiat bank account, poised to reshape the financial landscape in Latin America. This product offers users the ability to manage both cryptocurrencies and traditional currency seamlessly, all within the same platform. Tower Bank's innovative approach to integrating crypto into traditional banking infrastructure stands out as a bold move, highlighting the potential for digital currencies to drive financial inclusion. Gabriel shares the challenges, insights, and opportunities involved in launching Ikigii, making this an insightful episode for anyone interested in the intersection of fintech and crypto.

Lessons You’ll Learn Listeners will gain a deeper understanding of how crypto and traditional banking systems can coexist in a compliant, secure environment. Gabriel explains how crypto’s volatility is managed, offering users access to both fiat and crypto without the complexities that often arise with these financial products. You’ll learn about the regulatory challenges that Tower Bank faced, how they navigated these issues, and the strategic decisions that allowed them to develop their crypto product in a regulated environment. Additionally, the episode offers valuable insights on building a product from the ground up and understanding the technical and business aspects of fintech and crypto.

About Our Guest Gabriel Campa is a visionary leader in the fintech and crypto space, currently spearheading Ikigii at Tower Bank. Gabriel's journey from architecture to technology and banking has been marked by his ability to think outside the box and solve complex problems. Before joining Tower Bank, he led global sales and operations in the shipbuilding industry. With a strong background in technology and a deep understanding of the crypto world, Gabriel brings a unique perspective to the intersection of finance and technology. His work on Ikigii demonstrates his commitment to creating innovative financial solutions that serve the underbanked and unbanked populations in Latin America.

Topics Covered In this episode, Gabriel Campa covers various topics, including the growing importance of cryptocurrency in Latin America, the unique features of, and how TowerBank is bridging the gap between traditional finance and the crypto world. He discusses how the crypto product is designed to help people in countries like Argentina, Colombia, and Brazil access crypto in a safe, easy, and efficient manner. The conversation also delves into the challenges faced by banks and fintech companies in adopting crypto, as well as the need for regulatory compliance in the development of crypto financial products. Furthermore, Gabriel shares his thoughts on the future of cryptocurrencies, Bitcoin-backed loans, and how technology is transforming financial services in the region.