Financial Foundations: Building From Zero

Plan With Minh

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Money management shouldn't feel like navigating without a map. Drawing insights from Plan With Minh, we've crafted a practical guide to building your financial foundation from the ground up—no financial jargon required.
Your journey begins with a simple 15-minute exercise: documenting your current financial reality. By capturing your income, expenses, debts, and assets, you establish your starting point. From there, we explore how to set meaningful financial goals across different time horizons—short-term wins to build momentum, mid-term objectives that require sustained effort, and long-term aspirations that shape your financial future. The secret lies in specificity; vague wishes become powerful drivers when transformed into measurable targets.
The heart of your financial plan is the system that connects today's reality with tomorrow's goals. We break down the 50-30-20 budgeting framework, the power of automation, and the security of an emergency fund. You'll discover practical approaches to debt management, investment strategies centered on consistency rather than hype, and the critical protective elements every plan needs—from insurance coverage to basic estate planning. The most empowering revelation? Your financial plan doesn't need to be perfect; it simply needs to exist as a living document that evolves as your life changes. What could your financial future look like five, ten, or twenty years from now if you take control today?
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Chapters

1. Introduction to Financial Planning Fundamentals (00:00:00)

2. Know Your Numbers: Financial Baseline (00:02:31)

3. Setting Clear Financial Goals (00:05:36)

4. Building Your Money System (00:09:14)

5. Investment Strategies for Long-Term Growth (00:12:12)

6. Protecting What You Build (00:13:36)