75 - How to Double Dip on Gains Tax-Free Using Indexed Universal Life Insurance

Productivity MD

You don’t have to follow the traditional financial playbook to grow lasting wealth. In fact, the smartest strategies often involve tools most people overlook—like life insurance.

In this episode, Ann Tsung sits down with Brenyn McConnell, Wealth Strategist at Money Insights, to demystify how alternative assets and well-structured life insurance policies can create a powerful financial foundation. What started as simple personal finance tips for family and friends has turned into Brenyn’s mission: helping others grow and preserve wealth strategically, without falling into the trap of high-interest debt or low-yield investments.

We unpack how to store capital efficiently, why understanding the cost of interest is critical when taking out loans. You will also hear a breakdown of how cash value grows, common mistakes in policy design, and a real-life example of a well-built policy that enhances—not hinders—returns. Tune in!

What You’ll Learn in This Episode:

1. Why traditional savings methods might be holding your wealth back.
2. The biggest misconceptions about life insurance and wealth strategy.
3. 3.How to calculate the real cost of interest when taking on debt.
4. Key differences between Indexed Universal Life (IUL) and Whole Life policies.
5. How to structure a policy so it builds wealth, not just security.
6. A real-world example of how capital can grow when structured correctly.

Resources:

• Money Insights Group
• Follow the Money Insights Podcast
• Follow Brenyn in LinkedIn
• 
  

Listen to the previous episodes here

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Show Notes - How to Double Dip on Gains Tax-Free Using Indexed Universal Life Insurance

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https://www.productivitymd.com/2025/06/17/episode-75/