The #1 Loan Structuring Mistake Keeping Investors Stuck (And How to Avoid It!)

Property Addicts Australia

“Think long-term. Correct loan structuring from the start gives you an unfair advantage to grow your investments.”
Episode Takeaways:

✅ Correctly structuring loans, such as separating owner-occupied and investment debts, can significantly reduce tax liabilities and enhance financial growth.
✅ Common mistakes like cross-collateralisation and using basic loan products without offset accounts can hinder your ability to expand your property portfolio.
✅ Standalone loan setups for each property ensure flexibility for refinancing, equity release, and future investment opportunities.
Meet The Property Twins
The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.
DISCLAIMER: No Legal, Financial & Taxation Advice

Property Twins channel contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Past performance is not a reliable indicator of future performance. The projections are for illustrative purposes only and are not an estimate of the investment returns you will receive or fees and costs you will incur.